Cheap Quotes for Coaling, AL Car Insurance (2021)

Coaling, Alabama car insurance rates average $317 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Coaling, AL companies, you can find cheap Coaling car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Coaling, AL are $317/month
  • The cheapest car insurance company in Coaling is USAA
  • Average car insurance rates in Coaling, AL for senior drivers are $1,993/year

How do the Coaling, Alabama monthly average car insurance rates of $317/month compare to nearby cities like Huntsville car insurance rates, Tuscaloosa car insurance rates, and Birmingham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Coaling, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Coaling, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Coaling, Alabama companies to find the most affordable Coaling car insurance rates.

Enter your ZIP code above to find cheap Coaling, AL car insurance quotes today.

What are the minimum Coaling, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Coaling, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Coaling, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Coaling, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Coaling, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Coaling car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coaling, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $2,936 $3,170 $2,413 $2,699 $10,829 $12,035 $3,116 $3,307
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,506 $2,343 $2,057 $2,196 $10,570 $11,804 $2,938 $3,147
State Farm $2,905 $2,905 $2,643 $2,643 $9,022 $11,281 $3,288 $3,802
Travelers $1,578 $1,601 $1,486 $1,479 $8,614 $13,569 $1,491 $1,701
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

How much do teen drivers pay for car insurance in Coaling, AL?

Coaling, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Coaling car insurance rates from multiple Coaling, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Coaling, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,563 $9,839
GEICO $5,613 $5,513
Liberty Mutual $10,829 $12,035
Nationwide $4,521 $5,808
Progressive $10,570 $11,804
State Farm $9,022 $11,281
Travelers $8,614 $13,569
USAA $4,033 $4,467

How much do senior drivers pay for car insurance in Coaling, AL?

With a little research, seniors can find affordable car insurance in Coaling, Alabama. Here’s a look at how the top Coaling car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Coaling, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,200 $2,340
GEICO $2,001 $2,078
Liberty Mutual $2,413 $2,699
Nationwide $1,560 $1,612
Progressive $2,057 $2,196
State Farm $2,643 $2,643
Travelers $1,486 $1,479
USAA $1,258 $1,231

How does coverage level affect Coaling, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Coaling, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Coaling, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $4,066 $4,259 $4,626
GEICO $2,725 $2,948 $3,208
Liberty Mutual $4,824 $5,039 $5,327
Nationwide $2,596 $2,598 $2,662
Progressive $4,209 $4,674 $5,203
State Farm $4,539 $4,806 $5,088
Travelers $3,738 $4,019 $4,063
USAA $2,089 $2,156 $2,258

How does your driving record affect Coaling, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Coaling, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Coaling, Alabama companies.

Annual Coaling, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $3,971 $5,533 $5,401 $5,347
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,234 $5,346 $4,560 $4,642
State Farm $4,327 $5,403 $4,757 $4,757
Travelers $3,277 $3,439 $5,048 $3,995
USAA $1,667 $2,094 $3,108 $1,803

How does a DUI affect Coaling, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Coaling, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Coaling, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,587
GEICO $3,995
Liberty Mutual $5,401
Nationwide $3,329
Progressive $4,560
State Farm $4,757
Travelers $5,048
USAA $3,108

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How does your credit history affect Coaling, AL car insurance rates?

Take a look at the data here to see how your Coaling, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Coaling, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,838 $4,166 $3,948
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,236 $4,455 $3,499
Nationwide $3,156 $2,467 $2,234
Progressive $5,281 $4,548 $4,257
State Farm $7,807 $3,948 $2,679
Travelers $4,294 $3,726 $3,799
USAA $2,911 $1,898 $1,695

How does your commute affect Coaling, AL car insurance rates?

Coaling, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Coaling if you’re financing.

Annual Car Insurance Rates by Commute Length in Coaling, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,317 $4,317
GEICO $2,907 $3,013
Liberty Mutual $5,063 $5,063
Nationwide $2,619 $2,619
Progressive $4,695 $4,695
State Farm $4,694 $4,928
Travelers $3,940 $3,940
USAA $2,069 $2,267

Who has the cheapest Coaling, AL car insurance rates?

Here’s a breakdown of Coaling, Alabama car insurance rates by company. You can see which company offers the cheapest Coaling car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Coaling, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Coaling, AL car insurance companies?

Which Coaling, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Coaling companies to find the one for you.

Average Annual Car Insurance Rates by Company in Coaling, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,317
GEICO $2,960
Liberty Mutual $5,063
Nationwide $2,619
Progressive $4,695
State Farm $4,811
Travelers $3,940
USAA $2,168

What factors affect Coaling, AL car insurance rates?

Why are Coaling, Alabama car insurance rates different than rates in Huntsville or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Coaling, AL?

FBI statistics show that the Coaling, Alabama car theft rate is 7 thefts each year. High theft rates can lead to higher than average Coaling, AL car insurance rates.

How long is the average commute in Coaling, AL?

More time spent behind the wheel can lead to higher Coaling, Alabama car insurance rates. In Coaling, AL, the average commute length is 27.3 minutes.

Car Insurance Quotes for Coaling, AL

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