Cheap Quotes for Chugiak, AK Car Insurance (2021)

Chugiak, Alaska car insurance rates average $260 a month and Alaska law requires coverage of at least 50/100/25. By comparing rates from multiple Chugiak, AK companies, you can find cheap Chugiak car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Chugiak is USAA
  • Average car insurance rates in Chugiak, AK after a DUI are $3,639/year
  • Average car insurance rates in Chugiak, AK for senior drivers are $1,836/year

How do the Chugiak, Alaska monthly average car insurance rates of $260/month compare to nearby cities like Juneau car insurance rates, Unalaska car insurance rates, and Sitka car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Chugiak, AK.

We’ll cover the Alaska minimum coverage requirements, Alaska car insurance laws, and Chugiak, AK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Chugiak, Alaska companies to find the most affordable Chugiak car insurance rates.

Enter your ZIP code above to find cheap Chugiak, AK car insurance quotes today.

What are the minimum Chugiak, AK car insurance requirements?

To meet Alaska minimum car insurance coverage requirements, Chugiak, AK drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Chugiak, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Chugiak, AK car insurance rates?

Three of the criteria that most affect car insurance rates in Chugiak, Alaska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Chugiak car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chugiak, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,661 $2,661 $2,540 $2,540 $6,259 $8,153 $2,992 $3,273
GEICO $2,255 $2,184 $2,122 $2,019 $5,039 $6,425 $2,231 $2,388
Progressive $2,046 $1,796 $1,718 $1,759 $7,308 $8,113 $2,294 $2,250
State Farm $1,703 $1,703 $1,528 $1,528 $5,392 $7,032 $2,020 $2,050
USAA $1,391 $1,384 $1,308 $1,298 $4,534 $4,985 $1,990 $2,103

How much do teen drivers pay for car insurance in Chugiak, AK?

Chugiak, Alaska car insurance rates for teens are often higher than rates for other drivers. Compare Chugiak car insurance rates from multiple Chugiak, Alaska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Chugiak, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,259 $8,153
GEICO $5,039 $6,425
Progressive $7,308 $8,113
State Farm $5,392 $7,032
USAA $4,534 $4,985

How much do senior drivers pay for car insurance in Chugiak, AK?

With a little research, seniors can find affordable car insurance in Chugiak, Alaska. Here’s a look at how the top Chugiak car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Chugiak, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,540 $2,540
GEICO $2,122 $2,019
Progressive $1,718 $1,759
State Farm $1,528 $1,528
USAA $1,308 $1,298

How does coverage level affect Chugiak, AK car insurance rates?

How much coverage do you need? Are you comfortable with the Alaska minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Chugiak, AK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Chugiak, Alaska

Insurance Company Low Medium High
Allstate $3,795 $3,797 $4,063
GEICO $3,012 $3,029 $3,207
Progressive $3,320 $3,327 $3,584
State Farm $2,761 $2,821 $3,027
USAA $2,327 $2,346 $2,449

How does your driving record affect Chugiak, AK car insurance rates?

Safe driving pays off. The more traffic violations you have in Chugiak, AK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Chugiak, Alaska companies.

Annual Chugiak, Alaska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,100 $4,383 $4,364 $3,693
GEICO $2,206 $3,258 $4,620 $2,246
Progressive $3,048 $3,920 $3,239 $3,435
State Farm $2,606 $3,133 $2,869 $2,869
USAA $1,868 $2,406 $3,104 $2,119

How does a DUI affect Chugiak, AK car insurance rates?

With even one DUI on your record, you can see an increase in your Chugiak, AK car insurance rates.

Annual Car Insurance Rates After a DUI in Chugiak, Alaska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,364
GEICO $4,620
Progressive $3,239
State Farm $2,869
USAA $3,104

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How does your credit history affect Chugiak, AK car insurance rates?

Take a look at the data here to see how your Chugiak, Alaska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Chugiak, Alaska

Insurance Company Poor Fair Good
Allstate $4,602 $3,655 $3,398
GEICO $3,502 $3,046 $2,700
Progressive $3,721 $3,333 $3,178
State Farm $3,982 $2,563 $2,063
USAA $3,224 $2,120 $1,778

How does your commute affect Chugiak, AK car insurance rates?

Chugiak, AK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alaska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Chugiak if you’re financing.

Annual Car Insurance Rates by Commute Length in Chugiak, Alaska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,805 $3,965
GEICO $3,043 $3,123
Progressive $3,411 $3,411
State Farm $2,789 $2,950
USAA $2,329 $2,419

Who has the cheapest Chugiak, AK car insurance rates?

Here’s a breakdown of Chugiak, Alaska car insurance rates by company. You can see which company offers the cheapest Chugiak car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Chugiak, Alaska

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Chugiak, AK car insurance companies?

Which Chugiak, Alaska car insurance company will best fit your needs and budget? Check out this comparison of the top Chugiak companies to find the one for you.

Average Annual Car Insurance Rates by Company in Chugiak, Alaska

Insurance Company Average Annual Rates
Allstate $3,885
GEICO $3,083
Progressive $3,411
State Farm $2,869
USAA $2,374

Car Insurance Quotes for Chugiak, AK

Shop for affordable Chugiak, Alaska car insurance rates today. Enter your ZIP code to compare quotes from multiple Chugiak, AK car insurance companies.

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