Cheap Quotes for Crystal Lawns, IL Car Insurance (2021)

Crystal Lawns, Illinois car insurance rates average $291 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple Crystal Lawns, IL companies, you can find cheap Crystal Lawns car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Crystal Lawns, IL after a DUI are $4,096/year
  • Average car insurance rates in Crystal Lawns, IL for senior drivers are $1,946/year
  • The cheapest car insurance company in Crystal Lawns is Nationwide

How do the Crystal Lawns, Illinois monthly average car insurance rates of $291/month compare to nearby cities like Springfield car insurance rates, Champaign car insurance rates, and Peoria car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Crystal Lawns, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and Crystal Lawns, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Crystal Lawns, Illinois companies to find the most affordable Crystal Lawns car insurance rates.

Enter your ZIP code above to find cheap Crystal Lawns, IL car insurance quotes today.

What are the minimum Crystal Lawns, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, Crystal Lawns, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Crystal Lawns, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Crystal Lawns, IL car insurance rates?

Three of the criteria that most affect car insurance rates in Crystal Lawns, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top Crystal Lawns car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Crystal Lawns, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,568 $3,584 $3,742 $3,742 $9,383 $12,199 $4,292 $4,640
American Family $2,357 $2,357 $2,166 $2,166 $6,825 $9,399 $2,357 $3,048
Farmers $2,629 $2,627 $2,322 $2,466 $11,812 $12,331 $3,003 $3,123
GEICO $1,867 $1,927 $1,835 $2,070 $6,861 $7,086 $2,172 $2,242
Liberty Mutual $1,487 $1,602 $1,227 $1,370 $5,309 $5,904 $1,558 $1,643
Nationwide $1,503 $1,523 $1,348 $1,418 $4,091 $5,203 $1,748 $1,882
Progressive $2,274 $2,127 $1,879 $1,975 $8,630 $9,677 $2,704 $2,927
State Farm $1,604 $1,604 $1,455 $1,455 $5,158 $6,510 $1,821 $2,101
Travelers $1,670 $1,759 $1,549 $1,649 $5,126 $6,504 $1,765 $1,858
USAA $1,683 $1,700 $1,564 $1,526 $5,592 $6,151 $2,216 $2,415

How much do teen drivers pay for car insurance in Crystal Lawns, IL?

Crystal Lawns, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare Crystal Lawns car insurance rates from multiple Crystal Lawns, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Crystal Lawns, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,383 $12,199
American Family $6,825 $9,399
Farmers $11,812 $12,331
GEICO $6,861 $7,086
Liberty Mutual $5,309 $5,904
Nationwide $4,091 $5,203
Progressive $8,630 $9,677
State Farm $5,158 $6,510
Travelers $5,126 $6,504
USAA $5,592 $6,151

How much do senior drivers pay for car insurance in Crystal Lawns, IL?

With a little research, seniors can find affordable car insurance in Crystal Lawns, Illinois. Here’s a look at how the top Crystal Lawns car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Crystal Lawns, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,742 $3,742
American Family $2,166 $2,166
Farmers $2,322 $2,466
GEICO $1,835 $2,070
Liberty Mutual $1,227 $1,370
Nationwide $1,348 $1,418
Progressive $1,879 $1,975
State Farm $1,455 $1,455
Travelers $1,549 $1,649
USAA $1,564 $1,526

How does coverage level affect Crystal Lawns, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Crystal Lawns, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Crystal Lawns, Illinois

Insurance Company Low Medium High
Allstate $5,467 $5,638 $5,826
American Family $3,669 $3,975 $3,858
Farmers $4,769 $4,906 $5,442
GEICO $2,932 $3,250 $3,591
Liberty Mutual $2,375 $2,508 $2,654
Nationwide $2,306 $2,361 $2,352
Progressive $3,652 $4,009 $4,411
State Farm $2,539 $2,718 $2,882
Travelers $2,547 $2,732 $2,927
USAA $2,669 $2,854 $3,045

How does your driving record affect Crystal Lawns, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in Crystal Lawns, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Crystal Lawns, Illinois companies.

Annual Crystal Lawns, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,987 $6,884 $6,413 $5,290
American Family $2,819 $4,000 $5,323 $3,196
Farmers $4,251 $5,498 $5,361 $5,047
GEICO $2,175 $3,483 $4,816 $2,555
Liberty Mutual $2,082 $2,985 $2,611 $2,372
Nationwide $1,905 $2,436 $2,845 $2,173
Progressive $3,302 $4,953 $3,666 $4,175
State Farm $2,459 $2,968 $2,713 $2,713
Travelers $2,166 $2,856 $3,196 $2,723
USAA $2,027 $2,932 $4,015 $2,449

How does a DUI affect Crystal Lawns, IL car insurance rates?

With even one DUI on your record, you can see an increase in your Crystal Lawns, IL car insurance rates.

Annual Car Insurance Rates After a DUI in Crystal Lawns, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,413
American Family $5,323
Farmers $5,361
GEICO $4,816
Liberty Mutual $2,611
Nationwide $2,845
Progressive $3,666
State Farm $2,713
Travelers $3,196
USAA $4,015

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How does your credit history affect Crystal Lawns, IL car insurance rates?

Take a look at the data here to see how your Crystal Lawns, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Crystal Lawns, Illinois

Insurance Company Poor Fair Good
Allstate $7,178 $5,200 $4,553
American Family $5,083 $3,476 $2,944
Farmers $5,706 $4,824 $4,588
GEICO $5,246 $2,548 $1,979
Liberty Mutual $3,552 $2,223 $1,762
Nationwide $2,781 $2,259 $1,978
Progressive $4,569 $3,895 $3,608
State Farm $3,946 $2,362 $1,831
Travelers $3,321 $2,701 $2,183
USAA $3,797 $2,614 $2,156

How does your commute affect Crystal Lawns, IL car insurance rates?

Crystal Lawns, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in Crystal Lawns if you’re financing.

Annual Car Insurance Rates by Commute Length in Crystal Lawns, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,644 $5,644
American Family $3,786 $3,883
Farmers $5,039 $5,039
GEICO $3,202 $3,313
Liberty Mutual $2,512 $2,512
Nationwide $2,340 $2,340
Progressive $4,024 $4,024
State Farm $2,645 $2,782
Travelers $2,627 $2,843
USAA $2,776 $2,936

Who has the cheapest Crystal Lawns, IL car insurance rates?

Here’s a breakdown of Crystal Lawns, Illinois car insurance rates by company. You can see which company offers the cheapest Crystal Lawns car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Crystal Lawns, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

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What are the top Crystal Lawns, IL car insurance companies?

Which Crystal Lawns, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top Crystal Lawns companies to find the one for you.

Average Annual Car Insurance Rates by Company in Crystal Lawns, Illinois

Insurance Company Average Annual Rates
Allstate $5,644
American Family $3,834
Farmers $5,039
GEICO $3,258
Liberty Mutual $2,512
Nationwide $2,340
Progressive $4,024
State Farm $2,713
Travelers $2,735
USAA $2,856

What factors affect Crystal Lawns, IL car insurance rates?

Why are Crystal Lawns, Illinois car insurance rates different than rates in Springfield or Champaign? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Crystal Lawns, IL?

More time spent behind the wheel can lead to higher Crystal Lawns, Illinois car insurance rates. In Crystal Lawns, IL, the average commute length is 27.0 minutes.

Car Insurance Quotes for Crystal Lawns, IL

Shop for affordable Crystal Lawns, Illinois car insurance rates today. Enter your ZIP code to compare quotes from multiple Crystal Lawns, IL car insurance companies.

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