Cheap Quotes for Diamond City, AR Car Insurance (2021)

Diamond City, Arkansas car insurance rates average $314 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Diamond City, AR companies, you can find cheap Diamond City car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Diamond City, AR for senior drivers are $1,968/year
  • The cheapest car insurance company in Diamond City is USAA
  • Average car insurance rates in Diamond City, AR are $314/month

How do the Diamond City, Arkansas monthly average car insurance rates of $314/month compare to nearby cities like Rogers car insurance rates, Conway car insurance rates, and Fort Smith car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Diamond City, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Diamond City, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Diamond City, Arkansas companies to find the most affordable Diamond City car insurance rates.

Enter your ZIP code above to find cheap Diamond City, AR car insurance quotes today.

What are the minimum Diamond City, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Diamond City, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Diamond City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Diamond City, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Diamond City, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Diamond City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Diamond City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,628 $2,657 $2,338 $2,500 $9,227 $11,014 $2,916 $3,171
Farmers $2,166 $2,155 $1,937 $2,036 $9,060 $9,380 $2,489 $2,627
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,628 $2,491 $2,155 $2,258 $11,157 $12,563 $3,147 $3,414
State Farm $1,566 $1,566 $1,399 $1,399 $4,474 $5,623 $1,762 $2,023
Travelers $2,060 $2,099 $2,037 $2,041 $11,891 $19,030 $2,205 $2,555
USAA $1,254 $1,269 $1,161 $1,172 $3,865 $4,056 $1,612 $1,741

How much do teen drivers pay for car insurance in Diamond City, AR?

Diamond City, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Diamond City car insurance rates from multiple Diamond City, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Diamond City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,227 $11,014
Farmers $9,060 $9,380
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,157 $12,563
State Farm $4,474 $5,623
Travelers $11,891 $19,030
USAA $3,865 $4,056

How much do senior drivers pay for car insurance in Diamond City, AR?

With a little research, seniors can find affordable car insurance in Diamond City, Arkansas. Here’s a look at how the top Diamond City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Diamond City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,500
Farmers $1,937 $2,036
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,155 $2,258
State Farm $1,399 $1,399
Travelers $2,037 $2,041
USAA $1,161 $1,172

How does coverage level affect Diamond City, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Diamond City, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Diamond City, Arkansas

Insurance Company Low Medium High
Allstate $4,442 $4,553 $4,674
Farmers $3,792 $3,942 $4,210
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,628 $4,905 $5,396
State Farm $2,360 $2,473 $2,596
Travelers $5,246 $5,506 $5,717
USAA $1,938 $2,009 $2,101

How does your driving record affect Diamond City, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Diamond City, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Diamond City, Arkansas companies.

Annual Diamond City, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,785 $4,728 $5,222 $4,490
Farmers $3,361 $4,312 $4,210 $4,041
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,288 $5,965 $4,505 $5,149
State Farm $2,275 $2,677 $2,476 $2,476
Travelers $4,600 $4,752 $6,955 $5,652
USAA $1,553 $1,962 $2,828 $1,722

How does a DUI affect Diamond City, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Diamond City, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Diamond City, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,222
Farmers $4,210
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,505
State Farm $2,476
Travelers $6,955
USAA $2,828

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How does your credit history affect Diamond City, AR car insurance rates?

Take a look at the data here to see how your Diamond City, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Diamond City, Arkansas

Insurance Company Poor Fair Good
Allstate $5,725 $4,383 $3,561
Farmers $4,534 $3,795 $3,615
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,644 $4,812 $4,474
State Farm $3,585 $2,161 $1,684
Travelers $6,302 $5,256 $4,911
USAA $2,674 $1,822 $1,552

How does your commute affect Diamond City, AR car insurance rates?

Diamond City, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Diamond City if you’re financing.

Annual Car Insurance Rates by Commute Length in Diamond City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,556 $4,556
Farmers $3,981 $3,981
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,977 $4,977
State Farm $2,418 $2,535
Travelers $5,490 $5,490
USAA $1,959 $2,074

Who has the cheapest Diamond City, AR car insurance rates?

Here’s a breakdown of Diamond City, Arkansas car insurance rates by company. You can see which company offers the cheapest Diamond City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Diamond City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Diamond City, AR car insurance companies?

Which Diamond City, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Diamond City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Diamond City, Arkansas

Insurance Company Average Annual Rates
Allstate $4,556
Farmers $3,981
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,977
State Farm $2,476
Travelers $5,490
USAA $2,016

What factors affect Diamond City, AR car insurance rates?

Why are Diamond City, Arkansas car insurance rates different than rates in Rogers or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Diamond City, AR?

More time spent behind the wheel can lead to higher Diamond City, Arkansas car insurance rates. In Diamond City, AR, the average commute length is 21.5 minutes.

Car Insurance Quotes for Diamond City, AR

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