Cheap Quotes for Emington, IL Car Insurance (2021)

Emington, Illinois car insurance rates average $248 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple Emington, IL companies, you can find cheap Emington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Emington, IL are $248/month
  • Average car insurance rates in Emington, IL for senior drivers are $1,701/year
  • The cheapest car insurance company in Emington is Liberty Mutual

How do the Emington, Illinois monthly average car insurance rates of $248/month compare to nearby cities like Joliet car insurance rates, Champaign car insurance rates, and Chicago car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Emington, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and Emington, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Emington, Illinois companies to find the most affordable Emington car insurance rates.

Enter your ZIP code above to find cheap Emington, IL car insurance quotes today.

What are the minimum Emington, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, Emington, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Emington, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Emington, IL car insurance rates?

Three of the criteria that most affect car insurance rates in Emington, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top Emington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emington, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,907 $2,919 $3,046 $3,046 $7,645 $9,966 $3,499 $3,786
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,147 $2,146 $1,905 $2,014 $9,190 $9,575 $2,453 $2,567
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,240 $1,338 $1,035 $1,157 $4,038 $4,494 $1,293 $1,362
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,722 $1,629 $1,417 $1,481 $6,260 $7,028 $2,056 $2,236
State Farm $1,309 $1,309 $1,168 $1,168 $3,732 $4,735 $1,480 $1,700
Travelers $1,519 $1,602 $1,389 $1,480 $4,407 $5,534 $1,609 $1,695
USAA $1,646 $1,691 $1,528 $1,521 $5,146 $5,708 $2,172 $2,413

How much do teen drivers pay for car insurance in Emington, IL?

Emington, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare Emington car insurance rates from multiple Emington, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Emington, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,966
American Family $6,420 $8,919
Farmers $9,190 $9,575
GEICO $4,847 $5,129
Liberty Mutual $4,038 $4,494
Nationwide $4,722 $6,058
Progressive $6,260 $7,028
State Farm $3,732 $4,735
Travelers $4,407 $5,534
USAA $5,146 $5,708

How much do senior drivers pay for car insurance in Emington, IL?

With a little research, seniors can find affordable car insurance in Emington, Illinois. Here’s a look at how the top Emington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Emington, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,046 $3,046
American Family $2,092 $2,092
Farmers $1,905 $2,014
GEICO $1,521 $1,797
Liberty Mutual $1,035 $1,157
Nationwide $1,536 $1,628
Progressive $1,417 $1,481
State Farm $1,168 $1,168
Travelers $1,389 $1,480
USAA $1,528 $1,521

How does coverage level affect Emington, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Emington, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Emington, Illinois

Insurance Company Low Medium High
Allstate $4,478 $4,598 $4,729
American Family $3,539 $3,801 $3,661
Farmers $3,809 $3,907 $4,283
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,874 $1,990 $2,120
Nationwide $2,706 $2,719 $2,678
Progressive $2,759 $2,972 $3,205
State Farm $1,966 $2,079 $2,181
Travelers $2,251 $2,401 $2,561
USAA $2,560 $2,725 $2,900

How does your driving record affect Emington, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in Emington, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Emington, Illinois companies.

Annual Emington, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,259 $5,597 $5,236 $4,315
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,376 $4,353 $4,245 $4,024
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,666 $2,354 $2,071 $1,887
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,457 $3,640 $2,717 $3,100
State Farm $1,898 $2,252 $2,075 $2,075
Travelers $1,913 $2,506 $2,799 $2,399
USAA $1,955 $2,785 $3,820 $2,352

How does a DUI affect Emington, IL car insurance rates?

With even one DUI on your record, you can see an increase in your Emington, IL car insurance rates.

Annual Car Insurance Rates After a DUI in Emington, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,236
American Family $5,085
Farmers $4,245
GEICO $3,482
Liberty Mutual $2,071
Nationwide $3,308
Progressive $2,717
State Farm $2,075
Travelers $2,799
USAA $3,820

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How does your credit history affect Emington, IL car insurance rates?

Take a look at the data here to see how your Emington, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Emington, Illinois

Insurance Company Poor Fair Good
Allstate $5,850 $4,244 $3,711
American Family $4,882 $3,316 $2,802
Farmers $4,546 $3,819 $3,633
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,815 $1,762 $1,407
Nationwide $3,222 $2,602 $2,278
Progressive $3,394 $2,880 $2,662
State Farm $3,018 $1,807 $1,401
Travelers $2,933 $2,362 $1,919
USAA $3,649 $2,490 $2,046

How does your commute affect Emington, IL car insurance rates?

Emington, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in Emington if you’re financing.

Annual Car Insurance Rates by Commute Length in Emington, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,602 $4,602
American Family $3,619 $3,714
Farmers $4,000 $4,000
GEICO $2,519 $2,617
Liberty Mutual $1,995 $1,995
Nationwide $2,701 $2,701
Progressive $2,979 $2,979
State Farm $2,023 $2,128
Travelers $2,310 $2,498
USAA $2,651 $2,805

Who has the cheapest Emington, IL car insurance rates?

Here’s a breakdown of Emington, Illinois car insurance rates by company. You can see which company offers the cheapest Emington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Emington, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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What are the top Emington, IL car insurance companies?

Which Emington, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top Emington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Emington, Illinois

Insurance Company Average Annual Rates
Allstate $4,602
American Family $3,667
Farmers $4,000
GEICO $2,568
Liberty Mutual $1,995
Nationwide $2,701
Progressive $2,979
State Farm $2,075
Travelers $2,404
USAA $2,728

What factors affect Emington, IL car insurance rates?

Why are Emington, Illinois car insurance rates different than rates in Joliet or Champaign? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Emington, IL?

More time spent behind the wheel can lead to higher Emington, Illinois car insurance rates. In Emington, IL, the average commute length is 26.3 minutes.

Car Insurance Quotes for Emington, IL

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