Cheap Quotes for Clarksville, AR Car Insurance (2021)

Clarksville, Arkansas car insurance rates average $314 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Clarksville, AR companies, you can find cheap Clarksville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Clarksville has an average commute time of 13.7 minutes
  • Average car insurance rates in Clarksville, AR for senior drivers are $1,979/year
  • Average car insurance rates in Clarksville, AR after a DUI are $4,528/year

How do the Clarksville, Arkansas monthly average car insurance rates of $314/month compare to nearby cities like Fayetteville car insurance rates, Hot Springs car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clarksville, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Clarksville, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clarksville, Arkansas companies to find the most affordable Clarksville car insurance rates.

Enter your ZIP code above to find cheap Clarksville, AR car insurance quotes today.

What are the minimum Clarksville, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Clarksville, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Clarksville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Clarksville, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Clarksville, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clarksville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,638 $2,665 $2,349 $2,513 $9,337 $11,149 $2,923 $3,173
Farmers $2,204 $2,193 $1,972 $2,072 $9,119 $9,438 $2,529 $2,671
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,581 $2,451 $2,118 $2,214 $10,805 $12,175 $3,089 $3,344
State Farm $1,505 $1,505 $1,342 $1,342 $4,281 $5,373 $1,694 $1,950
Travelers $2,015 $2,054 $1,987 $1,992 $11,532 $18,429 $2,155 $2,505
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

How much do teen drivers pay for car insurance in Clarksville, AR?

Clarksville, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Clarksville car insurance rates from multiple Clarksville, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,337 $11,149
Farmers $9,119 $9,438
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $10,805 $12,175
State Farm $4,281 $5,373
Travelers $11,532 $18,429
USAA $3,881 $4,069

How much do senior drivers pay for car insurance in Clarksville, AR?

With a little research, seniors can find affordable car insurance in Clarksville, Arkansas. Here’s a look at how the top Clarksville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,349 $2,513
Farmers $1,972 $2,072
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,118 $2,214
State Farm $1,342 $1,342
Travelers $1,987 $1,992
USAA $1,164 $1,175

How does coverage level affect Clarksville, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clarksville, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clarksville, Arkansas

Insurance Company Low Medium High
Allstate $4,463 $4,590 $4,727
Farmers $3,837 $3,986 $4,251
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,495 $4,774 $5,272
State Farm $2,269 $2,371 $2,482
Travelers $5,114 $5,349 $5,538
USAA $1,939 $2,014 $2,112

How does your driving record affect Clarksville, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Clarksville, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clarksville, Arkansas companies.

Annual Clarksville, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,812 $4,771 $5,265 $4,525
Farmers $3,400 $4,358 $4,254 $4,087
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,180 $5,799 $4,391 $5,019
State Farm $2,183 $2,566 $2,374 $2,374
Travelers $4,471 $4,619 $6,754 $5,491
USAA $1,558 $1,969 $2,834 $1,727

How does a DUI affect Clarksville, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Clarksville, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Clarksville, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,265
Farmers $4,254
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,391
State Farm $2,374
Travelers $6,754
USAA $2,834

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How does your credit history affect Clarksville, AR car insurance rates?

Take a look at the data here to see how your Clarksville, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clarksville, Arkansas

Insurance Company Poor Fair Good
Allstate $5,772 $4,419 $3,589
Farmers $4,587 $3,834 $3,653
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,505 $4,684 $4,352
State Farm $3,435 $2,072 $1,615
Travelers $6,124 $5,106 $4,771
USAA $2,680 $1,828 $1,558

How does your commute affect Clarksville, AR car insurance rates?

Clarksville, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clarksville if you’re financing.

Annual Car Insurance Rates by Commute Length in Clarksville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,593 $4,593
Farmers $4,025 $4,025
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,847 $4,847
State Farm $2,319 $2,429
Travelers $5,334 $5,334
USAA $1,964 $2,080

Who has the cheapest Clarksville, AR car insurance rates?

Here’s a breakdown of Clarksville, Arkansas car insurance rates by company. You can see which company offers the cheapest Clarksville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clarksville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Clarksville, AR car insurance companies?

Which Clarksville, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Clarksville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clarksville, Arkansas

Insurance Company Average Annual Rates
Allstate $4,593
Farmers $4,025
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,847
State Farm $2,374
Travelers $5,334
USAA $2,022

What factors affect Clarksville, AR car insurance rates?

Why are Clarksville, Arkansas car insurance rates different than rates in Fayetteville or Hot Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Clarksville, AR?

More time spent behind the wheel can lead to higher Clarksville, Arkansas car insurance rates. In Clarksville, AR, the average commute length is 13.7 minutes.

Car Insurance Quotes for Clarksville, AR

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