Cheap Quotes for Edgemere, MD Car Insurance (2021)

Edgemere, Maryland car insurance rates average $466 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Edgemere, MD companies, you can find cheap Edgemere car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Edgemere, MD for senior drivers are $3,643/year
  • Edgemere has an average commute time of 30.6 minutes
  • Average car insurance rates in Edgemere, MD are $466/month

How do the Edgemere, Maryland monthly average car insurance rates of $466/month compare to nearby cities like Greenbelt car insurance rates, Gaithersburg car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Edgemere, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Edgemere, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Edgemere, Maryland companies to find the most affordable Edgemere car insurance rates.

Enter your ZIP code above to find cheap Edgemere, MD car insurance quotes today.

What are the minimum Edgemere, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Edgemere, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Edgemere, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Edgemere, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Edgemere, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Edgemere car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edgemere, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,038 $4,797 $4,834 $4,953 $15,127 $17,781 $4,496 $4,520
GEICO $3,089 $3,391 $3,537 $4,109 $9,395 $10,639 $2,648 $2,763
Liberty Mutual $7,268 $7,268 $7,186 $7,186 $14,065 $20,823 $7,268 $9,773
Nationwide $2,551 $2,552 $2,299 $2,364 $6,129 $8,076 $2,971 $3,196
Progressive $2,954 $2,637 $2,560 $2,625 $10,684 $11,633 $3,421 $3,299
State Farm $2,717 $2,717 $2,507 $2,507 $8,200 $10,457 $3,038 $3,417
USAA $2,308 $2,261 $2,176 $2,158 $5,193 $6,090 $2,637 $2,937

How much do teen drivers pay for car insurance in Edgemere, MD?

Edgemere, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Edgemere car insurance rates from multiple Edgemere, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Edgemere, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,127 $17,781
GEICO $9,395 $10,639
Liberty Mutual $14,065 $20,823
Nationwide $6,129 $8,076
Progressive $10,684 $11,633
State Farm $8,200 $10,457
USAA $5,193 $6,090

How much do senior drivers pay for car insurance in Edgemere, MD?

With a little research, seniors can find affordable car insurance in Edgemere, Maryland. Here’s a look at how the top Edgemere car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Edgemere, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,834 $4,953
GEICO $3,537 $4,109
Liberty Mutual $7,186 $7,186
Nationwide $2,299 $2,364
Progressive $2,560 $2,625
State Farm $2,507 $2,507
USAA $2,176 $2,158

How does coverage level affect Edgemere, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Edgemere, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Edgemere, Maryland

Insurance Company Low Medium High
Allstate $7,422 $7,611 $8,047
GEICO $4,754 $4,912 $5,174
Liberty Mutual $9,792 $10,079 $10,443
Nationwide $3,601 $3,781 $3,919
Progressive $4,724 $4,973 $5,233
State Farm $4,202 $4,458 $4,675
USAA $3,024 $3,232 $3,404

How does your driving record affect Edgemere, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Edgemere, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Edgemere, Maryland companies.

Annual Edgemere, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,790 $9,091 $6,790 $8,101
GEICO $3,494 $5,470 $6,682 $4,140
Liberty Mutual $7,254 $9,562 $14,418 $9,185
Nationwide $3,302 $4,469 $3,541 $3,757
Progressive $4,234 $5,657 $5,130 $4,886
State Farm $3,978 $5,015 $4,393 $4,393
USAA $2,526 $3,114 $4,520 $2,720

How does a DUI affect Edgemere, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Edgemere, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Edgemere, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,790
GEICO $6,682
Liberty Mutual $14,418
Nationwide $3,541
Progressive $5,130
State Farm $4,393
USAA $4,520

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How does your credit history affect Edgemere, MD car insurance rates?

Take a look at the data here to see how your Edgemere, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Edgemere, Maryland

Insurance Company Poor Fair Good
Allstate $10,008 $6,947 $6,125
GEICO $5,610 $4,643 $4,586
Liberty Mutual $14,444 $9,307 $6,563
Nationwide $4,836 $3,399 $3,067
Progressive $6,269 $4,716 $3,944
State Farm $6,500 $3,858 $2,976
USAA $4,291 $2,949 $2,419

How does your commute affect Edgemere, MD car insurance rates?

Edgemere, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Edgemere if you’re financing.

Annual Car Insurance Rates by Commute Length in Edgemere, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,582 $7,805
GEICO $4,864 $5,029
Liberty Mutual $9,836 $10,373
Nationwide $3,767 $3,767
Progressive $4,977 $4,977
State Farm $4,327 $4,562
USAA $3,119 $3,321

Who has the cheapest Edgemere, MD car insurance rates?

Here’s a breakdown of Edgemere, Maryland car insurance rates by company. You can see which company offers the cheapest Edgemere car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Edgemere, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Edgemere, MD car insurance companies?

Which Edgemere, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Edgemere companies to find the one for you.

Average Annual Car Insurance Rates by Company in Edgemere, Maryland

Insurance Company Average Annual Rates
Allstate $7,693
GEICO $4,946
Liberty Mutual $10,105
Nationwide $3,767
Progressive $4,977
State Farm $4,445
USAA $3,220

What factors affect Edgemere, MD car insurance rates?

Why are Edgemere, Maryland car insurance rates different than rates in Greenbelt or Gaithersburg? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Edgemere, MD?

More time spent behind the wheel can lead to higher Edgemere, Maryland car insurance rates. In Edgemere, MD, the average commute length is 30.6 minutes.

Car Insurance Quotes for Edgemere, MD

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