Cheap Quotes for Chance, MD Car Insurance (2021)

Chance, Maryland car insurance rates average $315 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Chance, MD companies, you can find cheap Chance car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Chance is Nationwide
  • Average car insurance rates in Chance, MD are $315/month
  • Average car insurance rates in Chance, MD after a DUI are $4,455/year

How do the Chance, Maryland monthly average car insurance rates of $315/month compare to nearby cities like Salisbury car insurance rates, Annapolis car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Chance, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Chance, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Chance, Maryland companies to find the most affordable Chance car insurance rates.

Enter your ZIP code above to find cheap Chance, MD car insurance quotes today.

What are the minimum Chance, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Chance, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Chance, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Chance, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Chance, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Chance car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chance, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,789 $2,692 $2,641 $2,710 $7,754 $9,049 $2,546 $2,582
GEICO $1,935 $2,113 $2,182 $2,508 $5,742 $6,569 $1,654 $1,754
Liberty Mutual $5,536 $5,536 $5,472 $5,472 $10,820 $16,074 $5,536 $7,484
Nationwide $1,623 $1,632 $1,470 $1,516 $3,707 $4,872 $1,868 $2,013
Progressive $2,137 $1,944 $1,863 $1,897 $7,240 $7,914 $2,480 $2,439
State Farm $1,921 $1,921 $1,758 $1,758 $6,007 $7,692 $2,140 $2,423
USAA $1,830 $1,799 $1,707 $1,705 $4,039 $4,769 $2,110 $2,353

How much do teen drivers pay for car insurance in Chance, MD?

Chance, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Chance car insurance rates from multiple Chance, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Chance, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,754 $9,049
GEICO $5,742 $6,569
Liberty Mutual $10,820 $16,074
Nationwide $3,707 $4,872
Progressive $7,240 $7,914
State Farm $6,007 $7,692
USAA $4,039 $4,769

How much do senior drivers pay for car insurance in Chance, MD?

With a little research, seniors can find affordable car insurance in Chance, Maryland. Here’s a look at how the top Chance car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Chance, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,710
GEICO $2,182 $2,508
Liberty Mutual $5,472 $5,472
Nationwide $1,470 $1,516
Progressive $1,863 $1,897
State Farm $1,758 $1,758
USAA $1,707 $1,705

How does coverage level affect Chance, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Chance, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Chance, Maryland

Insurance Company Low Medium High
Allstate $4,009 $4,075 $4,202
GEICO $2,951 $3,038 $3,183
Liberty Mutual $7,513 $7,722 $7,989
Nationwide $2,244 $2,344 $2,425
Progressive $3,348 $3,488 $3,631
State Farm $3,043 $3,211 $3,353
USAA $2,410 $2,547 $2,660

How does your driving record affect Chance, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Chance, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Chance, Maryland companies.

Annual Chance, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,640 $4,796 $3,640 $4,307
GEICO $2,179 $3,375 $4,081 $2,593
Liberty Mutual $5,622 $7,365 $10,922 $7,056
Nationwide $2,062 $2,754 $2,202 $2,332
Progressive $2,990 $3,921 $3,615 $3,430
State Farm $2,875 $3,602 $3,166 $3,166
USAA $1,999 $2,447 $3,559 $2,151

How does a DUI affect Chance, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Chance, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Chance, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,640
GEICO $4,081
Liberty Mutual $10,922
Nationwide $2,202
Progressive $3,615
State Farm $3,166
USAA $3,559

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How does your credit history affect Chance, MD car insurance rates?

Take a look at the data here to see how your Chance, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Chance, Maryland

Insurance Company Poor Fair Good
Allstate $5,287 $3,707 $3,293
GEICO $3,463 $2,872 $2,837
Liberty Mutual $11,074 $7,128 $5,022
Nationwide $2,974 $2,119 $1,921
Progressive $4,421 $3,291 $2,756
State Farm $4,686 $2,779 $2,142
USAA $3,384 $2,322 $1,911

How does your commute affect Chance, MD car insurance rates?

Chance, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Chance if you’re financing.

Annual Car Insurance Rates by Commute Length in Chance, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,039 $4,152
GEICO $3,004 $3,110
Liberty Mutual $7,532 $7,950
Nationwide $2,338 $2,338
Progressive $3,489 $3,489
State Farm $3,121 $3,284
USAA $2,460 $2,618

Who has the cheapest Chance, MD car insurance rates?

Here’s a breakdown of Chance, Maryland car insurance rates by company. You can see which company offers the cheapest Chance car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Chance, Maryland

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Chance, MD car insurance companies?

Which Chance, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Chance companies to find the one for you.

Average Annual Car Insurance Rates by Company in Chance, Maryland

Insurance Company Average Annual Rates
Allstate $4,095
GEICO $3,057
Liberty Mutual $7,741
Nationwide $2,338
Progressive $3,489
State Farm $3,202
USAA $2,539

What factors affect Chance, MD car insurance rates?

Why are Chance, Maryland car insurance rates different than rates in Salisbury or Annapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Chance, MD?

More time spent behind the wheel can lead to higher Chance, Maryland car insurance rates. In Chance, MD, the average commute length is 31.4 minutes.

Car Insurance Quotes for Chance, MD

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