Cheap Quotes for Clarksville, MD Car Insurance (2021)

Clarksville, Maryland car insurance rates average $382 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Clarksville, MD companies, you can find cheap Clarksville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Clarksville, MD are $382/month
  • The cheapest car insurance company in Clarksville is USAA
  • Average car insurance rates in Clarksville, MD for senior drivers are $2,947/year

How do the Clarksville, Maryland monthly average car insurance rates of $382/month compare to nearby cities like Salisbury car insurance rates, Frederick car insurance rates, and Annapolis car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clarksville, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Clarksville, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clarksville, Maryland companies to find the most affordable Clarksville car insurance rates.

Enter your ZIP code above to find cheap Clarksville, MD car insurance quotes today.

What are the minimum Clarksville, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Clarksville, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Clarksville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Clarksville, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Clarksville, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clarksville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,886 $3,723 $3,722 $3,825 $11,764 $13,879 $3,490 $3,528
GEICO $2,420 $2,650 $2,758 $3,191 $7,409 $8,465 $2,073 $2,189
Liberty Mutual $5,863 $5,863 $5,796 $5,796 $11,399 $16,904 $5,863 $7,904
Nationwide $1,925 $1,930 $1,744 $1,793 $4,502 $5,902 $2,227 $2,396
Progressive $2,792 $2,507 $2,429 $2,484 $10,241 $11,199 $3,262 $3,183
State Farm $2,285 $2,285 $2,100 $2,100 $7,290 $9,345 $2,552 $2,889
USAA $1,885 $1,850 $1,765 $1,757 $4,187 $4,933 $2,165 $2,411

How much do teen drivers pay for car insurance in Clarksville, MD?

Clarksville, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Clarksville car insurance rates from multiple Clarksville, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,764 $13,879
GEICO $7,409 $8,465
Liberty Mutual $11,399 $16,904
Nationwide $4,502 $5,902
Progressive $10,241 $11,199
State Farm $7,290 $9,345
USAA $4,187 $4,933

How much do senior drivers pay for car insurance in Clarksville, MD?

With a little research, seniors can find affordable car insurance in Clarksville, Maryland. Here’s a look at how the top Clarksville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,722 $3,825
GEICO $2,758 $3,191
Liberty Mutual $5,796 $5,796
Nationwide $1,744 $1,793
Progressive $2,429 $2,484
State Farm $2,100 $2,100
USAA $1,765 $1,757

How does coverage level affect Clarksville, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clarksville, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clarksville, Maryland

Insurance Company Low Medium High
Allstate $5,819 $5,940 $6,172
GEICO $3,759 $3,873 $4,052
Liberty Mutual $7,936 $8,154 $8,432
Nationwide $2,681 $2,810 $2,916
Progressive $4,537 $4,767 $4,982
State Farm $3,656 $3,868 $4,043
USAA $2,479 $2,628 $2,750

How does your driving record affect Clarksville, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Clarksville, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clarksville, Maryland companies.

Annual Clarksville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,273 $7,063 $5,273 $6,300
GEICO $2,754 $4,299 $5,259 $3,266
Liberty Mutual $5,892 $7,751 $11,615 $7,437
Nationwide $2,469 $3,306 $2,640 $2,795
Progressive $4,056 $5,408 $4,913 $4,671
State Farm $3,454 $4,347 $3,811 $3,811
USAA $2,060 $2,529 $3,670 $2,218

How does a DUI affect Clarksville, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Clarksville, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Clarksville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,273
GEICO $5,259
Liberty Mutual $11,615
Nationwide $2,640
Progressive $4,913
State Farm $3,811
USAA $3,670

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How does your credit history affect Clarksville, MD car insurance rates?

Take a look at the data here to see how your Clarksville, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clarksville, Maryland

Insurance Company Poor Fair Good
Allstate $7,758 $5,401 $4,773
GEICO $4,415 $3,657 $3,612
Liberty Mutual $11,691 $7,527 $5,304
Nationwide $3,575 $2,537 $2,296
Progressive $5,977 $4,518 $3,791
State Farm $5,645 $3,345 $2,577
USAA $3,487 $2,397 $1,973

How does your commute affect Clarksville, MD car insurance rates?

Clarksville, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clarksville if you’re financing.

Annual Car Insurance Rates by Commute Length in Clarksville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,892 $6,062
GEICO $3,830 $3,959
Liberty Mutual $7,955 $8,393
Nationwide $2,802 $2,802
Progressive $4,762 $4,762
State Farm $3,758 $3,953
USAA $2,538 $2,700

Who has the cheapest Clarksville, MD car insurance rates?

Here’s a breakdown of Clarksville, Maryland car insurance rates by company. You can see which company offers the cheapest Clarksville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clarksville, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Clarksville, MD car insurance companies?

Which Clarksville, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Clarksville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clarksville, Maryland

Insurance Company Average Annual Rates
Allstate $5,977
GEICO $3,894
Liberty Mutual $8,174
Nationwide $2,802
Progressive $4,762
State Farm $3,856
USAA $2,619

Car Insurance Quotes for Clarksville, MD

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