Cheap Quotes for Concord, AR Car Insurance (2021)

Concord, Arkansas car insurance rates average $349 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Concord, AR companies, you can find cheap Concord car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Concord, AR for senior drivers are $2,191/year
  • The cheapest car insurance company in Concord is USAA
  • Average car insurance rates in Concord, AR are $349/month

How do the Concord, Arkansas monthly average car insurance rates of $349/month compare to nearby cities like Jonesboro car insurance rates, Hot Springs car insurance rates, and Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Concord, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Concord, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Concord, Arkansas companies to find the most affordable Concord car insurance rates.

Enter your ZIP code above to find cheap Concord, AR car insurance quotes today.

What are the minimum Concord, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Concord, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Concord, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Concord, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Concord, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Concord car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Concord, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,406 $2,393 $2,150 $2,262 $10,088 $10,451 $2,750 $2,891
GEICO $2,606 $2,582 $2,408 $2,340 $6,591 $6,629 $2,550 $2,586
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $3,136 $2,975 $2,580 $2,692 $13,252 $14,934 $3,759 $4,072
State Farm $1,844 $1,844 $1,640 $1,640 $5,208 $6,558 $2,075 $2,378
Travelers $2,154 $2,195 $2,126 $2,131 $12,431 $19,886 $2,305 $2,675
USAA $1,269 $1,282 $1,178 $1,187 $3,956 $4,144 $1,632 $1,759

How much do teen drivers pay for car insurance in Concord, AR?

Concord, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Concord car insurance rates from multiple Concord, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Concord, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $10,088 $10,451
GEICO $6,591 $6,629
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $13,252 $14,934
State Farm $5,208 $6,558
Travelers $12,431 $19,886
USAA $3,956 $4,144

How much do senior drivers pay for car insurance in Concord, AR?

With a little research, seniors can find affordable car insurance in Concord, Arkansas. Here’s a look at how the top Concord car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Concord, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,150 $2,262
GEICO $2,408 $2,340
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,580 $2,692
State Farm $1,640 $1,640
Travelers $2,126 $2,131
USAA $1,178 $1,187

How does coverage level affect Concord, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Concord, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Concord, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $4,208 $4,379 $4,685
GEICO $3,403 $3,535 $3,671
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $5,481 $5,837 $6,457
State Farm $2,768 $2,896 $3,032
Travelers $5,497 $5,754 $5,962
USAA $1,964 $2,043 $2,145

How does your driving record affect Concord, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Concord, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Concord, Arkansas companies.

Annual Concord, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,742 $4,790 $4,684 $4,478
GEICO $2,385 $3,677 $5,517 $2,566
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $5,106 $7,099 $5,364 $6,130
State Farm $2,668 $3,129 $2,899 $2,899
Travelers $4,808 $4,967 $7,271 $5,905
USAA $1,578 $1,998 $2,876 $1,751

How does a DUI affect Concord, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Concord, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Concord, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,952
Farmers $4,684
GEICO $5,517
Liberty Mutual $5,070
Nationwide $5,453
Progressive $5,364
State Farm $2,899
Travelers $7,271
USAA $2,876

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How does your credit history affect Concord, AR car insurance rates?

Take a look at the data here to see how your Concord, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Concord, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $5,029 $4,221 $4,022
GEICO $4,238 $3,481 $2,890
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,719 $5,728 $5,328
State Farm $4,200 $2,528 $1,967
Travelers $6,586 $5,494 $5,134
USAA $2,715 $1,855 $1,582

How does your commute affect Concord, AR car insurance rates?

Concord, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Concord if you’re financing.

Annual Car Insurance Rates by Commute Length in Concord, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,424 $4,424
GEICO $3,516 $3,557
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,925 $5,925
State Farm $2,830 $2,967
Travelers $5,738 $5,738
USAA $1,992 $2,109

Who has the cheapest Concord, AR car insurance rates?

Here’s a breakdown of Concord, Arkansas car insurance rates by company. You can see which company offers the cheapest Concord car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Concord, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Concord, AR car insurance companies?

Which Concord, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Concord companies to find the one for you.

Average Annual Car Insurance Rates by Company in Concord, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,424
GEICO $3,536
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,925
State Farm $2,899
Travelers $5,738
USAA $2,051

What factors affect Concord, AR car insurance rates?

Why are Concord, Arkansas car insurance rates different than rates in Jonesboro or Hot Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Concord, AR?

More time spent behind the wheel can lead to higher Concord, Arkansas car insurance rates. In Concord, AR, the average commute length is 29.7 minutes.

What is the traffic like in Concord, AR

Like commute length, time spent in traffic also increase risk of accidents. Concord, AR is listed as 202nd in INRIX congested cities data.

Car Insurance Quotes for Concord, AR

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