Cheap Quotes for Coal Hill, AR Car Insurance (2021)

Coal Hill, Arkansas car insurance rates average $313 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Coal Hill, AR companies, you can find cheap Coal Hill car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Coal Hill is USAA
  • Average car insurance rates in Coal Hill, AR after a DUI are $4,528/year
  • Average car insurance rates in Coal Hill, AR are $313/month

How do the Coal Hill, Arkansas monthly average car insurance rates of $313/month compare to nearby cities like Little Rock car insurance rates, Conway car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Coal Hill, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Coal Hill, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Coal Hill, Arkansas companies to find the most affordable Coal Hill car insurance rates.

Enter your ZIP code above to find cheap Coal Hill, AR car insurance quotes today.

What are the minimum Coal Hill, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Coal Hill, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Coal Hill, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Coal Hill, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Coal Hill, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Coal Hill car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Coal Hill, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,638 $2,665 $2,349 $2,513 $9,337 $11,149 $2,923 $3,173
Farmers $2,214 $2,202 $1,979 $2,079 $9,230 $9,559 $2,545 $2,691
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,516 $2,388 $2,065 $2,161 $10,544 $11,874 $3,009 $3,252
State Farm $1,524 $1,524 $1,357 $1,357 $4,304 $5,408 $1,714 $1,971
Travelers $2,017 $2,056 $1,986 $1,993 $11,618 $18,634 $2,155 $2,497
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

How much do teen drivers pay for car insurance in Coal Hill, AR?

Coal Hill, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Coal Hill car insurance rates from multiple Coal Hill, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Coal Hill, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,337 $11,149
Farmers $9,230 $9,559
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,544 $11,874
State Farm $4,304 $5,408
Travelers $11,618 $18,634
USAA $3,881 $4,069

How much do senior drivers pay for car insurance in Coal Hill, AR?

With a little research, seniors can find affordable car insurance in Coal Hill, Arkansas. Here’s a look at how the top Coal Hill car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Coal Hill, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,349 $2,513
Farmers $1,979 $2,079
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,065 $2,161
State Farm $1,357 $1,357
Travelers $1,986 $1,993
USAA $1,164 $1,175

How does coverage level affect Coal Hill, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Coal Hill, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Coal Hill, Arkansas

Insurance Company Low Medium High
Allstate $4,463 $4,590 $4,727
Farmers $3,875 $4,023 $4,290
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,377 $4,655 $5,146
State Farm $2,289 $2,392 $2,504
Travelers $5,131 $5,385 $5,593
USAA $1,939 $2,014 $2,112

How does your driving record affect Coal Hill, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Coal Hill, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Coal Hill, Arkansas companies.

Annual Coal Hill, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,812 $4,771 $5,265 $4,525
Farmers $3,430 $4,399 $4,295 $4,127
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,075 $5,655 $4,282 $4,892
State Farm $2,204 $2,586 $2,395 $2,395
Travelers $4,502 $4,651 $6,800 $5,524
USAA $1,558 $1,969 $2,834 $1,727

How does a DUI affect Coal Hill, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Coal Hill, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Coal Hill, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,265
Farmers $4,295
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,282
State Farm $2,395
Travelers $6,800
USAA $2,834

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How does your credit history affect Coal Hill, AR car insurance rates?

Take a look at the data here to see how your Coal Hill, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Coal Hill, Arkansas

Insurance Company Poor Fair Good
Allstate $5,772 $4,419 $3,589
Farmers $4,627 $3,872 $3,688
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,367 $4,568 $4,244
State Farm $3,466 $2,090 $1,629
Travelers $6,162 $5,141 $4,805
USAA $2,680 $1,828 $1,558

How does your commute affect Coal Hill, AR car insurance rates?

Coal Hill, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Coal Hill if you’re financing.

Annual Car Insurance Rates by Commute Length in Coal Hill, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,593 $4,593
Farmers $4,062 $4,062
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,726 $4,726
State Farm $2,339 $2,451
Travelers $5,370 $5,370
USAA $1,964 $2,080

Who has the cheapest Coal Hill, AR car insurance rates?

Here’s a breakdown of Coal Hill, Arkansas car insurance rates by company. You can see which company offers the cheapest Coal Hill car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Coal Hill, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Coal Hill, AR car insurance companies?

Which Coal Hill, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Coal Hill companies to find the one for you.

Average Annual Car Insurance Rates by Company in Coal Hill, Arkansas

Insurance Company Average Annual Rates
Allstate $4,593
Farmers $4,062
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,726
State Farm $2,395
Travelers $5,370
USAA $2,022

What factors affect Coal Hill, AR car insurance rates?

Why are Coal Hill, Arkansas car insurance rates different than rates in Little Rock or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Coal Hill, AR?

More time spent behind the wheel can lead to higher Coal Hill, Arkansas car insurance rates. In Coal Hill, AR, the average commute length is 22.4 minutes.

Car Insurance Quotes for Coal Hill, AR

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