Cheap Quotes for Center Ridge, AR Car Insurance (2021)

Center Ridge, Arkansas car insurance rates average $336 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Center Ridge, AR companies, you can find cheap Center Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Center Ridge, AR are $336/month
  • Center Ridge has an average commute time of 30.2 minutes
  • The cheapest car insurance company in Center Ridge is USAA

How do the Center Ridge, Arkansas monthly average car insurance rates of $336/month compare to nearby cities like Bentonville car insurance rates, Conway car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Center Ridge, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Center Ridge, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Center Ridge, Arkansas companies to find the most affordable Center Ridge car insurance rates.

Enter your ZIP code above to find cheap Center Ridge, AR car insurance quotes today.

What are the minimum Center Ridge, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Center Ridge, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Center Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Center Ridge, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Center Ridge, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Center Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Center Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,909 $2,563 $2,742 $10,308 $12,342 $3,194 $3,479
Farmers $2,310 $2,296 $2,065 $2,171 $9,662 $10,001 $2,651 $2,795
GEICO $2,557 $2,522 $2,354 $2,288 $6,903 $6,896 $2,529 $2,565
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,956 $2,803 $2,430 $2,537 $12,557 $14,153 $3,544 $3,847
State Farm $1,569 $1,569 $1,404 $1,404 $4,525 $5,681 $1,767 $2,031
Travelers $2,135 $2,173 $2,124 $2,126 $12,592 $20,185 $2,293 $2,633
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

How much do teen drivers pay for car insurance in Center Ridge, AR?

Center Ridge, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Center Ridge car insurance rates from multiple Center Ridge, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Center Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,308 $12,342
Farmers $9,662 $10,001
GEICO $6,903 $6,896
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $12,557 $14,153
State Farm $4,525 $5,681
Travelers $12,592 $20,185
USAA $3,985 $4,179

How much do senior drivers pay for car insurance in Center Ridge, AR?

With a little research, seniors can find affordable car insurance in Center Ridge, Arkansas. Here’s a look at how the top Center Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Center Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,742
Farmers $2,065 $2,171
GEICO $2,354 $2,288
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,430 $2,537
State Farm $1,404 $1,404
Travelers $2,124 $2,126
USAA $1,191 $1,201

How does coverage level affect Center Ridge, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Center Ridge, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Center Ridge, Arkansas

Insurance Company Low Medium High
Allstate $4,919 $5,049 $5,189
Farmers $4,046 $4,203 $4,482
GEICO $3,434 $3,576 $3,721
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $5,187 $5,519 $6,104
State Farm $2,375 $2,491 $2,616
Travelers $5,509 $5,798 $6,041
USAA $1,988 $2,064 $2,162

How does your driving record affect Center Ridge, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Center Ridge, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Center Ridge, Arkansas companies.

Annual Center Ridge, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,177 $5,242 $5,812 $4,979
Farmers $3,585 $4,595 $4,490 $4,305
GEICO $2,441 $3,725 $5,514 $2,627
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,828 $6,717 $5,072 $5,797
State Farm $2,289 $2,699 $2,494 $2,494
Travelers $4,841 $5,001 $7,341 $5,947
USAA $1,595 $2,017 $2,905 $1,769

How does a DUI affect Center Ridge, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Center Ridge, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Center Ridge, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,812
Farmers $4,490
GEICO $5,514
Liberty Mutual $5,036
Nationwide $4,865
Progressive $5,072
State Farm $2,494
Travelers $7,341
USAA $2,905

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How does your credit history affect Center Ridge, AR car insurance rates?

Take a look at the data here to see how your Center Ridge, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Center Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $6,356 $4,858 $3,943
Farmers $4,829 $4,047 $3,855
GEICO $4,283 $3,525 $2,923
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $6,352 $5,418 $5,040
State Farm $3,610 $2,176 $1,696
Travelers $6,631 $5,539 $5,178
USAA $2,745 $1,873 $1,596

How does your commute affect Center Ridge, AR car insurance rates?

Center Ridge, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Center Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Center Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,052 $5,052
Farmers $4,244 $4,244
GEICO $3,548 $3,606
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,603 $5,603
State Farm $2,435 $2,553
Travelers $5,783 $5,783
USAA $2,012 $2,130

Who has the cheapest Center Ridge, AR car insurance rates?

Here’s a breakdown of Center Ridge, Arkansas car insurance rates by company. You can see which company offers the cheapest Center Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Center Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Center Ridge, AR car insurance companies?

Which Center Ridge, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Center Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Center Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $5,052
Farmers $4,244
GEICO $3,577
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,603
State Farm $2,494
Travelers $5,783
USAA $2,071

What factors affect Center Ridge, AR car insurance rates?

Why are Center Ridge, Arkansas car insurance rates different than rates in Bentonville or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Center Ridge, AR?

More time spent behind the wheel can lead to higher Center Ridge, Arkansas car insurance rates. In Center Ridge, AR, the average commute length is 30.2 minutes.

Car Insurance Quotes for Center Ridge, AR

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