Cheap Quotes for Cinco Ranch, TX Car Insurance (2021)

Cinco Ranch, Texas car insurance rates average $341 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Cinco Ranch, TX companies, you can find cheap Cinco Ranch car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Cinco Ranch has an average commute time of 33.2 minutes
  • Average car insurance rates in Cinco Ranch, TX after a DUI are $4,654/year
  • Average car insurance rates in Cinco Ranch, TX for senior drivers are $2,471/year

How do the Cinco Ranch, Texas monthly average car insurance rates of $341/month compare to nearby cities like El Paso car insurance rates, Corpus Christi car insurance rates, and Plano car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Cinco Ranch, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Cinco Ranch, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Cinco Ranch, Texas companies to find the most affordable Cinco Ranch car insurance rates.

Enter your ZIP code above to find cheap Cinco Ranch, TX car insurance quotes today.

What are the minimum Cinco Ranch, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Cinco Ranch, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Cinco Ranch, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Cinco Ranch, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Cinco Ranch, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Cinco Ranch car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cinco Ranch, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,626 $3,646 $3,577 $3,577 $9,638 $11,593 $4,465 $4,632
American Family $3,177 $3,582 $3,068 $3,558 $9,292 $12,093 $4,740 $5,412
GEICO $2,541 $2,761 $2,474 $2,842 $5,726 $5,894 $2,756 $2,728
Nationwide $2,364 $2,401 $2,091 $2,211 $6,704 $8,598 $2,778 $3,004
Progressive $2,298 $2,199 $2,069 $2,092 $10,131 $11,368 $2,758 $2,827
State Farm $2,134 $2,134 $1,909 $1,909 $5,236 $6,692 $2,329 $2,395
USAA $1,690 $1,691 $1,621 $1,599 $4,853 $5,256 $2,251 $2,392

How much do teen drivers pay for car insurance in Cinco Ranch, TX?

Cinco Ranch, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Cinco Ranch car insurance rates from multiple Cinco Ranch, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Cinco Ranch, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,638 $11,593
American Family $9,292 $12,093
GEICO $5,726 $5,894
Nationwide $6,704 $8,598
Progressive $10,131 $11,368
State Farm $5,236 $6,692
USAA $4,853 $5,256

How much do senior drivers pay for car insurance in Cinco Ranch, TX?

With a little research, seniors can find affordable car insurance in Cinco Ranch, Texas. Here’s a look at how the top Cinco Ranch car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Cinco Ranch, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,577 $3,577
American Family $3,068 $3,558
GEICO $2,474 $2,842
Nationwide $2,091 $2,211
Progressive $2,069 $2,092
State Farm $1,909 $1,909
USAA $1,621 $1,599

How does coverage level affect Cinco Ranch, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Cinco Ranch, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Cinco Ranch, Texas

Insurance Company Low Medium High
Allstate $5,448 $5,540 $5,795
American Family $5,183 $5,376 $6,287
GEICO $3,265 $3,423 $3,707
Nationwide $4,051 $3,611 $3,644
Progressive $4,288 $4,457 $4,657
State Farm $2,921 $3,085 $3,270
USAA $2,570 $2,658 $2,780

How does your driving record affect Cinco Ranch, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Cinco Ranch, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Cinco Ranch, Texas companies.

Annual Cinco Ranch, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,314 $6,729 $7,020 $4,314
American Family $5,076 $6,578 $5,731 $5,076
GEICO $2,937 $3,919 $3,226 $3,778
Nationwide $3,271 $3,271 $4,840 $3,693
Progressive $3,892 $5,065 $4,536 $4,377
State Farm $2,734 $3,153 $3,748 $2,734
USAA $1,980 $2,942 $3,481 $2,274

How does a DUI affect Cinco Ranch, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Cinco Ranch, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Cinco Ranch, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,020
American Family $5,731
GEICO $3,226
Nationwide $4,840
Progressive $4,536
State Farm $3,748
USAA $3,481

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How does your credit history affect Cinco Ranch, TX car insurance rates?

Take a look at the data here to see how your Cinco Ranch, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Cinco Ranch, Texas

Insurance Company Poor Fair Good
Allstate $7,106 $5,211 $4,466
American Family $7,587 $4,952 $4,307
GEICO $5,355 $3,026 $2,014
Nationwide $4,519 $3,631 $3,156
Progressive $4,992 $4,357 $4,053
State Farm $4,372 $2,728 $2,177
USAA $3,905 $2,272 $1,831

How does your commute affect Cinco Ranch, TX car insurance rates?

Cinco Ranch, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Cinco Ranch if you’re financing.

Annual Car Insurance Rates by Commute Length in Cinco Ranch, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,455 $5,734
American Family $5,615 $5,615
GEICO $3,404 $3,526
Nationwide $3,769 $3,769
Progressive $4,468 $4,468
State Farm $3,092 $3,092
USAA $2,636 $2,703

Who has the cheapest Cinco Ranch, TX car insurance rates?

Here’s a breakdown of Cinco Ranch, Texas car insurance rates by company. You can see which company offers the cheapest Cinco Ranch car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Cinco Ranch, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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What are the top Cinco Ranch, TX car insurance companies?

Which Cinco Ranch, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Cinco Ranch companies to find the one for you.

Average Annual Car Insurance Rates by Company in Cinco Ranch, Texas

Insurance Company Average Annual Rates
Allstate $5,594
American Family $5,615
GEICO $3,465
Nationwide $3,769
Progressive $4,468
State Farm $3,092
USAA $2,669

What factors affect Cinco Ranch, TX car insurance rates?

Why are Cinco Ranch, Texas car insurance rates different than rates in El Paso or Corpus Christi? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Cinco Ranch, TX?

More time spent behind the wheel can lead to higher Cinco Ranch, Texas car insurance rates. In Cinco Ranch, TX, the average commute length is 33.2 minutes.

Car Insurance Quotes for Cinco Ranch, TX

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