Cheap Quotes for Churchville, MD Car Insurance (2021)

Churchville, Maryland car insurance rates average $380 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Churchville, MD companies, you can find cheap Churchville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Churchville, MD for senior drivers are $2,974/year
  • Average car insurance rates in Churchville, MD after a DUI are $5,374/year
  • The cheapest car insurance company in Churchville is USAA

How do the Churchville, Maryland monthly average car insurance rates of $380/month compare to nearby cities like Annapolis car insurance rates, College Park car insurance rates, and Salisbury car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Churchville, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Churchville, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Churchville, Maryland companies to find the most affordable Churchville car insurance rates.

Enter your ZIP code above to find cheap Churchville, MD car insurance quotes today.

What are the minimum Churchville, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Churchville, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Churchville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Churchville, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Churchville, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Churchville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Churchville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,920 $11,615 $3,092 $3,138
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,038 $2,044 $1,845 $1,896 $4,815 $6,328 $2,364 $2,545
Progressive $2,456 $2,216 $2,138 $2,183 $8,838 $9,689 $2,870 $2,822
State Farm $2,384 $2,384 $2,197 $2,197 $7,522 $9,652 $2,666 $2,996
USAA $1,905 $1,871 $1,781 $1,776 $4,229 $4,988 $2,194 $2,447

How much do teen drivers pay for car insurance in Churchville, MD?

Churchville, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Churchville car insurance rates from multiple Churchville, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Churchville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,920 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,715 $18,821
Nationwide $4,815 $6,328
Progressive $8,838 $9,689
State Farm $7,522 $9,652
USAA $4,229 $4,988

How much do senior drivers pay for car insurance in Churchville, MD?

With a little research, seniors can find affordable car insurance in Churchville, Maryland. Here’s a look at how the top Churchville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Churchville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,499 $6,499
Nationwide $1,845 $1,896
Progressive $2,138 $2,183
State Farm $2,197 $2,197
USAA $1,781 $1,776

How does coverage level affect Churchville, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Churchville, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Churchville, Maryland

Insurance Company Low Medium High
Allstate $5,015 $5,104 $5,281
GEICO $3,748 $3,872 $4,078
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $2,854 $2,993 $3,106
Progressive $3,964 $4,153 $4,337
State Farm $3,774 $4,011 $4,215
USAA $2,510 $2,658 $2,779

How does your driving record affect Churchville, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Churchville, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Churchville, Maryland companies.

Annual Churchville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,411
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,627 $3,524 $2,810 $2,977
Progressive $3,542 $4,699 $4,292 $4,073
State Farm $3,587 $4,505 $3,954 $3,954
USAA $2,084 $2,554 $3,716 $2,243

How does a DUI affect Churchville, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Churchville, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Churchville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,060
Nationwide $2,810
Progressive $4,292
State Farm $3,954
USAA $3,716

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How does your credit history affect Churchville, MD car insurance rates?

Take a look at the data here to see how your Churchville, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Churchville, Maryland

Insurance Company Poor Fair Good
Allstate $6,650 $4,641 $4,109
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $3,815 $2,699 $2,439
Progressive $5,220 $3,933 $3,301
State Farm $5,847 $3,473 $2,680
USAA $3,532 $2,423 $1,992

How does your commute affect Churchville, MD car insurance rates?

Churchville, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Churchville if you’re financing.

Annual Car Insurance Rates by Commute Length in Churchville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $8,894 $9,380
Nationwide $2,984 $2,984
Progressive $4,151 $4,151
State Farm $3,897 $4,103
USAA $2,567 $2,731

Who has the cheapest Churchville, MD car insurance rates?

Here’s a breakdown of Churchville, Maryland car insurance rates by company. You can see which company offers the cheapest Churchville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Churchville, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Churchville, MD car insurance companies?

Which Churchville, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Churchville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Churchville, Maryland

Insurance Company Average Annual Rates
Allstate $5,133
GEICO $3,899
Liberty Mutual $9,137
Nationwide $2,984
Progressive $4,151
State Farm $4,000
USAA $2,649

Car Insurance Quotes for Churchville, MD

Shop for affordable Churchville, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Churchville, MD car insurance companies.

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