Cheap Quotes for Cotton Plant, AR Car Insurance (2021)

Cotton Plant, Arkansas car insurance rates average $342 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Cotton Plant, AR companies, you can find cheap Cotton Plant car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Cotton Plant, AR after a DUI are $4,927/year
  • Cotton Plant has an average commute time of 19.5 minutes
  • The cheapest car insurance company in Cotton Plant is USAA

How do the Cotton Plant, Arkansas monthly average car insurance rates of $342/month compare to nearby cities like Conway car insurance rates, Fayetteville car insurance rates, and Fort Smith car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Cotton Plant, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Cotton Plant, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Cotton Plant, Arkansas companies to find the most affordable Cotton Plant car insurance rates.

Enter your ZIP code above to find cheap Cotton Plant, AR car insurance quotes today.

What are the minimum Cotton Plant, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Cotton Plant, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Cotton Plant, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Cotton Plant, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Cotton Plant, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Cotton Plant car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cotton Plant, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,974 $2,642 $2,828 $10,863 $13,009 $3,257 $3,522
Farmers $2,245 $2,236 $2,009 $2,109 $9,266 $9,598 $2,574 $2,719
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,878 $2,747 $2,360 $2,461 $11,649 $13,151 $3,440 $3,711
State Farm $1,811 $1,811 $1,614 $1,614 $5,129 $6,464 $2,038 $2,330
Travelers $2,280 $2,324 $2,247 $2,255 $13,240 $21,294 $2,436 $2,819
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Cotton Plant, AR?

Cotton Plant, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Cotton Plant car insurance rates from multiple Cotton Plant, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Cotton Plant, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,863 $13,009
Farmers $9,266 $9,598
GEICO $6,106 $6,139
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,649 $13,151
State Farm $5,129 $6,464
Travelers $13,240 $21,294
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Cotton Plant, AR?

With a little research, seniors can find affordable car insurance in Cotton Plant, Arkansas. Here’s a look at how the top Cotton Plant car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Cotton Plant, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,828
Farmers $2,009 $2,109
GEICO $2,234 $2,172
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,360 $2,461
State Farm $1,614 $1,614
Travelers $2,247 $2,255
USAA $1,192 $1,200

How does coverage level affect Cotton Plant, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Cotton Plant, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Cotton Plant, Arkansas

Insurance Company Low Medium High
Allstate $5,089 $5,253 $5,427
Farmers $3,902 $4,055 $4,327
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,896 $5,211 $5,792
State Farm $2,715 $2,849 $2,990
Travelers $5,813 $6,129 $6,394
USAA $1,989 $2,069 $2,171

How does your driving record affect Cotton Plant, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Cotton Plant, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Cotton Plant, Arkansas companies.

Annual Cotton Plant, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,336 $5,462 $6,051 $5,176
Farmers $3,461 $4,433 $4,328 $4,157
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,577 $6,315 $4,807 $5,499
State Farm $2,623 $3,079 $2,851 $2,851
Travelers $5,123 $5,293 $7,742 $6,290
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Cotton Plant, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Cotton Plant, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Cotton Plant, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,051
Farmers $4,328
GEICO $5,107
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,807
State Farm $2,851
Travelers $7,742
USAA $2,912

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How does your credit history affect Cotton Plant, AR car insurance rates?

Take a look at the data here to see how your Cotton Plant, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Cotton Plant, Arkansas

Insurance Company Poor Fair Good
Allstate $6,607 $5,062 $4,100
Farmers $4,667 $3,901 $3,716
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $6,042 $5,115 $4,742
State Farm $4,132 $2,487 $1,936
Travelers $7,016 $5,852 $5,468
USAA $2,749 $1,878 $1,602

How does your commute affect Cotton Plant, AR car insurance rates?

Cotton Plant, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Cotton Plant if you’re financing.

Annual Car Insurance Rates by Commute Length in Cotton Plant, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $5,256
Farmers $4,095 $4,095
GEICO $3,258 $3,297
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,300 $5,300
State Farm $2,783 $2,920
Travelers $6,112 $6,112
USAA $2,017 $2,135

Who has the cheapest Cotton Plant, AR car insurance rates?

Here’s a breakdown of Cotton Plant, Arkansas car insurance rates by company. You can see which company offers the cheapest Cotton Plant car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Cotton Plant, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Cotton Plant, AR car insurance companies?

Which Cotton Plant, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Cotton Plant companies to find the one for you.

Average Annual Car Insurance Rates by Company in Cotton Plant, Arkansas

Insurance Company Average Annual Rates
Allstate $5,256
Farmers $4,095
GEICO $3,278
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,300
State Farm $2,851
Travelers $6,112
USAA $2,076

What factors affect Cotton Plant, AR car insurance rates?

Why are Cotton Plant, Arkansas car insurance rates different than rates in Conway or Fayetteville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Cotton Plant, AR?

More time spent behind the wheel can lead to higher Cotton Plant, Arkansas car insurance rates. In Cotton Plant, AR, the average commute length is 19.5 minutes.

Car Insurance Quotes for Cotton Plant, AR

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