Cheap Quotes for El Paso, AR Car Insurance (2021)

El Paso, Arkansas car insurance rates average $331 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple El Paso, AR companies, you can find cheap El Paso car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in El Paso, AR are $331/month
  • Average car insurance rates in El Paso, AR after a DUI are $4,780/year
  • Average car insurance rates in El Paso, AR for senior drivers are $2,054/year

How do the El Paso, Arkansas monthly average car insurance rates of $331/month compare to nearby cities like Fayetteville car insurance rates, Jonesboro car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in El Paso, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and El Paso, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple El Paso, Arkansas companies to find the most affordable El Paso car insurance rates.

Enter your ZIP code above to find cheap El Paso, AR car insurance quotes today.

What are the minimum El Paso, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, El Paso, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in El Paso, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect El Paso, AR car insurance rates?

Three of the criteria that most affect car insurance rates in El Paso, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top El Paso car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Paso, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,772 $2,780 $2,486 $2,656 $10,290 $12,358 $3,040 $3,287
Farmers $2,176 $2,165 $1,943 $2,048 $9,256 $9,589 $2,490 $2,616
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,629 $2,486 $2,164 $2,262 $11,233 $12,653 $3,140 $3,394
State Farm $1,710 $1,710 $1,535 $1,535 $5,005 $6,285 $1,928 $2,215
Travelers $2,156 $2,195 $2,143 $2,146 $12,750 $20,449 $2,316 $2,658
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in El Paso, AR?

El Paso, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare El Paso car insurance rates from multiple El Paso, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in El Paso, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,290 $12,358
Farmers $9,256 $9,589
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $11,233 $12,653
State Farm $5,005 $6,285
Travelers $12,750 $20,449
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in El Paso, AR?

With a little research, seniors can find affordable car insurance in El Paso, Arkansas. Here’s a look at how the top El Paso car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in El Paso, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,486 $2,656
Farmers $1,943 $2,048
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,164 $2,262
State Farm $1,535 $1,535
Travelers $2,143 $2,146
USAA $1,192 $1,200

How does coverage level affect El Paso, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your El Paso, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in El Paso, Arkansas

Insurance Company Low Medium High
Allstate $4,803 $4,955 $5,117
Farmers $3,820 $3,990 $4,296
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $4,546 $4,898 $5,540
State Farm $2,603 $2,738 $2,880
Travelers $5,579 $5,868 $6,108
USAA $1,989 $2,069 $2,171

How does your driving record affect El Paso, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in El Paso, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top El Paso, Arkansas companies.

Annual El Paso, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,075 $5,145 $5,729 $4,886
Farmers $3,410 $4,376 $4,274 $4,082
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,304 $5,989 $4,526 $5,160
State Farm $2,511 $2,970 $2,740 $2,740
Travelers $4,900 $5,061 $7,431 $6,015
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect El Paso, AR car insurance rates?

With even one DUI on your record, you can see an increase in your El Paso, AR car insurance rates.

Annual Car Insurance Rates After a DUI in El Paso, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,729
Farmers $4,274
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,070
Progressive $4,526
State Farm $2,740
Travelers $7,431
USAA $2,912

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How does your credit history affect El Paso, AR car insurance rates?

Take a look at the data here to see how your El Paso, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in El Paso, Arkansas

Insurance Company Poor Fair Good
Allstate $6,225 $4,778 $3,874
Farmers $4,589 $3,850 $3,667
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $5,653 $4,833 $4,498
State Farm $3,970 $2,390 $1,861
Travelers $6,707 $5,606 $5,242
USAA $2,749 $1,878 $1,602

How does your commute affect El Paso, AR car insurance rates?

El Paso, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in El Paso if you’re financing.

Annual Car Insurance Rates by Commute Length in El Paso, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,959 $4,959
Farmers $4,035 $4,035
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $4,995 $4,995
State Farm $2,674 $2,806
Travelers $5,852 $5,852
USAA $2,017 $2,135

Who has the cheapest El Paso, AR car insurance rates?

Here’s a breakdown of El Paso, Arkansas car insurance rates by company. You can see which company offers the cheapest El Paso car insurance rates in each category.

Best Annual Car Insurance Rates by Company in El Paso, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top El Paso, AR car insurance companies?

Which El Paso, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top El Paso companies to find the one for you.

Average Annual Car Insurance Rates by Company in El Paso, Arkansas

Insurance Company Average Annual Rates
Allstate $4,959
Farmers $4,035
GEICO $3,394
Liberty Mutual $3,924
Nationwide $3,737
Progressive $4,995
State Farm $2,740
Travelers $5,852
USAA $2,076

What factors affect El Paso, AR car insurance rates?

Why are El Paso, Arkansas car insurance rates different than rates in Fayetteville or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in El Paso, AR

Like commute length, time spent in traffic also increase risk of accidents. El Paso, AR is listed as 914th in INRIX congested cities data.

Car Insurance Quotes for El Paso, AR

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