Cheap Quotes for Clear Spring, MD Car Insurance (2021)

Clear Spring, Maryland car insurance rates average $311 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Clear Spring, MD companies, you can find cheap Clear Spring car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Clear Spring, MD after a DUI are $4,414/year
  • The cheapest car insurance company in Clear Spring is Nationwide
  • Average car insurance rates in Clear Spring, MD are $311/month

How do the Clear Spring, Maryland monthly average car insurance rates of $311/month compare to nearby cities like Annapolis car insurance rates, Gaithersburg car insurance rates, and Baltimore car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clear Spring, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Clear Spring, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clear Spring, Maryland companies to find the most affordable Clear Spring car insurance rates.

Enter your ZIP code above to find cheap Clear Spring, MD car insurance quotes today.

What are the minimum Clear Spring, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Clear Spring, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Clear Spring, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Clear Spring, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Clear Spring, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clear Spring car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clear Spring, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,779 $2,687 $2,629 $2,694 $7,650 $8,897 $2,543 $2,587
GEICO $1,975 $2,152 $2,240 $2,560 $5,896 $6,769 $1,683 $1,788
Liberty Mutual $5,582 $5,582 $5,517 $5,517 $10,892 $16,173 $5,582 $7,539
Nationwide $1,587 $1,594 $1,440 $1,482 $3,646 $4,766 $1,827 $1,966
Progressive $2,132 $1,937 $1,863 $1,896 $7,491 $8,215 $2,493 $2,466
State Farm $1,676 $1,676 $1,533 $1,533 $5,286 $6,755 $1,864 $2,124
USAA $1,764 $1,733 $1,645 $1,641 $3,911 $4,621 $2,032 $2,265

How much do teen drivers pay for car insurance in Clear Spring, MD?

Clear Spring, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Clear Spring car insurance rates from multiple Clear Spring, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clear Spring, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $8,897
GEICO $5,896 $6,769
Liberty Mutual $10,892 $16,173
Nationwide $3,646 $4,766
Progressive $7,491 $8,215
State Farm $5,286 $6,755
USAA $3,911 $4,621

How much do senior drivers pay for car insurance in Clear Spring, MD?

With a little research, seniors can find affordable car insurance in Clear Spring, Maryland. Here’s a look at how the top Clear Spring car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clear Spring, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,629 $2,694
GEICO $2,240 $2,560
Liberty Mutual $5,517 $5,517
Nationwide $1,440 $1,482
Progressive $1,863 $1,896
State Farm $1,533 $1,533
USAA $1,645 $1,641

How does coverage level affect Clear Spring, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clear Spring, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clear Spring, Maryland

Insurance Company Low Medium High
Allstate $3,982 $4,040 $4,153
GEICO $3,028 $3,115 $3,256
Liberty Mutual $7,588 $7,780 $8,026
Nationwide $2,202 $2,293 $2,370
Progressive $3,423 $3,565 $3,697
State Farm $2,674 $2,812 $2,932
USAA $2,332 $2,459 $2,563

How does your driving record affect Clear Spring, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Clear Spring, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clear Spring, Maryland companies.

Annual Clear Spring, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $4,746 $3,607 $4,272
GEICO $2,228 $3,460 $4,191 $2,653
Liberty Mutual $5,645 $7,409 $11,036 $7,102
Nationwide $2,020 $2,693 $2,157 $2,283
Progressive $3,047 $4,008 $3,696 $3,495
State Farm $2,517 $3,159 $2,774 $2,774
USAA $1,930 $2,363 $3,436 $2,076

How does a DUI affect Clear Spring, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Clear Spring, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Clear Spring, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
GEICO $4,191
Liberty Mutual $11,036
Nationwide $2,157
Progressive $3,696
State Farm $2,774
USAA $3,436

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How does your credit history affect Clear Spring, MD car insurance rates?

Take a look at the data here to see how your Clear Spring, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clear Spring, Maryland

Insurance Company Poor Fair Good
Allstate $5,239 $3,672 $3,263
GEICO $3,549 $2,943 $2,907
Liberty Mutual $11,157 $7,180 $5,057
Nationwide $2,911 $2,074 $1,880
Progressive $4,487 $3,367 $2,830
State Farm $4,104 $2,435 $1,878
USAA $3,265 $2,242 $1,847

How does your commute affect Clear Spring, MD car insurance rates?

Clear Spring, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clear Spring if you’re financing.

Annual Car Insurance Rates by Commute Length in Clear Spring, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,114
GEICO $3,082 $3,184
Liberty Mutual $7,588 $8,008
Nationwide $2,288 $2,288
Progressive $3,562 $3,562
State Farm $2,737 $2,875
USAA $2,376 $2,527

Who has the cheapest Clear Spring, MD car insurance rates?

Here’s a breakdown of Clear Spring, Maryland car insurance rates by company. You can see which company offers the cheapest Clear Spring car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clear Spring, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Clear Spring, MD car insurance companies?

Which Clear Spring, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Clear Spring companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clear Spring, Maryland

Insurance Company Average Annual Rates
Allstate $4,058
GEICO $3,133
Liberty Mutual $7,798
Nationwide $2,288
Progressive $3,562
State Farm $2,806
USAA $2,451

What factors affect Clear Spring, MD car insurance rates?

Why are Clear Spring, Maryland car insurance rates different than rates in Annapolis or Gaithersburg? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Clear Spring, MD?

More time spent behind the wheel can lead to higher Clear Spring, Maryland car insurance rates. In Clear Spring, MD, the average commute length is 29.3 minutes.

Car Insurance Quotes for Clear Spring, MD

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