Cheap Quotes for Clarksburg, MD Car Insurance (2021)

Clarksburg, Maryland car insurance rates average $370 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Clarksburg, MD companies, you can find cheap Clarksburg car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Clarksburg, MD for senior drivers are $2,869/year
  • Average car insurance rates in Clarksburg, MD after a DUI are $5,190/year
  • The cheapest car insurance company in Clarksburg is USAA

How do the Clarksburg, Maryland monthly average car insurance rates of $370/month compare to nearby cities like Baltimore car insurance rates, College Park car insurance rates, and Rockville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clarksburg, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Clarksburg, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clarksburg, Maryland companies to find the most affordable Clarksburg car insurance rates.

Enter your ZIP code above to find cheap Clarksburg, MD car insurance quotes today.

What are the minimum Clarksburg, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Clarksburg, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Clarksburg, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Average Clarksburg, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Clarksburg, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Clarksburg, Maryland

ZIP Code Average Annual Rates
20871 $3,658
20876 $3,896

How do age, gender, and marital status affect Clarksburg, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Clarksburg, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clarksburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksburg, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,355 $3,222 $3,204 $3,289 $9,852 $11,559 $3,016 $3,063
GEICO $2,206 $2,413 $2,511 $2,900 $6,709 $7,638 $1,893 $1,990
Liberty Mutual $6,090 $6,090 $6,021 $6,021 $11,821 $17,518 $6,090 $8,202
Nationwide $1,968 $1,973 $1,782 $1,831 $4,655 $6,095 $2,282 $2,454
Progressive $2,424 $2,178 $2,114 $2,162 $8,713 $9,496 $2,814 $2,732
State Farm $2,502 $2,502 $2,310 $2,310 $7,989 $10,229 $2,799 $3,152
USAA $1,988 $1,950 $1,862 $1,852 $4,451 $5,245 $2,283 $2,544

How much do teen drivers pay for car insurance in Clarksburg, MD?

Clarksburg, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Clarksburg car insurance rates from multiple Clarksburg, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clarksburg, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,852 $11,559
GEICO $6,709 $7,638
Liberty Mutual $11,821 $17,518
Nationwide $4,655 $6,095
Progressive $8,713 $9,496
State Farm $7,989 $10,229
USAA $4,451 $5,245

How much do senior drivers pay for car insurance in Clarksburg, MD?

With a little research, seniors can find affordable car insurance in Clarksburg, Maryland. Here’s a look at how the top Clarksburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clarksburg, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,204 $3,289
GEICO $2,511 $2,900
Liberty Mutual $6,021 $6,021
Nationwide $1,782 $1,831
Progressive $2,114 $2,162
State Farm $2,310 $2,310
USAA $1,862 $1,852

How does coverage level affect Clarksburg, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clarksburg, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clarksburg, Maryland

Insurance Company Low Medium High
Allstate $4,958 $5,043 $5,208
GEICO $3,409 $3,513 $3,676
Liberty Mutual $8,231 $8,461 $8,754
Nationwide $2,764 $2,888 $2,988
Progressive $3,887 $4,082 $4,268
State Farm $3,988 $4,236 $4,448
USAA $2,630 $2,781 $2,904

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your driving record affect Clarksburg, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Clarksburg, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clarksburg, Maryland companies.

Annual Clarksburg, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,486 $5,966 $4,486 $5,342
GEICO $2,502 $3,902 $4,760 $2,966
Liberty Mutual $6,087 $8,029 $12,103 $7,709
Nationwide $2,535 $3,401 $2,712 $2,873
Progressive $3,483 $4,625 $4,205 $4,004
State Farm $3,781 $4,765 $4,175 $4,175
USAA $2,178 $2,676 $3,888 $2,345

How does a DUI affect Clarksburg, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Clarksburg, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Clarksburg, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,486
GEICO $4,760
Liberty Mutual $12,103
Nationwide $2,712
Progressive $4,205
State Farm $4,175
USAA $3,888

How does your credit history affect Clarksburg, MD car insurance rates?

Take a look at the data here to see how your Clarksburg, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clarksburg, Maryland

Insurance Company Poor Fair Good
Allstate $6,560 $4,587 $4,063
GEICO $4,003 $3,317 $3,277
Liberty Mutual $12,137 $7,810 $5,499
Nationwide $3,681 $2,605 $2,355
Progressive $5,137 $3,864 $3,237
State Farm $6,176 $3,667 $2,829
USAA $3,689 $2,536 $2,090

How does your commute affect Clarksburg, MD car insurance rates?

Clarksburg, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clarksburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Clarksburg, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,998 $5,142
GEICO $3,475 $3,590
Liberty Mutual $8,255 $8,708
Nationwide $2,880 $2,880
Progressive $4,079 $4,079
State Farm $4,116 $4,332
USAA $2,687 $2,857

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Who has the cheapest Clarksburg, MD car insurance rates?

Here’s a breakdown of Clarksburg, Maryland car insurance rates by company. You can see which company offers the cheapest Clarksburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clarksburg, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Clarksburg, MD car insurance companies?

Which Clarksburg, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Clarksburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clarksburg, Maryland

Insurance Company Average Annual Rates
Allstate $5,070
GEICO $3,533
Liberty Mutual $8,482
Nationwide $2,880
Progressive $4,079
State Farm $4,224
USAA $2,772

What factors affect Clarksburg, MD car insurance rates?

Why are Clarksburg, Maryland car insurance rates different than rates in Baltimore or College Park? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Clarksburg, MD?

More time spent behind the wheel can lead to higher Clarksburg, Maryland car insurance rates. In Clarksburg, MD, the average commute length is 41.1 minutes.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Quotes for Clarksburg, MD

Shop for affordable Clarksburg, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Clarksburg, MD car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption