Cheap Quotes for Epes, AL Car Insurance (2021)

Epes, Alabama car insurance rates average $310 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Epes, AL companies, you can find cheap Epes car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Epes, AL are $310/month
  • Epes has an average commute time of 44.0 minutes
  • Average car insurance rates in Epes, AL for senior drivers are $1,978/year

How do the Epes, Alabama monthly average car insurance rates of $310/month compare to nearby cities like Mobile car insurance rates, Montgomery car insurance rates, and Dothan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Epes, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Epes, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Epes, Alabama companies to find the most affordable Epes car insurance rates.

Enter your ZIP code above to find cheap Epes, AL car insurance quotes today.

What are the minimum Epes, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Epes, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Epes, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Epes, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Epes, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Epes car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Epes, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,112 $3,367 $2,553 $2,860 $11,006 $12,250 $3,323 $3,550
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,582 $1,609 $1,475 $1,473 $8,405 $13,270 $1,498 $1,733
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

How much do teen drivers pay for car insurance in Epes, AL?

Epes, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Epes car insurance rates from multiple Epes, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Epes, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,313 $9,583
GEICO $5,292 $5,199
Liberty Mutual $11,006 $12,250
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,309 $10,427
Travelers $8,405 $13,270
USAA $4,111 $4,567

How much do senior drivers pay for car insurance in Epes, AL?

With a little research, seniors can find affordable car insurance in Epes, Alabama. Here’s a look at how the top Epes car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Epes, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,158 $2,292
GEICO $1,937 $1,974
Liberty Mutual $2,553 $2,860
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,520 $2,520
Travelers $1,475 $1,473
USAA $1,294 $1,274

How does coverage level affect Epes, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Epes, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Epes, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,986 $4,165 $4,512
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,014 $5,228 $5,516
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,278 $4,514 $4,767
Travelers $3,685 $3,958 $3,998
USAA $2,151 $2,216 $2,317

How does your driving record affect Epes, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Epes, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Epes, Alabama companies.

Annual Epes, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,124 $5,723 $5,617 $5,546
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,235 $3,395 $4,952 $3,940
USAA $1,713 $2,146 $3,200 $1,853

How does a DUI affect Epes, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Epes, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Epes, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,480
GEICO $3,748
Liberty Mutual $5,617
Nationwide $3,353
Progressive $4,285
State Farm $4,472
Travelers $4,952
USAA $3,200

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How does your credit history affect Epes, AL car insurance rates?

Take a look at the data here to see how your Epes, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Epes, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,736 $4,070 $3,857
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,534 $4,604 $3,619
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,329 $3,709 $2,520
Travelers $4,234 $3,669 $3,739
USAA $3,000 $1,947 $1,737

How does your commute affect Epes, AL car insurance rates?

Epes, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Epes if you’re financing.

Annual Car Insurance Rates by Commute Length in Epes, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,221 $4,221
GEICO $2,789 $2,899
Liberty Mutual $5,253 $5,253
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,410 $4,629
Travelers $3,881 $3,881
USAA $2,126 $2,330

Who has the cheapest Epes, AL car insurance rates?

Here’s a breakdown of Epes, Alabama car insurance rates by company. You can see which company offers the cheapest Epes car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Epes, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Epes, AL car insurance companies?

Which Epes, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Epes companies to find the one for you.

Average Annual Car Insurance Rates by Company in Epes, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,221
GEICO $2,844
Liberty Mutual $5,253
Nationwide $2,623
Progressive $4,425
State Farm $4,519
Travelers $3,881
USAA $2,228

What factors affect Epes, AL car insurance rates?

Why are Epes, Alabama car insurance rates different than rates in Mobile or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Epes, AL?

More time spent behind the wheel can lead to higher Epes, Alabama car insurance rates. In Epes, AL, the average commute length is 44.0 minutes.

Car Insurance Quotes for Epes, AL

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