Cheap Quotes for Delta, AL Car Insurance (2021)

Delta, Alabama car insurance rates average $294 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Delta, AL companies, you can find cheap Delta car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Delta, AL after a DUI are $4,036/year
  • Average car insurance rates in Delta, AL for senior drivers are $1,871/year
  • Delta has an average commute time of 47.6 minutes

How do the Delta, Alabama monthly average car insurance rates of $294/month compare to nearby cities like Dothan car insurance rates, Montgomery car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Delta, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Delta, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Delta, Alabama companies to find the most affordable Delta car insurance rates.

Enter your ZIP code above to find cheap Delta, AL car insurance quotes today.

What are the minimum Delta, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Delta, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Delta, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Delta, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Delta, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Delta car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delta, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,830 $1,747 $1,655 $1,687 $6,296 $6,763 $2,052 $2,098
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,058 $3,307 $2,509 $2,808 $10,937 $12,167 $3,264 $3,485
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,163 $2,032 $1,772 $1,891 $8,876 $9,911 $2,537 $2,708
State Farm $2,753 $2,753 $2,486 $2,486 $8,283 $10,373 $3,109 $3,588
Travelers $1,564 $1,590 $1,460 $1,456 $8,202 $12,838 $1,482 $1,718
USAA $1,322 $1,347 $1,233 $1,215 $3,883 $4,311 $1,721 $1,865

How much do teen drivers pay for car insurance in Delta, AL?

Delta, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Delta car insurance rates from multiple Delta, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Delta, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,296 $6,763
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $10,937 $12,167
Nationwide $4,446 $5,755
Progressive $8,876 $9,911
State Farm $8,283 $10,373
Travelers $8,202 $12,838
USAA $3,883 $4,311

How much do senior drivers pay for car insurance in Delta, AL?

With a little research, seniors can find affordable car insurance in Delta, Alabama. Here’s a look at how the top Delta car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Delta, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,655 $1,687
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,509 $2,808
Nationwide $1,564 $1,624
Progressive $1,772 $1,891
State Farm $2,486 $2,486
Travelers $1,460 $1,456
USAA $1,233 $1,215

How does coverage level affect Delta, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Delta, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Delta, Alabama

Insurance Company Low Medium High
Allstate $2,912 $3,012 $3,124
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $4,958 $5,167 $5,450
Nationwide $2,607 $2,586 $2,642
Progressive $3,602 $3,966 $4,391
State Farm $4,242 $4,473 $4,721
Travelers $3,623 $3,864 $3,879
USAA $2,037 $2,101 $2,198

How does your driving record affect Delta, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Delta, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Delta, Alabama companies.

Annual Delta, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,571 $3,024 $3,571 $2,898
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,074 $5,662 $5,548 $5,483
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,606 $4,528 $3,856 $3,955
State Farm $4,046 $5,008 $4,431 $4,431
Travelers $3,155 $3,313 $4,837 $3,849
USAA $1,625 $2,034 $3,030 $1,759

How does a DUI affect Delta, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Delta, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Delta, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,571
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,548
Nationwide $3,331
Progressive $3,856
State Farm $4,431
Travelers $4,837
USAA $3,030

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Delta, AL car insurance rates?

Take a look at the data here to see how your Delta, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Delta, Alabama

Insurance Company Poor Fair Good
Allstate $3,729 $2,926 $2,393
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,444 $4,554 $3,577
Nationwide $3,155 $2,458 $2,223
Progressive $4,502 $3,856 $3,601
State Farm $7,263 $3,676 $2,497
Travelers $4,135 $3,582 $3,648
USAA $2,842 $1,846 $1,648

How does your commute affect Delta, AL car insurance rates?

Delta, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Delta if you’re financing.

Annual Car Insurance Rates by Commute Length in Delta, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,016 $3,016
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,192 $5,192
Nationwide $2,612 $2,612
Progressive $3,986 $3,986
State Farm $4,371 $4,586
Travelers $3,789 $3,789
USAA $2,015 $2,209

Who has the cheapest Delta, AL car insurance rates?

Here’s a breakdown of Delta, Alabama car insurance rates by company. You can see which company offers the cheapest Delta car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Delta, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Delta, AL car insurance companies?

Which Delta, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Delta companies to find the one for you.

Average Annual Car Insurance Rates by Company in Delta, Alabama

Insurance Company Average Annual Rates
Allstate $3,016
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,192
Nationwide $2,612
Progressive $3,986
State Farm $4,479
Travelers $3,789
USAA $2,112

What factors affect Delta, AL car insurance rates?

Why are Delta, Alabama car insurance rates different than rates in Dothan or Montgomery? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Delta, AL?

More time spent behind the wheel can lead to higher Delta, Alabama car insurance rates. In Delta, AL, the average commute length is 47.6 minutes.

Car Insurance Quotes for Delta, AL

Shop for affordable Delta, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Delta, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption