Cheap Quotes for Chesapeake City, MD Car Insurance (2021)

Chesapeake City, Maryland car insurance rates average $379 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Chesapeake City, MD companies, you can find cheap Chesapeake City car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Chesapeake City, MD are $379/month
  • The cheapest car insurance company in Chesapeake City is Nationwide
  • Chesapeake City has an average commute time of 30.5 minutes

How do the Chesapeake City, Maryland monthly average car insurance rates of $379/month compare to nearby cities like Baltimore car insurance rates, Bowie car insurance rates, and Salisbury car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Chesapeake City, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Chesapeake City, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Chesapeake City, Maryland companies to find the most affordable Chesapeake City car insurance rates.

Enter your ZIP code above to find cheap Chesapeake City, MD car insurance quotes today.

What are the minimum Chesapeake City, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Chesapeake City, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Chesapeake City, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Chesapeake City, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Chesapeake City, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Chesapeake City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chesapeake City, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,921 $11,615 $3,093 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,688 $6,688 $6,612 $6,612 $12,957 $19,188 $6,688 $8,999
Nationwide $1,798 $1,805 $1,626 $1,675 $4,174 $5,500 $2,078 $2,239
Progressive $2,344 $2,117 $2,040 $2,083 $8,322 $9,117 $2,734 $2,687
State Farm $2,446 $2,446 $2,242 $2,242 $7,760 $9,930 $2,728 $3,095
USAA $2,029 $1,991 $1,900 $1,893 $4,513 $5,314 $2,331 $2,599

How much do teen drivers pay for car insurance in Chesapeake City, MD?

Chesapeake City, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Chesapeake City car insurance rates from multiple Chesapeake City, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Chesapeake City, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,921 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,957 $19,188
Nationwide $4,174 $5,500
Progressive $8,322 $9,117
State Farm $7,760 $9,930
USAA $4,513 $5,314

How much do senior drivers pay for car insurance in Chesapeake City, MD?

With a little research, seniors can find affordable car insurance in Chesapeake City, Maryland. Here’s a look at how the top Chesapeake City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Chesapeake City, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,612 $6,612
Nationwide $1,626 $1,675
Progressive $2,040 $2,083
State Farm $2,242 $2,242
USAA $1,900 $1,893

How does coverage level affect Chesapeake City, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Chesapeake City, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Chesapeake City, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $9,028 $9,281 $9,603
Nationwide $2,501 $2,621 $2,714
Progressive $3,758 $3,931 $4,102
State Farm $3,909 $4,123 $4,301
USAA $2,662 $2,831 $2,971

How does your driving record affect Chesapeake City, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Chesapeake City, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Chesapeake City, Maryland companies.

Annual Chesapeake City, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,412
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,694 $8,812 $13,249 $8,461
Nationwide $2,299 $3,084 $2,459 $2,606
Progressive $3,356 $4,440 $4,069 $3,857
State Farm $3,685 $4,632 $4,064 $4,064
USAA $2,217 $2,721 $3,960 $2,387

How does a DUI affect Chesapeake City, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Chesapeake City, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Chesapeake City, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,249
Nationwide $2,459
Progressive $4,069
State Farm $4,064
USAA $3,960

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How does your credit history affect Chesapeake City, MD car insurance rates?

Take a look at the data here to see how your Chesapeake City, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Chesapeake City, Maryland

Insurance Company Poor Fair Good
Allstate $6,651 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,298 $8,569 $6,045
Nationwide $3,330 $2,365 $2,141
Progressive $4,951 $3,720 $3,120
State Farm $6,020 $3,566 $2,747
USAA $3,765 $2,582 $2,117

How does your commute affect Chesapeake City, MD car insurance rates?

Chesapeake City, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Chesapeake City if you’re financing.

Annual Car Insurance Rates by Commute Length in Chesapeake City, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $9,056 $9,552
Nationwide $2,612 $2,612
Progressive $3,930 $3,930
State Farm $4,007 $4,215
USAA $2,733 $2,910

Who has the cheapest Chesapeake City, MD car insurance rates?

Here’s a breakdown of Chesapeake City, Maryland car insurance rates by company. You can see which company offers the cheapest Chesapeake City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Chesapeake City, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Chesapeake City, MD car insurance companies?

Which Chesapeake City, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Chesapeake City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Chesapeake City, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,304
Nationwide $2,612
Progressive $3,930
State Farm $4,111
USAA $2,821

What factors affect Chesapeake City, MD car insurance rates?

Why are Chesapeake City, Maryland car insurance rates different than rates in Baltimore or Bowie? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Chesapeake City, MD?

More time spent behind the wheel can lead to higher Chesapeake City, Maryland car insurance rates. In Chesapeake City, MD, the average commute length is 30.5 minutes.

Car Insurance Quotes for Chesapeake City, MD

Shop for affordable Chesapeake City, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Chesapeake City, MD car insurance companies.

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