Cheap Quotes for Clanton, AL Car Insurance (2021)

Clanton, Alabama car insurance rates average $302 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Clanton, AL companies, you can find cheap Clanton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Clanton has an average commute time of 31.1 minutes
  • The cheapest car insurance company in Clanton is USAA
  • Average car insurance rates in Clanton, AL are $302/month

How do the Clanton, Alabama monthly average car insurance rates of $302/month compare to nearby cities like Decatur car insurance rates, Mobile car insurance rates, and Montgomery car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clanton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Clanton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clanton, Alabama companies to find the most affordable Clanton car insurance rates.

Enter your ZIP code above to find cheap Clanton, AL car insurance quotes today.

What are the minimum Clanton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Clanton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Clanton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Clanton, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Clanton, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Clanton, Alabama

ZIP Code Average Annual Rates
35045 $3,735
35046 $3,718

How do age, gender, and marital status affect Clanton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Clanton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clanton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clanton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,070 $1,972 $1,869 $1,906 $7,280 $7,827 $2,323 $2,377
Farmers $2,304 $2,286 $2,058 $2,186 $8,906 $9,162 $2,618 $2,720
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,199 $3,458 $2,616 $2,928 $11,609 $12,920 $3,418 $3,651
Nationwide $1,708 $1,732 $1,554 $1,612 $4,415 $5,711 $1,892 $2,119
Progressive $2,426 $2,282 $1,986 $2,124 $9,746 $10,868 $2,839 $3,007
State Farm $2,585 $2,585 $2,329 $2,329 $7,674 $9,594 $2,915 $3,372
Travelers $1,522 $1,546 $1,426 $1,421 $8,096 $12,724 $1,440 $1,658
USAA $1,341 $1,366 $1,252 $1,234 $3,948 $4,385 $1,747 $1,893

How much do teen drivers pay for car insurance in Clanton, AL?

Clanton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Clanton car insurance rates from multiple Clanton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clanton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,280 $7,827
Farmers $8,906 $9,162
GEICO $4,975 $4,882
Liberty Mutual $11,609 $12,920
Nationwide $4,415 $5,711
Progressive $9,746 $10,868
State Farm $7,674 $9,594
Travelers $8,096 $12,724
USAA $3,948 $4,385

How much do senior drivers pay for car insurance in Clanton, AL?

With a little research, seniors can find affordable car insurance in Clanton, Alabama. Here’s a look at how the top Clanton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clanton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,869 $1,906
Farmers $2,058 $2,186
GEICO $1,817 $1,869
Liberty Mutual $2,616 $2,928
Nationwide $1,554 $1,612
Progressive $1,986 $2,124
State Farm $2,329 $2,329
Travelers $1,426 $1,421
USAA $1,252 $1,234

How does coverage level affect Clanton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clanton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clanton, Alabama

Insurance Company Low Medium High
Allstate $3,339 $3,449 $3,571
Farmers $3,807 $3,979 $4,304
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,231 $5,450 $5,744
Nationwide $2,583 $2,569 $2,627
Progressive $3,984 $4,383 $4,862
State Farm $3,962 $4,164 $4,392
Travelers $3,545 $3,804 $3,839
USAA $2,069 $2,134 $2,234

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How does your driving record affect Clanton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Clanton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clanton, Alabama companies.

Annual Clanton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,931 $3,460 $4,106 $3,315
Farmers $3,390 $4,388 $4,280 $4,063
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,294 $5,974 $5,849 $5,783
Nationwide $2,267 $2,267 $3,305 $2,532
Progressive $3,993 $5,000 $4,262 $4,383
State Farm $3,776 $4,658 $4,129 $4,129
Travelers $3,105 $3,260 $4,765 $3,787
USAA $1,651 $2,067 $3,079 $1,786

How does a DUI affect Clanton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Clanton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Clanton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,106
Farmers $4,280
GEICO $3,547
Liberty Mutual $5,849
Nationwide $3,305
Progressive $4,262
State Farm $4,129
Travelers $4,765
USAA $3,079

How does your credit history affect Clanton, AL car insurance rates?

Take a look at the data here to see how your Clanton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clanton, Alabama

Insurance Company Poor Fair Good
Allstate $4,259 $3,355 $2,744
Farmers $4,516 $3,889 $3,685
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,849 $4,804 $3,771
Nationwide $3,130 $2,441 $2,208
Progressive $4,992 $4,263 $3,974
State Farm $6,752 $3,429 $2,337
Travelers $4,068 $3,526 $3,593
USAA $2,886 $1,876 $1,675

How does your commute affect Clanton, AL car insurance rates?

Clanton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clanton if you’re financing.

Annual Car Insurance Rates by Commute Length in Clanton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,453 $3,453
Farmers $4,030 $4,030
GEICO $2,610 $2,708
Liberty Mutual $5,475 $5,475
Nationwide $2,593 $2,593
Progressive $4,410 $4,410
State Farm $4,075 $4,270
Travelers $3,729 $3,729
USAA $2,047 $2,244

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Who has the cheapest Clanton, AL car insurance rates?

Here’s a breakdown of Clanton, Alabama car insurance rates by company. You can see which company offers the cheapest Clanton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clanton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Clanton, AL car insurance companies?

Which Clanton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Clanton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clanton, Alabama

Insurance Company Average Annual Rates
Allstate $3,453
Farmers $4,030
GEICO $2,659
Liberty Mutual $5,475
Nationwide $2,593
Progressive $4,410
State Farm $4,173
Travelers $3,729
USAA $2,146

What factors affect Clanton, AL car insurance rates?

Why are Clanton, Alabama car insurance rates different than rates in Decatur or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Clanton, AL?

More time spent behind the wheel can lead to higher Clanton, Alabama car insurance rates. In Clanton, AL, the average commute length is 31.1 minutes.

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Car Insurance Quotes for Clanton, AL

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