Cheap Quotes for Chunchula, AL Car Insurance (2021)

Chunchula, Alabama car insurance rates average $342 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Chunchula, AL companies, you can find cheap Chunchula car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Chunchula, AL after a DUI are $4,700/year
  • Average car insurance rates in Chunchula, AL for senior drivers are $2,153/year
  • The cheapest car insurance company in Chunchula is USAA

How do the Chunchula, Alabama monthly average car insurance rates of $342/month compare to nearby cities like Decatur car insurance rates, Tuscaloosa car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Chunchula, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Chunchula, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Chunchula, Alabama companies to find the most affordable Chunchula car insurance rates.

Enter your ZIP code above to find cheap Chunchula, AL car insurance quotes today.

What are the minimum Chunchula, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Chunchula, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Chunchula, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Chunchula, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Chunchula, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Chunchula car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chunchula, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,085 $1,983 $1,893 $1,928 $7,358 $7,912 $2,321 $2,369
Farmers $2,627 $2,610 $2,346 $2,502 $10,348 $10,644 $2,973 $3,072
GEICO $2,301 $2,296 $2,193 $2,280 $6,173 $6,059 $2,434 $2,260
Liberty Mutual $3,339 $3,608 $2,737 $3,065 $12,295 $13,675 $3,551 $3,779
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,709 $2,536 $2,223 $2,371 $11,259 $12,591 $3,167 $3,382
State Farm $3,201 $3,201 $2,892 $2,892 $9,705 $12,157 $3,619 $4,178
Travelers $1,677 $1,703 $1,577 $1,571 $9,201 $14,506 $1,585 $1,813
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

How much do teen drivers pay for car insurance in Chunchula, AL?

Chunchula, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Chunchula car insurance rates from multiple Chunchula, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Chunchula, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,358 $7,912
Farmers $10,348 $10,644
GEICO $6,173 $6,059
Liberty Mutual $12,295 $13,675
Nationwide $5,017 $6,468
Progressive $11,259 $12,591
State Farm $9,705 $12,157
Travelers $9,201 $14,506
USAA $4,597 $5,096

How much do senior drivers pay for car insurance in Chunchula, AL?

With a little research, seniors can find affordable car insurance in Chunchula, Alabama. Here’s a look at how the top Chunchula car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Chunchula, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,928
Farmers $2,346 $2,502
GEICO $2,193 $2,280
Liberty Mutual $2,737 $3,065
Nationwide $1,705 $1,765
Progressive $2,223 $2,371
State Farm $2,892 $2,892
Travelers $1,577 $1,571
USAA $1,416 $1,390

How does coverage level affect Chunchula, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Chunchula, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Chunchula, Alabama

Insurance Company Low Medium High
Allstate $3,356 $3,474 $3,614
Farmers $4,348 $4,571 $5,002
GEICO $2,989 $3,236 $3,523
Liberty Mutual $5,477 $5,727 $6,064
Nationwide $2,872 $2,870 $2,937
Progressive $4,461 $5,006 $5,622
State Farm $4,956 $5,226 $5,510
Travelers $3,998 $4,288 $4,326
USAA $2,361 $2,442 $2,566

How does your driving record affect Chunchula, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Chunchula, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Chunchula, Alabama companies.

Annual Chunchula, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,950 $3,482 $4,149 $3,342
Farmers $3,904 $5,058 $4,936 $4,663
GEICO $2,178 $3,528 $4,391 $2,901
Liberty Mutual $4,510 $6,289 $6,144 $6,082
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,529 $5,713 $4,903 $4,973
State Farm $4,721 $5,854 $5,174 $5,174
Travelers $3,497 $3,669 $5,389 $4,261
USAA $1,886 $2,373 $3,525 $2,041

How does a DUI affect Chunchula, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Chunchula, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Chunchula, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,149
Farmers $4,936
GEICO $4,391
Liberty Mutual $6,144
Nationwide $3,692
Progressive $4,903
State Farm $5,174
Travelers $5,389
USAA $3,525

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How does your credit history affect Chunchula, AL car insurance rates?

Take a look at the data here to see how your Chunchula, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Chunchula, Alabama

Insurance Company Poor Fair Good
Allstate $4,295 $3,382 $2,766
Farmers $5,202 $4,477 $4,242
GEICO $4,137 $2,947 $2,665
Liberty Mutual $8,247 $5,056 $3,965
Nationwide $3,490 $2,724 $2,465
Progressive $5,665 $4,870 $4,554
State Farm $8,493 $4,290 $2,909
Travelers $4,582 $3,977 $4,054
USAA $3,288 $2,154 $1,927

How does your commute affect Chunchula, AL car insurance rates?

Chunchula, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Chunchula if you’re financing.

Annual Car Insurance Rates by Commute Length in Chunchula, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,481 $3,481
Farmers $4,640 $4,640
GEICO $3,191 $3,308
Liberty Mutual $5,756 $5,756
Nationwide $2,893 $2,893
Progressive $5,030 $5,030
State Farm $5,105 $5,357
Travelers $4,204 $4,204
USAA $2,343 $2,569

Who has the cheapest Chunchula, AL car insurance rates?

Here’s a breakdown of Chunchula, Alabama car insurance rates by company. You can see which company offers the cheapest Chunchula car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Chunchula, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Chunchula, AL car insurance companies?

Which Chunchula, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Chunchula companies to find the one for you.

Average Annual Car Insurance Rates by Company in Chunchula, Alabama

Insurance Company Average Annual Rates
Allstate $3,481
Farmers $4,640
GEICO $3,249
Liberty Mutual $5,756
Nationwide $2,893
Progressive $5,030
State Farm $5,231
Travelers $4,204
USAA $2,456

Car Insurance Quotes for Chunchula, AL

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