Cheap Quotes for Cleveland, AR Car Insurance (2021)

Cleveland, Arkansas car insurance rates average $342 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Cleveland, AR companies, you can find cheap Cleveland car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Cleveland, AR are $342/month
  • Average car insurance rates in Cleveland, AR after a DUI are $4,915/year
  • The cheapest car insurance company in Cleveland is USAA

How do the Cleveland, Arkansas monthly average car insurance rates of $342/month compare to nearby cities like Pine Bluff car insurance rates, Jonesboro car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Cleveland, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Cleveland, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Cleveland, Arkansas companies to find the most affordable Cleveland car insurance rates.

Enter your ZIP code above to find cheap Cleveland, AR car insurance quotes today.

What are the minimum Cleveland, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Cleveland, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Cleveland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Cleveland, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Cleveland, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Cleveland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cleveland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,445 $2,438 $2,189 $2,295 $9,963 $10,334 $2,793 $2,950
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $3,013 $2,867 $2,477 $2,581 $12,499 $14,096 $3,611 $3,906
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,308 $2,353 $2,274 $2,283 $13,458 $21,667 $2,466 $2,851
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

How much do teen drivers pay for car insurance in Cleveland, AR?

Cleveland, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Cleveland car insurance rates from multiple Cleveland, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Cleveland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,963 $10,334
GEICO $6,903 $6,896
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $12,499 $14,096
State Farm $4,447 $5,591
Travelers $13,458 $21,667
USAA $3,985 $4,179

How much do senior drivers pay for car insurance in Cleveland, AR?

With a little research, seniors can find affordable car insurance in Cleveland, Arkansas. Here’s a look at how the top Cleveland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Cleveland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $2,189 $2,295
GEICO $2,354 $2,288
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,477 $2,581
State Farm $1,395 $1,395
Travelers $2,274 $2,283
USAA $1,191 $1,201

How does coverage level affect Cleveland, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Cleveland, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Cleveland, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $4,224 $4,383 $4,670
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $5,217 $5,549 $6,128
State Farm $2,351 $2,463 $2,585
Travelers $5,905 $6,224 $6,493
USAA $1,988 $2,064 $2,162

How does your driving record affect Cleveland, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Cleveland, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Cleveland, Arkansas companies.

Annual Cleveland, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,749 $4,787 $4,677 $4,491
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,858 $6,732 $5,102 $5,834
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $5,204 $5,376 $7,866 $6,385
USAA $1,595 $2,017 $2,905 $1,769

How does a DUI affect Cleveland, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Cleveland, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Cleveland, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,803
Farmers $4,677
GEICO $5,514
Liberty Mutual $5,036
Nationwide $4,865
Progressive $5,102
State Farm $2,466
Travelers $7,866
USAA $2,905

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Cleveland, AR car insurance rates?

Take a look at the data here to see how your Cleveland, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Cleveland, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $5,043 $4,216 $4,019
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $6,401 $5,440 $5,053
State Farm $3,570 $2,152 $1,677
Travelers $7,122 $5,945 $5,556
USAA $2,745 $1,873 $1,596

How does your commute affect Cleveland, AR car insurance rates?

Cleveland, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Cleveland if you’re financing.

Annual Car Insurance Rates by Commute Length in Cleveland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,426 $4,426
GEICO $3,548 $3,606
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,631 $5,631
State Farm $2,408 $2,524
Travelers $6,208 $6,208
USAA $2,012 $2,130

Who has the cheapest Cleveland, AR car insurance rates?

Here’s a breakdown of Cleveland, Arkansas car insurance rates by company. You can see which company offers the cheapest Cleveland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Cleveland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Cleveland, AR car insurance companies?

Which Cleveland, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Cleveland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Cleveland, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,426
GEICO $3,577
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,631
State Farm $2,466
Travelers $6,208
USAA $2,071

What factors affect Cleveland, AR car insurance rates?

Why are Cleveland, Arkansas car insurance rates different than rates in Pine Bluff or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Cleveland, AR

Like commute length, time spent in traffic also increase risk of accidents. Cleveland, AR is listed as 542nd in INRIX congested cities data.

Car Insurance Quotes for Cleveland, AR

Shop for affordable Cleveland, Arkansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Cleveland, AR car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption