Cheap Quotes for Dorchester, WI Car Insurance (2021)

Dorchester, Wisconsin car insurance rates average $240 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Dorchester, WI companies, you can find cheap Dorchester car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Dorchester is American Family
  • Average car insurance rates in Dorchester, WI are $240/month
  • Average car insurance rates in Dorchester, WI after a DUI are $3,202/year

How do the Dorchester, Wisconsin monthly average car insurance rates of $240/month compare to nearby cities like Waukesha car insurance rates, Green Bay car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dorchester, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Dorchester, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dorchester, Wisconsin companies to find the most affordable Dorchester car insurance rates.

Enter your ZIP code above to find cheap Dorchester, WI car insurance quotes today.

What are the minimum Dorchester, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Dorchester, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Dorchester, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Dorchester, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Dorchester, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dorchester car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dorchester, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $938 $981 $880 $890 $2,619 $2,891 $1,099 $1,170
Farmers $1,851 $1,855 $1,642 $1,734 $8,690 $9,021 $2,106 $2,216
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,610 $1,549 $1,316 $1,366 $5,825 $6,594 $1,934 $2,095
State Farm $1,304 $1,304 $1,146 $1,146 $3,516 $4,470 $1,465 $1,661
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

How much do teen drivers pay for car insurance in Dorchester, WI?

Dorchester, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Dorchester car insurance rates from multiple Dorchester, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dorchester, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,619 $2,891
Farmers $8,690 $9,021
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $5,825 $6,594
State Farm $3,516 $4,470
USAA $3,408 $3,962

How much do senior drivers pay for car insurance in Dorchester, WI?

With a little research, seniors can find affordable car insurance in Dorchester, Wisconsin. Here’s a look at how the top Dorchester car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dorchester, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $880 $890
Farmers $1,642 $1,734
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,316 $1,366
State Farm $1,146 $1,146
USAA $1,228 $1,256

How does coverage level affect Dorchester, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dorchester, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dorchester, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,416 $1,446 $1,438
Farmers $3,368 $3,611 $3,940
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,641 $2,804 $2,914
State Farm $1,901 $2,007 $2,097
USAA $1,962 $2,038 $2,110

How does your driving record affect Dorchester, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Dorchester, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dorchester, Wisconsin companies.

Annual Dorchester, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,372 $1,454 $1,454 $1,454
Farmers $3,175 $4,002 $3,787 $3,594
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,558 $3,075 $2,648 $2,864
State Farm $1,854 $2,149 $2,001 $2,001
USAA $1,599 $2,008 $2,717 $1,823

How does a DUI affect Dorchester, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Dorchester, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Dorchester, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,950
American Family $1,454
Farmers $3,787
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,648
State Farm $2,001
USAA $2,717

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How does your credit history affect Dorchester, WI car insurance rates?

Take a look at the data here to see how your Dorchester, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dorchester, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,922 $1,263 $1,116
Farmers $4,117 $3,476 $3,325
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,191 $2,683 $2,484
State Farm $2,985 $1,714 $1,305
USAA $3,141 $1,652 $1,317

How does your commute affect Dorchester, WI car insurance rates?

Dorchester, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dorchester if you’re financing.

Annual Car Insurance Rates by Commute Length in Dorchester, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,410 $1,457
Farmers $3,639 $3,639
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $2,786 $2,786
State Farm $1,952 $2,051
USAA $2,010 $2,063

Who has the cheapest Dorchester, WI car insurance rates?

Here’s a breakdown of Dorchester, Wisconsin car insurance rates by company. You can see which company offers the cheapest Dorchester car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dorchester, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Dorchester, WI car insurance companies?

Which Dorchester, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Dorchester companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dorchester, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,433
Farmers $3,639
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,071
Progressive $2,786
State Farm $2,001
USAA $2,037

What factors affect Dorchester, WI car insurance rates?

Why are Dorchester, Wisconsin car insurance rates different than rates in Waukesha or Green Bay? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Dorchester, WI?

More time spent behind the wheel can lead to higher Dorchester, Wisconsin car insurance rates. In Dorchester, WI, the average commute length is 22.8 minutes.

Car Insurance Quotes for Dorchester, WI

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