Cheap Quotes for Coosada, AL Car Insurance (2021)

Coosada, Alabama car insurance rates average $308 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Coosada, AL companies, you can find cheap Coosada car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Coosada, AL after a DUI are $4,220/year
  • Coosada has an average commute time of 25.7 minutes
  • Average car insurance rates in Coosada, AL are $308/month

How do the Coosada, Alabama monthly average car insurance rates of $308/month compare to nearby cities like Decatur car insurance rates, Madison car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Coosada, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Coosada, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Coosada, Alabama companies to find the most affordable Coosada car insurance rates.

Enter your ZIP code above to find cheap Coosada, AL car insurance quotes today.

What are the minimum Coosada, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Coosada, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Coosada, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Coosada, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Coosada, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Coosada, Alabama

ZIP Code Average Annual Rates
36020 $3,818
36054 $3,778

How do age, gender, and marital status affect Coosada, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Coosada, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Coosada car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coosada, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,105 $2,093 $2,000 $2,072 $5,572 $5,460 $2,228 $2,067
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,436 $2,274 $2,006 $2,137 $10,339 $11,536 $2,855 $3,052
State Farm $2,921 $2,921 $2,658 $2,658 $9,034 $11,315 $3,305 $3,806
Travelers $1,474 $1,496 $1,386 $1,380 $7,911 $12,442 $1,395 $1,596
USAA $1,320 $1,343 $1,231 $1,211 $3,874 $4,298 $1,715 $1,857

How much do teen drivers pay for car insurance in Coosada, AL?

Coosada, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Coosada car insurance rates from multiple Coosada, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Coosada, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,572 $5,460
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,339 $11,536
State Farm $9,034 $11,315
Travelers $7,911 $12,442
USAA $3,874 $4,298

How much do senior drivers pay for car insurance in Coosada, AL?

With a little research, seniors can find affordable car insurance in Coosada, Alabama. Here’s a look at how the top Coosada car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Coosada, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $2,000 $2,072
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,006 $2,137
State Farm $2,658 $2,658
Travelers $1,386 $1,380
USAA $1,231 $1,211

How does coverage level affect Coosada, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Coosada, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Coosada, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,206 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,714 $2,937 $3,198
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,097 $4,560 $5,082
State Farm $4,542 $4,823 $5,117
Travelers $3,449 $3,708 $3,748
USAA $2,031 $2,095 $2,192

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How does your driving record affect Coosada, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Coosada, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Coosada, Alabama companies.

Annual Coosada, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,083
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,987 $3,202 $3,961 $2,649
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,122 $5,214 $4,463 $4,520
State Farm $4,344 $5,418 $4,773 $4,773
Travelers $3,027 $3,176 $4,649 $3,688
USAA $1,621 $2,029 $3,020 $1,754

How does a DUI affect Coosada, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Coosada, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Coosada, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,961
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,463
State Farm $4,773
Travelers $4,649
USAA $3,020

How does your credit history affect Coosada, AL car insurance rates?

Take a look at the data here to see how your Coosada, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Coosada, Alabama

Insurance Company Poor Fair Good
Allstate $3,965 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,753 $2,676 $2,420
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,145 $4,438 $4,156
State Farm $7,832 $3,961 $2,688
Travelers $3,964 $3,438 $3,503
USAA $2,834 $1,841 $1,643

How does your commute affect Coosada, AL car insurance rates?

Coosada, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Coosada if you’re financing.

Annual Car Insurance Rates by Commute Length in Coosada, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,896 $3,004
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,580 $4,580
State Farm $4,708 $4,946
Travelers $3,635 $3,635
USAA $2,010 $2,202

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Who has the cheapest Coosada, AL car insurance rates?

Here’s a breakdown of Coosada, Alabama car insurance rates by company. You can see which company offers the cheapest Coosada car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Coosada, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Coosada, AL car insurance companies?

Which Coosada, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Coosada companies to find the one for you.

Average Annual Car Insurance Rates by Company in Coosada, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,950
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,580
State Farm $4,827
Travelers $3,635
USAA $2,106

What factors affect Coosada, AL car insurance rates?

Why are Coosada, Alabama car insurance rates different than rates in Decatur or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Coosada, AL?

More time spent behind the wheel can lead to higher Coosada, Alabama car insurance rates. In Coosada, AL, the average commute length is 25.7 minutes.

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Car Insurance Quotes for Coosada, AL

Shop for affordable Coosada, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Coosada, AL car insurance companies.

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