Cheap Quotes for Darlington, MD Car Insurance (2021)

Darlington, Maryland car insurance rates average $378 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Darlington, MD companies, you can find cheap Darlington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Darlington is USAA
  • Average car insurance rates in Darlington, MD are $378/month
  • Average car insurance rates in Darlington, MD for senior drivers are $2,957/year

How do the Darlington, Maryland monthly average car insurance rates of $378/month compare to nearby cities like Frederick car insurance rates, Bowie car insurance rates, and Laurel car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Darlington, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Darlington, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Darlington, Maryland companies to find the most affordable Darlington car insurance rates.

Enter your ZIP code above to find cheap Darlington, MD car insurance quotes today.

What are the minimum Darlington, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Darlington, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Darlington, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Darlington, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Darlington, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Darlington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Darlington, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,921 $11,615 $3,093 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,038 $2,044 $1,845 $1,896 $4,815 $6,328 $2,364 $2,545
Progressive $2,479 $2,240 $2,157 $2,202 $8,874 $9,731 $2,897 $2,850
State Farm $2,242 $2,242 $2,054 $2,054 $7,014 $8,981 $2,497 $2,828
USAA $1,905 $1,871 $1,781 $1,776 $4,229 $4,988 $2,194 $2,447

How much do teen drivers pay for car insurance in Darlington, MD?

Darlington, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Darlington car insurance rates from multiple Darlington, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Darlington, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,921 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,715 $18,821
Nationwide $4,815 $6,328
Progressive $8,874 $9,731
State Farm $7,014 $8,981
USAA $4,229 $4,988

How much do senior drivers pay for car insurance in Darlington, MD?

With a little research, seniors can find affordable car insurance in Darlington, Maryland. Here’s a look at how the top Darlington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Darlington, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,499 $6,499
Nationwide $1,845 $1,896
Progressive $2,157 $2,202
State Farm $2,054 $2,054
USAA $1,781 $1,776

How does coverage level affect Darlington, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Darlington, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Darlington, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $2,854 $2,993 $3,106
Progressive $3,991 $4,181 $4,364
State Farm $3,548 $3,747 $3,921
USAA $2,510 $2,658 $2,779

How does your driving record affect Darlington, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Darlington, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Darlington, Maryland companies.

Annual Darlington, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,412
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,627 $3,524 $2,810 $2,977
Progressive $3,566 $4,728 $4,320 $4,101
State Farm $3,357 $4,206 $3,697 $3,697
USAA $2,084 $2,554 $3,716 $2,243

How does a DUI affect Darlington, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Darlington, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Darlington, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,060
Nationwide $2,810
Progressive $4,320
State Farm $3,697
USAA $3,716

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How does your credit history affect Darlington, MD car insurance rates?

Take a look at the data here to see how your Darlington, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Darlington, Maryland

Insurance Company Poor Fair Good
Allstate $6,651 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $3,815 $2,699 $2,439
Progressive $5,257 $3,958 $3,321
State Farm $5,464 $3,247 $2,506
USAA $3,532 $2,423 $1,992

How does your commute affect Darlington, MD car insurance rates?

Darlington, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Darlington if you’re financing.

Annual Car Insurance Rates by Commute Length in Darlington, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $8,894 $9,380
Nationwide $2,984 $2,984
Progressive $4,179 $4,179
State Farm $3,645 $3,833
USAA $2,567 $2,731

Who has the cheapest Darlington, MD car insurance rates?

Here’s a breakdown of Darlington, Maryland car insurance rates by company. You can see which company offers the cheapest Darlington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Darlington, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Darlington, MD car insurance companies?

Which Darlington, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Darlington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Darlington, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,137
Nationwide $2,984
Progressive $4,179
State Farm $3,739
USAA $2,649

What factors affect Darlington, MD car insurance rates?

Why are Darlington, Maryland car insurance rates different than rates in Frederick or Bowie? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Darlington, MD?

More time spent behind the wheel can lead to higher Darlington, Maryland car insurance rates. In Darlington, MD, the average commute length is 38.5 minutes.

What is the traffic like in Darlington, MD

Like commute length, time spent in traffic also increase risk of accidents. Darlington, MD is listed as 386th in INRIX congested cities data.

Car Insurance Quotes for Darlington, MD

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