Cheap Quotes for Dillsboro, NC Car Insurance (2021)

Dillsboro, North Carolina car insurance rates average $261 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Dillsboro, NC companies, you can find cheap Dillsboro car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Dillsboro, NC for senior drivers are $2,342/year
  • The cheapest car insurance company in Dillsboro is Liberty Mutual
  • Average car insurance rates in Dillsboro, NC are $261/month

How do the Dillsboro, North Carolina monthly average car insurance rates of $261/month compare to nearby cities like Durham car insurance rates, High Point car insurance rates, and Greensboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dillsboro, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Dillsboro, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dillsboro, North Carolina companies to find the most affordable Dillsboro car insurance rates.

Enter your ZIP code above to find cheap Dillsboro, NC car insurance quotes today.

What are the minimum Dillsboro, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Dillsboro, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Dillsboro, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Dillsboro, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Dillsboro, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dillsboro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dillsboro, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,968 $4,968 $4,074 $4,074 $12,070 $12,070 $5,066 $5,066
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,525 $1,525 $1,406 $1,406 $3,542 $3,542 $1,692 $1,692
State Farm $3,198 $3,198 $2,762 $2,762 $4,703 $4,703 $3,959 $3,959
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

How much do teen drivers pay for car insurance in Dillsboro, NC?

Dillsboro, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Dillsboro car insurance rates from multiple Dillsboro, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dillsboro, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,070 $12,070
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,542 $3,542
State Farm $4,703 $4,703
Travelers $3,870 $3,870

How much do senior drivers pay for car insurance in Dillsboro, NC?

With a little research, seniors can find affordable car insurance in Dillsboro, North Carolina. Here’s a look at how the top Dillsboro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dillsboro, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,074 $4,074
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,406 $1,406
State Farm $2,762 $2,762
Travelers $2,253 $2,253

How does coverage level affect Dillsboro, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dillsboro, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dillsboro, North Carolina

Insurance Company Low Medium High
Allstate $6,349 $6,524 $6,761
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,948 $2,029 $2,147
State Farm $3,502 $3,637 $3,827
Travelers $2,579 $2,668 $2,798

How does your driving record affect Dillsboro, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Dillsboro, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dillsboro, North Carolina companies.

Annual Dillsboro, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,219 $11,600 $4,804
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $967 $1,414 $4,419 $1,365
State Farm $1,927 $2,808 $7,080 $2,808
Travelers $1,568 $2,106 $5,000 $2,053

How does a DUI affect Dillsboro, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Dillsboro, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Dillsboro, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,600
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,419
State Farm $7,080
Travelers $5,000

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How does your credit history affect Dillsboro, NC car insurance rates?

Take a look at the data here to see how your Dillsboro, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dillsboro, North Carolina

Insurance Company Poor Fair Good
Allstate $8,861 $5,754 $5,019
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,283 $1,996 $1,846
State Farm $5,150 $3,278 $2,538
Travelers $2,879 $2,606 $2,561

How does your commute affect Dillsboro, NC car insurance rates?

Dillsboro, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dillsboro if you’re financing.

Annual Car Insurance Rates by Commute Length in Dillsboro, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,545 $6,545
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $2,041 $2,041
State Farm $3,643 $3,668
Travelers $2,682 $2,682

Who has the cheapest Dillsboro, NC car insurance rates?

Here’s a breakdown of Dillsboro, North Carolina car insurance rates by company. You can see which company offers the cheapest Dillsboro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dillsboro, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Dillsboro, NC car insurance companies?

Which Dillsboro, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Dillsboro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dillsboro, North Carolina

Insurance Company Average Annual Rates
Allstate $6,545
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $2,041
State Farm $3,655
Travelers $2,682

What factors affect Dillsboro, NC car insurance rates?

Why are Dillsboro, North Carolina car insurance rates different than rates in Durham or High Point? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Dillsboro, NC?

More time spent behind the wheel can lead to higher Dillsboro, North Carolina car insurance rates. In Dillsboro, NC, the average commute length is 24.0 minutes.

Car Insurance Quotes for Dillsboro, NC

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