Cheap Quotes for Chancellor, AL Car Insurance (2021)

Chancellor, Alabama car insurance rates average $278 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Chancellor, AL companies, you can find cheap Chancellor car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Chancellor is USAA
  • Average car insurance rates in Chancellor, AL after a DUI are $3,805/year
  • Average car insurance rates in Chancellor, AL for senior drivers are $1,782/year

How do the Chancellor, Alabama monthly average car insurance rates of $278/month compare to nearby cities like Mobile car insurance rates, Tuscaloosa car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Chancellor, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Chancellor, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Chancellor, Alabama companies to find the most affordable Chancellor car insurance rates.

Enter your ZIP code above to find cheap Chancellor, AL car insurance quotes today.

What are the minimum Chancellor, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Chancellor, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Chancellor, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Chancellor, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Chancellor, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Chancellor car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chancellor, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,157 $2,016 $1,768 $1,901 $8,759 $9,742 $2,506 $2,629
State Farm $2,500 $2,500 $2,264 $2,264 $7,536 $9,446 $2,823 $3,246
Travelers $1,332 $1,354 $1,248 $1,244 $6,925 $10,814 $1,268 $1,458
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

How much do teen drivers pay for car insurance in Chancellor, AL?

Chancellor, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Chancellor car insurance rates from multiple Chancellor, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Chancellor, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,889 $4,766
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,759 $9,742
State Farm $7,536 $9,446
Travelers $6,925 $10,814
USAA $3,648 $4,046

How much do senior drivers pay for car insurance in Chancellor, AL?

With a little research, seniors can find affordable car insurance in Chancellor, Alabama. Here’s a look at how the top Chancellor car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Chancellor, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,796 $1,856
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,768 $1,901
State Farm $2,264 $2,264
Travelers $1,248 $1,244
USAA $1,159 $1,139

How does coverage level affect Chancellor, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Chancellor, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Chancellor, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,486 $3,908 $4,410
State Farm $3,840 $4,067 $4,311
Travelers $3,062 $3,269 $3,286
USAA $1,907 $1,969 $2,066

How does your driving record affect Chancellor, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Chancellor, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Chancellor, Alabama companies.

Annual Chancellor, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,550 $4,461 $3,829 $3,898
State Farm $3,678 $4,555 $4,029 $4,029
Travelers $2,673 $2,806 $4,089 $3,254
USAA $1,526 $1,911 $2,835 $1,650

How does a DUI affect Chancellor, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Chancellor, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Chancellor, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,486
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,829
State Farm $4,029
Travelers $4,089
USAA $2,835

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How does your credit history affect Chancellor, AL car insurance rates?

Take a look at the data here to see how your Chancellor, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Chancellor, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,315 $2,366 $2,142
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,444 $3,808 $3,553
State Farm $6,598 $3,344 $2,275
Travelers $3,498 $3,031 $3,087
USAA $2,659 $1,734 $1,549

How does your commute affect Chancellor, AL car insurance rates?

Chancellor, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Chancellor if you’re financing.

Annual Car Insurance Rates by Commute Length in Chancellor, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,560 $2,656
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $3,935 $3,935
State Farm $3,973 $4,172
Travelers $3,205 $3,205
USAA $1,890 $2,071

Who has the cheapest Chancellor, AL car insurance rates?

Here’s a breakdown of Chancellor, Alabama car insurance rates by company. You can see which company offers the cheapest Chancellor car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Chancellor, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Chancellor, AL car insurance companies?

Which Chancellor, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Chancellor companies to find the one for you.

Average Annual Car Insurance Rates by Company in Chancellor, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,608
Liberty Mutual $4,880
Nationwide $2,548
Progressive $3,935
State Farm $4,073
Travelers $3,205
USAA $1,981

Car Insurance Quotes for Chancellor, AL

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