Cheap Quotes for Diamond Ridge, AK Car Insurance (2021)

Diamond Ridge, Alaska car insurance rates average $228 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Diamond Ridge, AK companies, you can find cheap Diamond Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Diamond Ridge, AK after a DUI are $3,219/year
  • The cheapest car insurance company in Diamond Ridge is State Farm
  • Diamond Ridge has an average commute time of 18.9 minutes

How do the Diamond Ridge, Alaska monthly average car insurance rates of $228/month compare to nearby cities like Ketchikan car insurance rates, Juneau car insurance rates, and Nome car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Diamond Ridge, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Diamond Ridge, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Diamond Ridge, Alaska companies to find the most affordable Diamond Ridge car insurance rates.

Enter your ZIP code above to find cheap Diamond Ridge, AK car insurance quotes today.

What are the minimum Diamond Ridge, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Diamond Ridge, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Diamond Ridge, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Diamond Ridge, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Diamond Ridge, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Diamond Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Diamond Ridge, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,924 $1,830 $1,830 $4,443 $5,798 $2,159 $2,362
GEICO $2,137 $2,071 $2,018 $1,920 $4,699 $5,997 $2,113 $2,268
Progressive $1,925 $1,706 $1,615 $1,655 $6,798 $7,589 $2,173 $2,160
State Farm $1,390 $1,390 $1,245 $1,245 $4,329 $5,615 $1,638 $1,676
USAA $1,457 $1,454 $1,359 $1,353 $4,717 $5,228 $2,092 $2,217

How much do teen drivers pay for car insurance in Diamond Ridge, AK?

Diamond Ridge, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Diamond Ridge car insurance rates from multiple Diamond Ridge, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Diamond Ridge, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,443 $5,798
GEICO $4,699 $5,997
Progressive $6,798 $7,589
State Farm $4,329 $5,615
USAA $4,717 $5,228

How much do senior drivers pay for car insurance in Diamond Ridge, AK?

With a little research, seniors can find affordable car insurance in Diamond Ridge, Alaska. Here’s a look at how the top Diamond Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Diamond Ridge, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,830
GEICO $2,018 $1,920
Progressive $1,615 $1,655
State Farm $1,245 $1,245
USAA $1,359 $1,353

How does coverage level affect Diamond Ridge, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Diamond Ridge, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Diamond Ridge, Alaska

Insurance Company Low Medium High
Allstate $2,721 $2,723 $2,906
GEICO $2,851 $2,862 $2,996
Progressive $3,131 $3,136 $3,340
State Farm $2,242 $2,278 $2,429
USAA $2,445 $2,459 $2,549

How does your driving record affect Diamond Ridge, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Diamond Ridge, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Diamond Ridge, Alaska companies.

Annual Diamond Ridge, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,246 $3,127 $3,110 $2,651
GEICO $2,074 $3,068 $4,356 $2,112
Progressive $2,865 $3,673 $3,044 $3,229
State Farm $2,110 $2,522 $2,316 $2,316
USAA $1,952 $2,506 $3,269 $2,211

How does a DUI affect Diamond Ridge, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Diamond Ridge, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Diamond Ridge, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,110
GEICO $4,356
Progressive $3,044
State Farm $2,316
USAA $3,269

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How does your credit history affect Diamond Ridge, AK car insurance rates?

Take a look at the data here to see how your Diamond Ridge, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Diamond Ridge, Alaska

Insurance Company Poor Fair Good
Allstate $3,300 $2,615 $2,435
GEICO $3,299 $2,867 $2,542
Progressive $3,496 $3,129 $2,983
State Farm $3,206 $2,071 $1,671
USAA $3,384 $2,216 $1,854

How does your commute affect Diamond Ridge, AK car insurance rates?

Diamond Ridge, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Diamond Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Diamond Ridge, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,728 $2,839
GEICO $2,866 $2,939
Progressive $3,203 $3,203
State Farm $2,252 $2,380
USAA $2,441 $2,528

Who has the cheapest Diamond Ridge, AK car insurance rates?

Here’s a breakdown of Diamond Ridge, Alaska car insurance rates by company. You can see which company offers the cheapest Diamond Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Diamond Ridge, Alaska

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Diamond Ridge, AK car insurance companies?

Which Diamond Ridge, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Diamond Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Diamond Ridge, Alaska

Insurance Company Average Annual Rates
Allstate $2,783
GEICO $2,903
Progressive $3,203
State Farm $2,316
USAA $2,485

What factors affect Diamond Ridge, AK car insurance rates?

Why are Diamond Ridge, Alaska car insurance rates different than rates in Ketchikan or Juneau? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Diamond Ridge, AK?

More time spent behind the wheel can lead to higher Diamond Ridge, Alaska car insurance rates. In Diamond Ridge, AK, the average commute length is 18.9 minutes.

Car Insurance Quotes for Diamond Ridge, AK

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