Cheap Quotes for Eldridge, AL Car Insurance (2021)

Eldridge, Alabama car insurance rates average $310 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Eldridge, AL companies, you can find cheap Eldridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Eldridge, AL for senior drivers are $1,983/year
  • Average car insurance rates in Eldridge, AL are $310/month
  • Average car insurance rates in Eldridge, AL after a DUI are $4,270/year

How do the Eldridge, Alabama monthly average car insurance rates of $310/month compare to nearby cities like Tuscaloosa car insurance rates, Mobile car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Eldridge, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Eldridge, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Eldridge, Alabama companies to find the most affordable Eldridge car insurance rates.

Enter your ZIP code above to find cheap Eldridge, AL car insurance quotes today.

What are the minimum Eldridge, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Eldridge, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Eldridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Eldridge, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Eldridge, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Eldridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,009 $1,920 $1,810 $1,845 $6,832 $7,333 $2,267 $2,327
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,145 $3,398 $2,576 $2,875 $11,254 $12,507 $3,366 $3,602
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,970 $2,970 $2,670 $2,670 $8,809 $11,019 $3,350 $3,878
Travelers $1,500 $1,524 $1,405 $1,402 $8,028 $12,654 $1,421 $1,632
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

How much do teen drivers pay for car insurance in Eldridge, AL?

Eldridge, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Eldridge car insurance rates from multiple Eldridge, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Eldridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,832 $7,333
Farmers $8,848 $9,111
GEICO $5,858 $5,765
Liberty Mutual $11,254 $12,507
Nationwide $5,097 $6,597
Progressive $8,930 $10,006
State Farm $8,809 $11,019
Travelers $8,028 $12,654
USAA $4,155 $4,609

How much do senior drivers pay for car insurance in Eldridge, AL?

With a little research, seniors can find affordable car insurance in Eldridge, Alabama. Here’s a look at how the top Eldridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Eldridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,810 $1,845
Farmers $2,096 $2,219
GEICO $2,095 $2,161
Liberty Mutual $2,576 $2,875
Nationwide $1,740 $1,806
Progressive $1,833 $1,945
State Farm $2,670 $2,670
Travelers $1,405 $1,402
USAA $1,291 $1,264

How does coverage level affect Eldridge, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Eldridge, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Eldridge, Alabama

Insurance Company Low Medium High
Allstate $3,190 $3,287 $3,401
Farmers $3,840 $4,000 $4,306
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,129 $5,319 $5,574
Nationwide $2,958 $2,923 $2,978
Progressive $3,716 $4,050 $4,441
State Farm $4,561 $4,784 $5,031
Travelers $3,508 $3,770 $3,810
USAA $2,155 $2,221 $2,322

How does your driving record affect Eldridge, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Eldridge, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Eldridge, Alabama companies.

Annual Eldridge, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,809 $3,300 $3,897 $3,165
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,185 $5,828 $5,707 $5,642
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $4,337 $5,348 $4,741 $4,741
Travelers $3,080 $3,232 $4,722 $3,750
USAA $1,716 $2,155 $3,205 $1,856

How does a DUI affect Eldridge, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Eldridge, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Eldridge, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,897
Farmers $4,293
GEICO $4,162
Liberty Mutual $5,707
Nationwide $3,777
Progressive $3,922
State Farm $4,741
Travelers $4,722
USAA $3,205

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How does your credit history affect Eldridge, AL car insurance rates?

Take a look at the data here to see how your Eldridge, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Eldridge, Alabama

Insurance Company Poor Fair Good
Allstate $4,073 $3,193 $2,612
Farmers $4,543 $3,903 $3,701
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,665 $4,682 $3,674
Nationwide $3,571 $2,778 $2,510
Progressive $4,615 $3,931 $3,662
State Farm $7,765 $3,935 $2,676
Travelers $4,030 $3,495 $3,562
USAA $3,003 $1,953 $1,743

How does your commute affect Eldridge, AL car insurance rates?

Eldridge, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Eldridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Eldridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,293 $3,293
Farmers $4,049 $4,049
GEICO $3,046 $3,158
Liberty Mutual $5,340 $5,340
Nationwide $2,953 $2,953
Progressive $4,069 $4,069
State Farm $4,680 $4,904
Travelers $3,696 $3,696
USAA $2,131 $2,335

Who has the cheapest Eldridge, AL car insurance rates?

Here’s a breakdown of Eldridge, Alabama car insurance rates by company. You can see which company offers the cheapest Eldridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Eldridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Eldridge, AL car insurance companies?

Which Eldridge, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Eldridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Eldridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,293
Farmers $4,049
GEICO $3,102
Liberty Mutual $5,340
Nationwide $2,953
Progressive $4,069
State Farm $4,792
Travelers $3,696
USAA $2,233

What factors affect Eldridge, AL car insurance rates?

Why are Eldridge, Alabama car insurance rates different than rates in Tuscaloosa or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Eldridge, AL?

More time spent behind the wheel can lead to higher Eldridge, Alabama car insurance rates. In Eldridge, AL, the average commute length is 34.3 minutes.

Car Insurance Quotes for Eldridge, AL

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