Cheap Quotes for Cascade, MD Car Insurance (2021)

Cascade, Maryland car insurance rates average $308 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Cascade, MD companies, you can find cheap Cascade car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Cascade has an average commute time of 29.2 minutes
  • Average car insurance rates in Cascade, MD are $308/month
  • The cheapest car insurance company in Cascade is Nationwide

How do the Cascade, Maryland monthly average car insurance rates of $308/month compare to nearby cities like Salisbury car insurance rates, College Park car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Cascade, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Cascade, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Cascade, Maryland companies to find the most affordable Cascade car insurance rates.

Enter your ZIP code above to find cheap Cascade, MD car insurance quotes today.

What are the minimum Cascade, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Cascade, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Cascade, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Cascade, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Cascade, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Cascade car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cascade, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,779 $2,687 $2,629 $2,694 $7,650 $8,897 $2,543 $2,587
GEICO $1,975 $2,152 $2,240 $2,560 $5,896 $6,769 $1,683 $1,788
Liberty Mutual $5,582 $5,582 $5,517 $5,517 $10,892 $16,173 $5,582 $7,539
Nationwide $1,587 $1,594 $1,440 $1,482 $3,646 $4,766 $1,827 $1,966
Progressive $2,009 $1,826 $1,758 $1,791 $6,983 $7,642 $2,339 $2,304
State Farm $1,776 $1,776 $1,626 $1,626 $5,585 $7,159 $1,979 $2,243
USAA $1,654 $1,624 $1,543 $1,539 $3,650 $4,309 $1,902 $2,118

How much do teen drivers pay for car insurance in Cascade, MD?

Cascade, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Cascade car insurance rates from multiple Cascade, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Cascade, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $8,897
GEICO $5,896 $6,769
Liberty Mutual $10,892 $16,173
Nationwide $3,646 $4,766
Progressive $6,983 $7,642
State Farm $5,585 $7,159
USAA $3,650 $4,309

How much do senior drivers pay for car insurance in Cascade, MD?

With a little research, seniors can find affordable car insurance in Cascade, Maryland. Here’s a look at how the top Cascade car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Cascade, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,629 $2,694
GEICO $2,240 $2,560
Liberty Mutual $5,517 $5,517
Nationwide $1,440 $1,482
Progressive $1,758 $1,791
State Farm $1,626 $1,626
USAA $1,543 $1,539

How does coverage level affect Cascade, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Cascade, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Cascade, Maryland

Insurance Company Low Medium High
Allstate $3,982 $4,040 $4,153
GEICO $3,028 $3,115 $3,256
Liberty Mutual $7,588 $7,780 $8,026
Nationwide $2,202 $2,293 $2,370
Progressive $3,192 $3,335 $3,468
State Farm $2,821 $2,979 $3,113
USAA $2,178 $2,300 $2,400

How does your driving record affect Cascade, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Cascade, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Cascade, Maryland companies.

Annual Cascade, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $4,746 $3,607 $4,272
GEICO $2,228 $3,460 $4,191 $2,653
Liberty Mutual $5,645 $7,409 $11,036 $7,102
Nationwide $2,020 $2,693 $2,157 $2,283
Progressive $2,857 $3,755 $3,442 $3,272
State Farm $2,667 $3,344 $2,937 $2,937
USAA $1,806 $2,211 $3,209 $1,943

How does a DUI affect Cascade, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Cascade, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Cascade, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
GEICO $4,191
Liberty Mutual $11,036
Nationwide $2,157
Progressive $3,442
State Farm $2,937
USAA $3,209

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How does your credit history affect Cascade, MD car insurance rates?

Take a look at the data here to see how your Cascade, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Cascade, Maryland

Insurance Company Poor Fair Good
Allstate $5,239 $3,672 $3,263
GEICO $3,549 $2,943 $2,907
Liberty Mutual $11,157 $7,180 $5,057
Nationwide $2,911 $2,074 $1,880
Progressive $4,205 $3,149 $2,641
State Farm $4,347 $2,579 $1,989
USAA $3,051 $2,098 $1,729

How does your commute affect Cascade, MD car insurance rates?

Cascade, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Cascade if you’re financing.

Annual Car Insurance Rates by Commute Length in Cascade, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,114
GEICO $3,082 $3,184
Liberty Mutual $7,588 $8,008
Nationwide $2,288 $2,288
Progressive $3,332 $3,332
State Farm $2,896 $3,046
USAA $2,222 $2,363

Who has the cheapest Cascade, MD car insurance rates?

Here’s a breakdown of Cascade, Maryland car insurance rates by company. You can see which company offers the cheapest Cascade car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Cascade, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Cascade, MD car insurance companies?

Which Cascade, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Cascade companies to find the one for you.

Average Annual Car Insurance Rates by Company in Cascade, Maryland

Insurance Company Average Annual Rates
Allstate $4,058
GEICO $3,133
Liberty Mutual $7,798
Nationwide $2,288
Progressive $3,332
State Farm $2,971
USAA $2,293

What factors affect Cascade, MD car insurance rates?

Why are Cascade, Maryland car insurance rates different than rates in Salisbury or College Park? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Cascade, MD?

More time spent behind the wheel can lead to higher Cascade, Maryland car insurance rates. In Cascade, MD, the average commute length is 29.2 minutes.

Car Insurance Quotes for Cascade, MD

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