Cheap Quotes for Childersburg, AL Car Insurance (2021)

Childersburg, Alabama car insurance rates average $302 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Childersburg, AL companies, you can find cheap Childersburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Childersburg has an average commute time of 19.6 minutes
  • Average car insurance rates in Childersburg, AL are $302/month
  • The cheapest car insurance company in Childersburg is USAA

How do the Childersburg, Alabama monthly average car insurance rates of $302/month compare to nearby cities like Hoover car insurance rates, Madison car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Childersburg, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Childersburg, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Childersburg, Alabama companies to find the most affordable Childersburg car insurance rates.

Enter your ZIP code above to find cheap Childersburg, AL car insurance quotes today.

What are the minimum Childersburg, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Childersburg, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Childersburg, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Childersburg, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Childersburg, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Childersburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Childersburg, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $1,923 $1,824 $1,859 $7,091 $7,610 $2,265 $2,317
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $1,919 $1,902 $1,817 $1,869 $4,975 $4,882 $2,025 $1,883
Liberty Mutual $3,162 $3,416 $2,592 $2,899 $11,568 $12,863 $3,368 $3,589
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,308 $2,164 $1,891 $2,026 $9,412 $10,491 $2,696 $2,854
State Farm $2,948 $2,948 $2,662 $2,662 $8,858 $11,109 $3,330 $3,833
Travelers $1,446 $1,468 $1,356 $1,351 $7,650 $11,975 $1,371 $1,575
USAA $1,295 $1,317 $1,208 $1,184 $3,838 $4,257 $1,687 $1,822

How much do teen drivers pay for car insurance in Childersburg, AL?

Childersburg, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Childersburg car insurance rates from multiple Childersburg, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Childersburg, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,091 $7,610
Farmers $8,684 $8,935
GEICO $4,975 $4,882
Liberty Mutual $11,568 $12,863
Nationwide $4,446 $5,755
Progressive $9,412 $10,491
State Farm $8,858 $11,109
Travelers $7,650 $11,975
USAA $3,838 $4,257

How much do senior drivers pay for car insurance in Childersburg, AL?

With a little research, seniors can find affordable car insurance in Childersburg, Alabama. Here’s a look at how the top Childersburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Childersburg, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,859
Farmers $2,009 $2,134
GEICO $1,817 $1,869
Liberty Mutual $2,592 $2,899
Nationwide $1,564 $1,624
Progressive $1,891 $2,026
State Farm $2,662 $2,662
Travelers $1,356 $1,351
USAA $1,208 $1,184

How does coverage level affect Childersburg, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Childersburg, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Childersburg, Alabama

Insurance Company Low Medium High
Allstate $3,249 $3,359 $3,482
Farmers $3,711 $3,880 $4,204
GEICO $2,454 $2,647 $2,876
Liberty Mutual $5,181 $5,406 $5,709
Nationwide $2,607 $2,586 $2,642
Progressive $3,787 $4,205 $4,699
State Farm $4,535 $4,789 $5,058
Travelers $3,362 $3,594 $3,616
USAA $2,005 $2,065 $2,158

How does your driving record affect Childersburg, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Childersburg, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Childersburg, Alabama companies.

Annual Childersburg, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,369 $4,001 $3,229
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,803 $2,879 $3,547 $2,408
Liberty Mutual $4,257 $5,933 $5,799 $5,739
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,822 $4,801 $4,103 $4,195
State Farm $4,332 $5,359 $4,742 $4,742
Travelers $2,935 $3,080 $4,504 $3,576
USAA $1,597 $2,002 $2,977 $1,728

How does a DUI affect Childersburg, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Childersburg, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Childersburg, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,001
Farmers $4,175
GEICO $3,547
Liberty Mutual $5,799
Nationwide $3,331
Progressive $4,103
State Farm $4,742
Travelers $4,504
USAA $2,977

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How does your credit history affect Childersburg, AL car insurance rates?

Take a look at the data here to see how your Childersburg, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Childersburg, Alabama

Insurance Company Poor Fair Good
Allstate $4,149 $3,267 $2,674
Farmers $4,409 $3,792 $3,594
GEICO $3,381 $2,413 $2,183
Liberty Mutual $7,783 $4,770 $3,743
Nationwide $3,155 $2,458 $2,223
Progressive $4,778 $4,093 $3,820
State Farm $7,778 $3,933 $2,670
Travelers $3,844 $3,333 $3,395
USAA $2,795 $1,814 $1,619

How does your commute affect Childersburg, AL car insurance rates?

Childersburg, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Childersburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Childersburg, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $3,932 $3,932
GEICO $2,610 $2,708
Liberty Mutual $5,432 $5,432
Nationwide $2,612 $2,612
Progressive $4,230 $4,230
State Farm $4,677 $4,910
Travelers $3,524 $3,524
USAA $1,981 $2,171

Who has the cheapest Childersburg, AL car insurance rates?

Here’s a breakdown of Childersburg, Alabama car insurance rates by company. You can see which company offers the cheapest Childersburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Childersburg, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Childersburg, AL car insurance companies?

Which Childersburg, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Childersburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Childersburg, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $3,932
GEICO $2,659
Liberty Mutual $5,432
Nationwide $2,612
Progressive $4,230
State Farm $4,794
Travelers $3,524
USAA $2,076

What factors affect Childersburg, AL car insurance rates?

Why are Childersburg, Alabama car insurance rates different than rates in Hoover or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Childersburg, AL?

FBI statistics show that the Childersburg, Alabama car theft rate is 13 thefts each year. High theft rates can lead to higher than average Childersburg, AL car insurance rates.

How long is the average commute in Childersburg, AL?

More time spent behind the wheel can lead to higher Childersburg, Alabama car insurance rates. In Childersburg, AL, the average commute length is 19.6 minutes.

Car Insurance Quotes for Childersburg, AL

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