Cheap Quotes for Ecorse, MI Car Insurance (2021)

Ecorse, Michigan car insurance rates average $1,513 a month and Michigan law requires coverage of at least 20/40/10. By comparing rates from multiple Ecorse, MI companies, you can find cheap Ecorse car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ecorse, MI are $1,513/month
  • Ecorse has an average commute time of 24.7 minutes
  • The cheapest car insurance company in Ecorse is USAA

How do the Ecorse, Michigan monthly average car insurance rates of $1,513/month compare to nearby cities like Ann Arbor car insurance rates, Dearborn car insurance rates, and Detroit car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ecorse, MI.

We’ll cover the Michigan minimum coverage requirements, Michigan car insurance laws, and Ecorse, MI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ecorse, Michigan companies to find the most affordable Ecorse car insurance rates.

Enter your ZIP code above to find cheap Ecorse, MI car insurance quotes today.

What are the minimum Ecorse, MI car insurance requirements?

To meet Michigan minimum car insurance coverage requirements, Ecorse, MI drivers need to carry at least 20/40/10 coverage.

Minimum Required Car Insurance Coverage in Ecorse, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Ecorse, MI car insurance rates?

Three of the criteria that most affect car insurance rates in Ecorse, Michigan are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ecorse car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ecorse, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $21,075 $21,075 $19,686 $19,686 $50,743 $50,743 $22,170 $22,170
Farmers $25,205 $25,205 $23,358 $23,358 $50,329 $50,329 $28,416 $28,416
GEICO $9,714 $9,714 $9,873 $9,873 $23,464 $23,464 $9,181 $9,181
Liberty Mutual $20,379 $20,379 $20,179 $20,179 $47,704 $47,704 $20,379 $20,379
Nationwide $6,890 $6,890 $6,080 $6,080 $18,773 $18,773 $7,590 $7,590
Progressive $4,402 $4,037 $3,850 $4,387 $15,626 $16,370 $5,124 $4,600
State Farm $10,030 $10,030 $9,331 $9,331 $35,610 $35,610 $11,788 $11,788
Travelers $16,072 $16,072 $13,702 $13,702 $49,505 $49,505 $17,504 $17,504
USAA $3,608 $3,370 $3,394 $3,172 $8,867 $8,300 $4,382 $4,140

How much do teen drivers pay for car insurance in Ecorse, MI?

Ecorse, Michigan car insurance rates for teens are often higher than rates for other drivers. Compare Ecorse car insurance rates from multiple Ecorse, Michigan car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ecorse, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $50,743 $50,743
Farmers $50,329 $50,329
GEICO $23,464 $23,464
Liberty Mutual $47,704 $47,704
Nationwide $18,773 $18,773
Progressive $15,626 $16,370
State Farm $35,610 $35,610
Travelers $49,505 $49,505
USAA $8,867 $8,300

How much do senior drivers pay for car insurance in Ecorse, MI?

With a little research, seniors can find affordable car insurance in Ecorse, Michigan. Here’s a look at how the top Ecorse car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ecorse, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $19,686 $19,686
Farmers $23,358 $23,358
GEICO $9,873 $9,873
Liberty Mutual $20,179 $20,179
Nationwide $6,080 $6,080
Progressive $3,850 $4,387
State Farm $9,331 $9,331
Travelers $13,702 $13,702
USAA $3,394 $3,172

How does coverage level affect Ecorse, MI car insurance rates?

How much coverage do you need? Are you comfortable with the Michigan minimum of 20/40/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ecorse, MI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ecorse, Michigan

Insurance Company Low Medium High
Allstate $27,680 $28,485 $29,091
Farmers $31,065 $31,748 $32,669
GEICO $12,401 $12,953 $13,819
Liberty Mutual $26,551 $27,100 $27,830
Nationwide $10,275 $9,671 $9,553
Progressive $7,043 $7,307 $7,549
State Farm $15,796 $16,800 $17,473
Travelers $23,963 $24,227 $24,397
USAA $4,759 $4,918 $5,036

How does your driving record affect Ecorse, MI car insurance rates?

Safe driving pays off. The more traffic violations you have in Ecorse, MI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ecorse, Michigan companies.

Annual Ecorse, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,689 $18,394 $62,328 $19,263
Farmers $26,589 $34,149 $33,693 $32,878
GEICO $4,610 $9,657 $29,506 $8,458
Liberty Mutual $18,688 $22,791 $43,034 $24,127
Nationwide $8,367 $11,265 $10,232 $9,468
Progressive $6,110 $8,159 $7,336 $7,593
State Farm $10,537 $12,677 $27,657 $15,887
Travelers $16,231 $23,353 $37,955 $19,244
USAA $3,924 $4,936 $6,474 $4,283

How does a DUI affect Ecorse, MI car insurance rates?

With even one DUI on your record, you can see an increase in your Ecorse, MI car insurance rates.

Annual Car Insurance Rates After a DUI in Ecorse, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $62,328
Farmers $33,693
GEICO $29,506
Liberty Mutual $43,034
Nationwide $10,232
Progressive $7,336
State Farm $27,657
Travelers $37,955
USAA $6,474

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How does your credit history affect Ecorse, MI car insurance rates?

Take a look at the data here to see how your Ecorse, Michigan car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ecorse, Michigan

Insurance Company Poor Fair Good
Allstate $43,434 $23,897 $17,925
Farmers $48,916 $24,242 $22,324
GEICO $16,863 $12,328 $9,982
Liberty Mutual $43,012 $24,807 $13,661
Nationwide $12,409 $9,262 $7,829
Progressive $8,524 $7,080 $6,295
State Farm $27,125 $13,681 $9,263
Travelers $24,800 $24,046 $23,741
USAA $7,398 $4,183 $3,132

How does your commute affect Ecorse, MI car insurance rates?

Ecorse, MI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Michigan can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ecorse if you’re financing.

Annual Car Insurance Rates by Commute Length in Ecorse, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $28,419 $28,419
Farmers $31,827 $31,827
GEICO $12,751 $13,364
Liberty Mutual $26,231 $28,089
Nationwide $9,833 $9,833
Progressive $7,300 $7,300
State Farm $16,229 $17,151
Travelers $24,054 $24,337
USAA $4,846 $4,963

Who has the cheapest Ecorse, MI car insurance rates?

Here’s a breakdown of Ecorse, Michigan car insurance rates by company. You can see which company offers the cheapest Ecorse car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ecorse, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Ecorse, MI car insurance companies?

Which Ecorse, Michigan car insurance company will best fit your needs and budget? Check out this comparison of the top Ecorse companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ecorse, Michigan

Insurance Company Average Annual Rates
Allstate $28,419
Farmers $31,827
GEICO $13,058
Liberty Mutual $27,160
Nationwide $9,833
Progressive $7,300
State Farm $16,690
Travelers $24,196
USAA $4,904

What factors affect Ecorse, MI car insurance rates?

Why are Ecorse, Michigan car insurance rates different than rates in Ann Arbor or Dearborn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Ecorse, MI?

FBI statistics show that the Ecorse, Michigan car theft rate is 44 thefts each year. High theft rates can lead to higher than average Ecorse, MI car insurance rates.

How long is the average commute in Ecorse, MI?

More time spent behind the wheel can lead to higher Ecorse, Michigan car insurance rates. In Ecorse, MI, the average commute length is 24.7 minutes.

Car Insurance Quotes for Ecorse, MI

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