Cheap Quotes for Cherokee, AL Car Insurance (2021)

Cherokee, Alabama car insurance rates average $281 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Cherokee, AL companies, you can find cheap Cherokee car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Cherokee, AL for senior drivers are $1,784/year
  • The cheapest car insurance company in Cherokee is USAA
  • Average car insurance rates in Cherokee, AL after a DUI are $3,849/year

How do the Cherokee, Alabama monthly average car insurance rates of $281/month compare to nearby cities like Birmingham car insurance rates, Mobile car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Cherokee, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Cherokee, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Cherokee, Alabama companies to find the most affordable Cherokee car insurance rates.

Enter your ZIP code above to find cheap Cherokee, AL car insurance quotes today.

What are the minimum Cherokee, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Cherokee, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Cherokee, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Cherokee, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Cherokee, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Cherokee car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cherokee, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,117 $2,100 $1,890 $2,014 $8,315 $8,550 $2,396 $2,475
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,898 $3,132 $2,380 $2,664 $10,441 $11,615 $3,087 $3,287
Nationwide $1,553 $1,571 $1,421 $1,468 $4,020 $5,157 $1,718 $1,913
Progressive $2,175 $2,036 $1,782 $1,909 $8,872 $9,891 $2,534 $2,678
State Farm $2,556 $2,556 $2,311 $2,311 $7,700 $9,643 $2,886 $3,327
Travelers $1,392 $1,413 $1,309 $1,306 $7,535 $11,907 $1,319 $1,500
USAA $1,243 $1,256 $1,160 $1,130 $3,726 $4,122 $1,613 $1,734

How much do teen drivers pay for car insurance in Cherokee, AL?

Cherokee, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Cherokee car insurance rates from multiple Cherokee, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Cherokee, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,315 $8,550
GEICO $4,918 $4,831
Liberty Mutual $10,441 $11,615
Nationwide $4,020 $5,157
Progressive $8,872 $9,891
State Farm $7,700 $9,643
Travelers $7,535 $11,907
USAA $3,726 $4,122

How much do senior drivers pay for car insurance in Cherokee, AL?

With a little research, seniors can find affordable car insurance in Cherokee, Alabama. Here’s a look at how the top Cherokee car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Cherokee, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $1,890 $2,014
GEICO $1,804 $1,850
Liberty Mutual $2,380 $2,664
Nationwide $1,421 $1,468
Progressive $1,782 $1,909
State Farm $2,311 $2,311
Travelers $1,309 $1,306
USAA $1,160 $1,130

How does coverage level affect Cherokee, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Cherokee, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Cherokee, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,505 $3,680 $4,012
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,710 $4,914 $5,190
Nationwide $2,330 $2,333 $2,395
Progressive $3,538 $3,960 $4,455
State Farm $3,934 $4,155 $4,394
Travelers $3,269 $3,529 $3,582
USAA $1,926 $1,987 $2,080

How does your driving record affect Cherokee, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Cherokee, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Cherokee, Alabama companies.

Annual Cherokee, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,141 $4,069 $3,970 $3,750
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,878 $5,386 $5,274 $5,214
Nationwide $2,066 $2,066 $2,979 $2,299
Progressive $3,595 $4,519 $3,877 $3,947
State Farm $3,758 $4,654 $4,116 $4,116
Travelers $2,884 $3,025 $4,425 $3,506
USAA $1,538 $1,933 $2,859 $1,662

How does a DUI affect Cherokee, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Cherokee, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Cherokee, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $3,970
GEICO $3,504
Liberty Mutual $5,274
Nationwide $2,979
Progressive $3,877
State Farm $4,116
Travelers $4,425
USAA $2,859

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Cherokee, AL car insurance rates?

Take a look at the data here to see how your Cherokee, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Cherokee, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,179 $3,603 $3,415
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,067 $4,337 $3,410
Nationwide $2,835 $2,216 $2,007
Progressive $4,499 $3,856 $3,599
State Farm $6,743 $3,417 $2,323
Travelers $3,771 $3,273 $3,336
USAA $2,683 $1,749 $1,562

How does your commute affect Cherokee, AL car insurance rates?

Cherokee, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Cherokee if you’re financing.

Annual Car Insurance Rates by Commute Length in Cherokee, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $3,732 $3,732
GEICO $2,587 $2,686
Liberty Mutual $4,938 $4,938
Nationwide $2,353 $2,353
Progressive $3,985 $3,985
State Farm $4,061 $4,261
Travelers $3,460 $3,460
USAA $1,907 $2,089

Who has the cheapest Cherokee, AL car insurance rates?

Here’s a breakdown of Cherokee, Alabama car insurance rates by company. You can see which company offers the cheapest Cherokee car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Cherokee, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Cherokee, AL car insurance companies?

Which Cherokee, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Cherokee companies to find the one for you.

Average Annual Car Insurance Rates by Company in Cherokee, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $3,732
GEICO $2,637
Liberty Mutual $4,938
Nationwide $2,353
Progressive $3,985
State Farm $4,161
Travelers $3,460
USAA $1,998

What factors affect Cherokee, AL car insurance rates?

Why are Cherokee, Alabama car insurance rates different than rates in Birmingham or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Cherokee, AL?

FBI statistics show that the Cherokee, Alabama car theft rate is 4 thefts each year. High theft rates can lead to higher than average Cherokee, AL car insurance rates.

How long is the average commute in Cherokee, AL?

More time spent behind the wheel can lead to higher Cherokee, Alabama car insurance rates. In Cherokee, AL, the average commute length is 22.8 minutes.

Car Insurance Quotes for Cherokee, AL

Shop for affordable Cherokee, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Cherokee, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption