Cheap Quotes for Federalsburg, MD Car Insurance (2021)

Federalsburg, Maryland car insurance rates average $308 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Federalsburg, MD companies, you can find cheap Federalsburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Federalsburg, MD after a DUI are $4,358/year
  • Average car insurance rates in Federalsburg, MD for senior drivers are $2,424/year
  • The cheapest car insurance company in Federalsburg is Nationwide

How do the Federalsburg, Maryland monthly average car insurance rates of $308/month compare to nearby cities like Greenbelt car insurance rates, Annapolis car insurance rates, and Rockville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Federalsburg, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Federalsburg, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Federalsburg, Maryland companies to find the most affordable Federalsburg car insurance rates.

Enter your ZIP code above to find cheap Federalsburg, MD car insurance quotes today.

What are the minimum Federalsburg, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Federalsburg, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Federalsburg, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Federalsburg, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Federalsburg, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Federalsburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Federalsburg, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,908 $2,077 $2,145 $2,448 $5,623 $6,468 $1,623 $1,733
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,572 $1,581 $1,425 $1,469 $3,565 $4,682 $1,807 $1,947
Progressive $2,009 $1,825 $1,755 $1,788 $6,894 $7,537 $2,331 $2,291
State Farm $1,871 $1,871 $1,707 $1,707 $5,803 $7,425 $2,081 $2,360
USAA $1,716 $1,691 $1,592 $1,599 $3,751 $4,443 $1,994 $2,231

How much do teen drivers pay for car insurance in Federalsburg, MD?

Federalsburg, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Federalsburg car insurance rates from multiple Federalsburg, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Federalsburg, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,623 $6,468
Liberty Mutual $10,820 $16,074
Nationwide $3,565 $4,682
Progressive $6,894 $7,537
State Farm $5,803 $7,425
USAA $3,751 $4,443

How much do senior drivers pay for car insurance in Federalsburg, MD?

With a little research, seniors can find affordable car insurance in Federalsburg, Maryland. Here’s a look at how the top Federalsburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Federalsburg, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,145 $2,448
Liberty Mutual $5,472 $5,472
Nationwide $1,425 $1,469
Progressive $1,755 $1,788
State Farm $1,707 $1,707
USAA $1,592 $1,599

How does coverage level affect Federalsburg, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Federalsburg, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Federalsburg, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,905 $2,986 $3,119
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,166 $2,261 $2,340
Progressive $3,165 $3,303 $3,442
State Farm $2,955 $3,111 $3,244
USAA $2,265 $2,385 $2,482

How does your driving record affect Federalsburg, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Federalsburg, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Federalsburg, Maryland companies.

Annual Federalsburg, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,144 $3,316 $3,995 $2,558
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $1,991 $2,656 $2,126 $2,251
Progressive $2,832 $3,718 $3,418 $3,246
State Farm $2,789 $3,488 $3,068 $3,068
USAA $1,875 $2,283 $3,334 $2,017

How does a DUI affect Federalsburg, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Federalsburg, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Federalsburg, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $3,995
Liberty Mutual $10,922
Nationwide $2,126
Progressive $3,418
State Farm $3,068
USAA $3,334

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How does your credit history affect Federalsburg, MD car insurance rates?

Take a look at the data here to see how your Federalsburg, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Federalsburg, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,401 $2,821 $2,787
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,867 $2,045 $1,855
Progressive $4,180 $3,119 $2,613
State Farm $4,540 $2,693 $2,076
USAA $3,173 $2,172 $1,787

How does your commute affect Federalsburg, MD car insurance rates?

Federalsburg, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Federalsburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Federalsburg, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,039 $4,152
GEICO $2,952 $3,055
Liberty Mutual $7,532 $7,950
Nationwide $2,256 $2,256
Progressive $3,304 $3,304
State Farm $3,025 $3,182
USAA $2,303 $2,451

Who has the cheapest Federalsburg, MD car insurance rates?

Here’s a breakdown of Federalsburg, Maryland car insurance rates by company. You can see which company offers the cheapest Federalsburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Federalsburg, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Federalsburg, MD car insurance companies?

Which Federalsburg, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Federalsburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Federalsburg, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,003
Liberty Mutual $7,741
Nationwide $2,256
Progressive $3,304
State Farm $3,103
USAA $2,377

What factors affect Federalsburg, MD car insurance rates?

Why are Federalsburg, Maryland car insurance rates different than rates in Greenbelt or Annapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Federalsburg, MD?

FBI statistics show that the Federalsburg, Maryland car theft rate is 2 thefts each year. High theft rates can lead to higher than average Federalsburg, MD car insurance rates.

How long is the average commute in Federalsburg, MD?

More time spent behind the wheel can lead to higher Federalsburg, Maryland car insurance rates. In Federalsburg, MD, the average commute length is 33.0 minutes.

Car Insurance Quotes for Federalsburg, MD

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