Cheap Quotes for Dothan, AL Car Insurance (2021)

Dothan, Alabama car insurance rates average $282 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Dothan, AL companies, you can find cheap Dothan car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Dothan, AL after a DUI are $3,847/year
  • The cheapest car insurance company in Dothan is USAA
  • Average car insurance rates in Dothan, AL for senior drivers are $1,799/year

How do the Dothan, Alabama monthly average car insurance rates of $282/month compare to nearby cities like Montgomery car insurance rates, Madison car insurance rates, and Tuscaloosa car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dothan, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Dothan, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dothan, Alabama companies to find the most affordable Dothan car insurance rates.

Enter your ZIP code above to find cheap Dothan, AL car insurance quotes today.

What are the minimum Dothan, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Dothan, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Dothan, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Dothan, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Dothan, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Dothan, Alabama

ZIP Code Average Annual Rates
36301 $3,487
36303 $3,417
36305 $3,470
36345 $3,481

How do age, gender, and marital status affect Dothan, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Dothan, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dothan car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dothan, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,217 $2,201 $1,981 $2,108 $8,623 $8,871 $2,509 $2,598
GEICO $1,874 $1,857 $1,793 $1,854 $4,882 $4,756 $1,979 $1,822
Liberty Mutual $2,848 $3,075 $2,338 $2,614 $10,477 $11,648 $3,028 $3,219
Nationwide $1,630 $1,649 $1,489 $1,540 $4,237 $5,450 $1,806 $2,016
Progressive $2,214 $2,060 $1,818 $1,954 $9,222 $10,257 $2,571 $2,704
State Farm $2,725 $2,725 $2,474 $2,474 $8,331 $10,439 $3,081 $3,545
Travelers $1,238 $1,257 $1,163 $1,160 $6,483 $10,165 $1,178 $1,344
USAA $1,176 $1,194 $1,102 $1,082 $3,465 $3,839 $1,526 $1,647

How much do teen drivers pay for car insurance in Dothan, AL?

Dothan, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Dothan car insurance rates from multiple Dothan, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dothan, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,623 $8,871
GEICO $4,882 $4,756
Liberty Mutual $10,477 $11,648
Nationwide $4,237 $5,450
Progressive $9,222 $10,257
State Farm $8,331 $10,439
Travelers $6,483 $10,165
USAA $3,465 $3,839

How much do senior drivers pay for car insurance in Dothan, AL?

With a little research, seniors can find affordable car insurance in Dothan, Alabama. Here’s a look at how the top Dothan car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dothan, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,981 $2,108
GEICO $1,793 $1,854
Liberty Mutual $2,338 $2,614
Nationwide $1,489 $1,540
Progressive $1,818 $1,954
State Farm $2,474 $2,474
Travelers $1,163 $1,160
USAA $1,102 $1,082

How does coverage level affect Dothan, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dothan, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dothan, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,657 $3,835 $4,174
GEICO $2,378 $2,589 $2,839
Liberty Mutual $4,675 $4,882 $5,161
Nationwide $2,444 $2,460 $2,528
Progressive $3,610 $4,074 $4,616
State Farm $4,214 $4,469 $4,739
Travelers $2,846 $3,058 $3,091
USAA $1,805 $1,868 $1,964

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How does your driving record affect Dothan, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Dothan, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dothan, Alabama companies.

Annual Dothan, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,274 $4,236 $4,133 $3,911
GEICO $1,759 $2,824 $3,481 $2,344
Liberty Mutual $3,849 $5,359 $5,234 $5,181
Nationwide $2,172 $2,172 $3,145 $2,420
Progressive $3,689 $4,659 $4,004 $4,048
State Farm $4,032 $5,014 $4,425 $4,425
Travelers $2,502 $2,625 $3,825 $3,041
USAA $1,449 $1,816 $2,684 $1,566

How does a DUI affect Dothan, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Dothan, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Dothan, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $4,133
GEICO $3,481
Liberty Mutual $5,234
Nationwide $3,145
Progressive $4,004
State Farm $4,425
Travelers $3,825
USAA $2,684

How does your credit history affect Dothan, AL car insurance rates?

Take a look at the data here to see how your Dothan, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dothan, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,357 $3,752 $3,556
GEICO $3,308 $2,361 $2,137
Liberty Mutual $7,014 $4,315 $3,389
Nationwide $2,982 $2,335 $2,115
Progressive $4,614 $3,972 $3,714
State Farm $7,255 $3,672 $2,495
Travelers $3,271 $2,836 $2,889
USAA $2,516 $1,647 $1,473

How does your commute affect Dothan, AL car insurance rates?

Dothan, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dothan if you’re financing.

Annual Car Insurance Rates by Commute Length in Dothan, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,889 $3,889
GEICO $2,554 $2,650
Liberty Mutual $4,906 $4,906
Nationwide $2,477 $2,477
Progressive $4,100 $4,100
State Farm $4,364 $4,584
Travelers $2,998 $2,998
USAA $1,793 $1,964

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Who has the cheapest Dothan, AL car insurance rates?

Here’s a breakdown of Dothan, Alabama car insurance rates by company. You can see which company offers the cheapest Dothan car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dothan, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Dothan, AL car insurance companies?

Which Dothan, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Dothan companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dothan, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,889
GEICO $2,602
Liberty Mutual $4,906
Nationwide $2,477
Progressive $4,100
State Farm $4,474
Travelers $2,998
USAA $1,879

What factors affect Dothan, AL car insurance rates?

Why are Dothan, Alabama car insurance rates different than rates in Montgomery or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Dothan, AL?

FBI statistics show that the Dothan, Alabama car theft rate is 197 thefts each year. High theft rates can lead to higher than average Dothan, AL car insurance rates.

How long is the average commute in Dothan, AL?

More time spent behind the wheel can lead to higher Dothan, Alabama car insurance rates. In Dothan, AL, the average commute length is 19.5 minutes.

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Car Insurance Quotes for Dothan, AL

Shop for affordable Dothan, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Dothan, AL car insurance companies.

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