Cheap Quotes for Dutton, AL Car Insurance (2021)

Dutton, Alabama car insurance rates average $299 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Dutton, AL companies, you can find cheap Dutton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Dutton, AL for senior drivers are $1,906/year
  • Average car insurance rates in Dutton, AL are $299/month
  • The cheapest car insurance company in Dutton is USAA

How do the Dutton, Alabama monthly average car insurance rates of $299/month compare to nearby cities like Montgomery car insurance rates, Madison car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dutton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Dutton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dutton, Alabama companies to find the most affordable Dutton car insurance rates.

Enter your ZIP code above to find cheap Dutton, AL car insurance quotes today.

What are the minimum Dutton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Dutton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Dutton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Dutton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Dutton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dutton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dutton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,940 $1,854 $1,750 $1,783 $6,580 $7,068 $2,185 $2,241
Farmers $2,337 $2,320 $2,090 $2,215 $8,936 $9,197 $2,663 $2,779
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,076 $3,321 $2,516 $2,810 $11,326 $12,589 $3,282 $3,504
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,285 $2,156 $1,868 $1,996 $8,983 $10,026 $2,670 $2,822
State Farm $2,858 $2,858 $2,578 $2,578 $8,536 $10,686 $3,225 $3,723
Travelers $1,540 $1,564 $1,446 $1,439 $8,161 $12,743 $1,458 $1,678
USAA $1,211 $1,229 $1,130 $1,107 $3,586 $3,976 $1,575 $1,698

How much do teen drivers pay for car insurance in Dutton, AL?

Dutton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Dutton car insurance rates from multiple Dutton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dutton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,580 $7,068
Farmers $8,936 $9,197
GEICO $5,284 $5,207
Liberty Mutual $11,326 $12,589
Nationwide $4,394 $5,642
Progressive $8,983 $10,026
State Farm $8,536 $10,686
Travelers $8,161 $12,743
USAA $3,586 $3,976

How much do senior drivers pay for car insurance in Dutton, AL?

With a little research, seniors can find affordable car insurance in Dutton, Alabama. Here’s a look at how the top Dutton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dutton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,750 $1,783
Farmers $2,090 $2,215
GEICO $1,927 $1,978
Liberty Mutual $2,516 $2,810
Nationwide $1,523 $1,574
Progressive $1,868 $1,996
State Farm $2,578 $2,578
Travelers $1,446 $1,439
USAA $1,130 $1,107

How does coverage level affect Dutton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dutton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dutton, Alabama

Insurance Company Low Medium High
Allstate $3,077 $3,169 $3,279
Farmers $3,854 $4,018 $4,330
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,073 $5,279 $5,557
Nationwide $2,532 $2,529 $2,590
Progressive $3,694 $4,074 $4,534
State Farm $4,388 $4,623 $4,880
Travelers $3,587 $3,828 $3,846
USAA $1,870 $1,929 $2,019

How does your driving record affect Dutton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Dutton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dutton, Alabama companies.

Annual Dutton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,710 $3,181 $3,756 $3,052
Farmers $3,421 $4,423 $4,315 $4,110
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,154 $5,796 $5,659 $5,604
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,717 $4,638 $3,966 $4,083
State Farm $4,187 $5,173 $4,581 $4,581
Travelers $3,122 $3,278 $4,802 $3,813
USAA $1,493 $1,873 $2,776 $1,615

How does a DUI affect Dutton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Dutton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Dutton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
Farmers $4,315
GEICO $3,769
Liberty Mutual $5,659
Nationwide $3,238
Progressive $3,966
State Farm $4,581
Travelers $4,802
USAA $2,776

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How does your credit history affect Dutton, AL car insurance rates?

Take a look at the data here to see how your Dutton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dutton, Alabama

Insurance Company Poor Fair Good
Allstate $3,929 $3,078 $2,518
Farmers $4,562 $3,922 $3,718
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,600 $4,657 $3,652
Nationwide $3,075 $2,402 $2,174
Progressive $4,655 $3,961 $3,686
State Farm $7,501 $3,803 $2,587
Travelers $4,096 $3,549 $3,616
USAA $2,606 $1,696 $1,515

How does your commute affect Dutton, AL car insurance rates?

Dutton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dutton if you’re financing.

Annual Car Insurance Rates by Commute Length in Dutton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,175 $3,175
Farmers $4,067 $4,067
GEICO $2,773 $2,875
Liberty Mutual $5,303 $5,303
Nationwide $2,550 $2,550
Progressive $4,101 $4,101
State Farm $4,520 $4,740
Travelers $3,754 $3,754
USAA $1,851 $2,028

Who has the cheapest Dutton, AL car insurance rates?

Here’s a breakdown of Dutton, Alabama car insurance rates by company. You can see which company offers the cheapest Dutton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dutton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Dutton, AL car insurance companies?

Which Dutton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Dutton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dutton, Alabama

Insurance Company Average Annual Rates
Allstate $3,175
Farmers $4,067
GEICO $2,824
Liberty Mutual $5,303
Nationwide $2,550
Progressive $4,101
State Farm $4,630
Travelers $3,754
USAA $1,939

What factors affect Dutton, AL car insurance rates?

Why are Dutton, Alabama car insurance rates different than rates in Montgomery or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Dutton, AL?

More time spent behind the wheel can lead to higher Dutton, Alabama car insurance rates. In Dutton, AL, the average commute length is 26.0 minutes.

Car Insurance Quotes for Dutton, AL

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