Cheap Quotes for Eldersburg, MD Car Insurance (2021)

Eldersburg, Maryland car insurance rates average $369 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Eldersburg, MD companies, you can find cheap Eldersburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Eldersburg, MD for senior drivers are $2,880/year
  • Average car insurance rates in Eldersburg, MD are $369/month
  • The cheapest car insurance company in Eldersburg is Nationwide

How do the Eldersburg, Maryland monthly average car insurance rates of $369/month compare to nearby cities like College Park car insurance rates, Laurel car insurance rates, and Annapolis car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Eldersburg, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Eldersburg, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Eldersburg, Maryland companies to find the most affordable Eldersburg car insurance rates.

Enter your ZIP code above to find cheap Eldersburg, MD car insurance quotes today.

What are the minimum Eldersburg, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Eldersburg, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Eldersburg, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Eldersburg, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Eldersburg, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Eldersburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldersburg, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,477 $3,340 $3,319 $3,405 $10,231 $11,990 $3,129 $3,181
GEICO $2,412 $2,639 $2,746 $3,168 $7,352 $8,413 $2,063 $2,182
Liberty Mutual $6,394 $6,394 $6,321 $6,321 $12,440 $18,451 $6,394 $8,622
Nationwide $1,734 $1,740 $1,571 $1,616 $4,044 $5,301 $2,004 $2,158
Progressive $2,390 $2,153 $2,085 $2,129 $8,576 $9,367 $2,784 $2,719
State Farm $2,221 $2,221 $2,044 $2,044 $7,075 $9,092 $2,484 $2,804
USAA $1,917 $1,883 $1,778 $1,775 $4,262 $5,054 $2,214 $2,469

How much do teen drivers pay for car insurance in Eldersburg, MD?

Eldersburg, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Eldersburg car insurance rates from multiple Eldersburg, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Eldersburg, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,231 $11,990
GEICO $7,352 $8,413
Liberty Mutual $12,440 $18,451
Nationwide $4,044 $5,301
Progressive $8,576 $9,367
State Farm $7,075 $9,092
USAA $4,262 $5,054

How much do senior drivers pay for car insurance in Eldersburg, MD?

With a little research, seniors can find affordable car insurance in Eldersburg, Maryland. Here’s a look at how the top Eldersburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Eldersburg, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,319 $3,405
GEICO $2,746 $3,168
Liberty Mutual $6,321 $6,321
Nationwide $1,571 $1,616
Progressive $2,085 $2,129
State Farm $2,044 $2,044
USAA $1,778 $1,775

How does coverage level affect Eldersburg, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Eldersburg, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Eldersburg, Maryland

Insurance Company Low Medium High
Allstate $5,148 $5,233 $5,396
GEICO $3,739 $3,850 $4,026
Liberty Mutual $8,654 $8,895 $9,202
Nationwide $2,418 $2,528 $2,617
Progressive $3,846 $4,029 $4,202
State Farm $3,545 $3,761 $3,939
USAA $2,552 $2,677 $2,778

How does your driving record affect Eldersburg, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Eldersburg, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Eldersburg, Maryland companies.

Annual Eldersburg, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,650 $6,191 $4,650 $5,546
GEICO $2,740 $4,276 $5,219 $3,253
Liberty Mutual $6,417 $8,451 $12,691 $8,109
Nationwide $2,222 $2,972 $2,375 $2,515
Progressive $3,437 $4,556 $4,158 $3,951
State Farm $3,360 $4,223 $3,705 $3,705
USAA $2,099 $2,571 $3,747 $2,259

How does a DUI affect Eldersburg, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Eldersburg, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Eldersburg, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,650
GEICO $5,219
Liberty Mutual $12,691
Nationwide $2,375
Progressive $4,158
State Farm $3,705
USAA $3,747

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How does your credit history affect Eldersburg, MD car insurance rates?

Take a look at the data here to see how your Eldersburg, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Eldersburg, Maryland

Insurance Company Poor Fair Good
Allstate $6,812 $4,756 $4,210
GEICO $4,389 $3,635 $3,591
Liberty Mutual $12,762 $8,210 $5,780
Nationwide $3,211 $2,284 $2,068
Progressive $5,066 $3,812 $3,198
State Farm $5,487 $3,252 $2,506
USAA $3,558 $2,439 $2,010

How does your commute affect Eldersburg, MD car insurance rates?

Eldersburg, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Eldersburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Eldersburg, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,185 $5,334
GEICO $3,808 $3,935
Liberty Mutual $8,678 $9,156
Nationwide $2,521 $2,521
Progressive $4,025 $4,025
State Farm $3,652 $3,844
USAA $2,588 $2,750

Who has the cheapest Eldersburg, MD car insurance rates?

Here’s a breakdown of Eldersburg, Maryland car insurance rates by company. You can see which company offers the cheapest Eldersburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Eldersburg, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Eldersburg, MD car insurance companies?

Which Eldersburg, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Eldersburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Eldersburg, Maryland

Insurance Company Average Annual Rates
Allstate $5,259
GEICO $3,872
Liberty Mutual $8,917
Nationwide $2,521
Progressive $4,025
State Farm $3,748
USAA $2,669

What factors affect Eldersburg, MD car insurance rates?

Why are Eldersburg, Maryland car insurance rates different than rates in College Park or Laurel? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Eldersburg, MD?

More time spent behind the wheel can lead to higher Eldersburg, Maryland car insurance rates. In Eldersburg, MD, the average commute length is 36.8 minutes.

Car Insurance Quotes for Eldersburg, MD

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