Cheap Quotes for Diaz, AR Car Insurance (2021)

Diaz, Arkansas car insurance rates average $340 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Diaz, AR companies, you can find cheap Diaz car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Diaz, AR are $340/month
  • Diaz has an average commute time of 16.5 minutes
  • Average car insurance rates in Diaz, AR after a DUI are $4,905/year

How do the Diaz, Arkansas monthly average car insurance rates of $340/month compare to nearby cities like Jonesboro car insurance rates, Fort Smith car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Diaz, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Diaz, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Diaz, Arkansas companies to find the most affordable Diaz car insurance rates.

Enter your ZIP code above to find cheap Diaz, AR car insurance quotes today.

What are the minimum Diaz, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Diaz, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Diaz, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Diaz, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Diaz, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Diaz car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Diaz, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,810 $2,517 $2,689 $10,485 $12,596 $3,070 $3,316
Farmers $2,332 $2,322 $2,085 $2,190 $9,684 $10,034 $2,674 $2,823
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,857 $2,728 $2,347 $2,443 $11,593 $13,087 $3,419 $3,688
State Farm $1,614 $1,614 $1,444 $1,444 $4,614 $5,812 $1,817 $2,075
Travelers $2,320 $2,363 $2,297 $2,302 $13,597 $21,852 $2,484 $2,864
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Diaz, AR?

Diaz, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Diaz car insurance rates from multiple Diaz, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Diaz, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,485 $12,596
Farmers $9,684 $10,034
GEICO $6,106 $6,139
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,593 $13,087
State Farm $4,614 $5,812
Travelers $13,597 $21,852
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Diaz, AR?

With a little research, seniors can find affordable car insurance in Diaz, Arkansas. Here’s a look at how the top Diaz car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Diaz, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,517 $2,689
Farmers $2,085 $2,190
GEICO $2,234 $2,172
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,347 $2,443
State Farm $1,444 $1,444
Travelers $2,297 $2,302
USAA $1,192 $1,200

How does coverage level affect Diaz, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Diaz, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Diaz, Arkansas

Insurance Company Low Medium High
Allstate $4,880 $5,032 $5,194
Farmers $4,067 $4,226 $4,512
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $4,870 $5,186 $5,756
State Farm $2,424 $2,552 $2,688
Travelers $5,950 $6,277 $6,552
USAA $1,989 $2,069 $2,171

How does your driving record affect Diaz, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Diaz, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Diaz, Arkansas companies.

Annual Diaz, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,134 $5,224 $5,822 $4,962
Farmers $3,607 $4,621 $4,513 $4,331
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,552 $6,282 $4,780 $5,467
State Farm $2,347 $2,762 $2,554 $2,554
Travelers $5,243 $5,417 $7,937 $6,441
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Diaz, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Diaz, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Diaz, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,822
Farmers $4,513
GEICO $5,107
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,780
State Farm $2,554
Travelers $7,937
USAA $2,912

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How does your credit history affect Diaz, AR car insurance rates?

Take a look at the data here to see how your Diaz, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Diaz, Arkansas

Insurance Company Poor Fair Good
Allstate $6,318 $4,855 $3,934
Farmers $4,861 $4,068 $3,876
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,006 $5,087 $4,718
State Farm $3,698 $2,228 $1,736
Travelers $7,183 $5,994 $5,602
USAA $2,749 $1,878 $1,602

How does your commute affect Diaz, AR car insurance rates?

Diaz, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Diaz if you’re financing.

Annual Car Insurance Rates by Commute Length in Diaz, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,036 $5,036
Farmers $4,268 $4,268
GEICO $3,258 $3,297
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,270 $5,270
State Farm $2,492 $2,616
Travelers $6,260 $6,260
USAA $2,017 $2,135

Who has the cheapest Diaz, AR car insurance rates?

Here’s a breakdown of Diaz, Arkansas car insurance rates by company. You can see which company offers the cheapest Diaz car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Diaz, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Diaz, AR car insurance companies?

Which Diaz, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Diaz companies to find the one for you.

Average Annual Car Insurance Rates by Company in Diaz, Arkansas

Insurance Company Average Annual Rates
Allstate $5,036
Farmers $4,268
GEICO $3,278
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,270
State Farm $2,554
Travelers $6,260
USAA $2,076

What factors affect Diaz, AR car insurance rates?

Why are Diaz, Arkansas car insurance rates different than rates in Jonesboro or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Diaz, AR?

More time spent behind the wheel can lead to higher Diaz, Arkansas car insurance rates. In Diaz, AR, the average commute length is 16.5 minutes.

Car Insurance Quotes for Diaz, AR

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