Cheap Quotes for Carrollton, AL Car Insurance (2021)

Carrollton, Alabama car insurance rates average $305 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Carrollton, AL companies, you can find cheap Carrollton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Carrollton, AL for senior drivers are $1,949/year
  • Average car insurance rates in Carrollton, AL are $305/month
  • The cheapest car insurance company in Carrollton is USAA

How do the Carrollton, Alabama monthly average car insurance rates of $305/month compare to nearby cities like Auburn car insurance rates, Decatur car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Carrollton, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Carrollton, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Carrollton, Alabama companies to find the most affordable Carrollton car insurance rates.

Enter your ZIP code above to find cheap Carrollton, AL car insurance quotes today.

What are the minimum Carrollton, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Carrollton, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Carrollton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Carrollton, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Carrollton, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Carrollton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carrollton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,013 $1,921 $1,816 $1,851 $6,909 $7,413 $2,264 $2,320
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,075 $3,324 $2,521 $2,817 $10,950 $12,175 $3,287 $3,514
Nationwide $1,701 $1,729 $1,544 $1,607 $4,316 $5,612 $1,882 $2,113
Progressive $2,396 $2,261 $1,962 $2,094 $9,394 $10,481 $2,802 $2,957
State Farm $2,864 $2,864 $2,562 $2,562 $8,276 $10,403 $3,226 $3,704
Travelers $1,575 $1,601 $1,468 $1,466 $8,312 $13,088 $1,491 $1,727
USAA $1,331 $1,354 $1,239 $1,215 $3,950 $4,385 $1,737 $1,877

How much do teen drivers pay for car insurance in Carrollton, AL?

Carrollton, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Carrollton car insurance rates from multiple Carrollton, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Carrollton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,909 $7,413
Farmers $9,213 $9,484
GEICO $5,292 $5,199
Liberty Mutual $10,950 $12,175
Nationwide $4,316 $5,612
Progressive $9,394 $10,481
State Farm $8,276 $10,403
Travelers $8,312 $13,088
USAA $3,950 $4,385

How much do senior drivers pay for car insurance in Carrollton, AL?

With a little research, seniors can find affordable car insurance in Carrollton, Alabama. Here’s a look at how the top Carrollton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Carrollton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,816 $1,851
Farmers $2,159 $2,289
GEICO $1,937 $1,974
Liberty Mutual $2,521 $2,817
Nationwide $1,544 $1,607
Progressive $1,962 $2,094
State Farm $2,562 $2,562
Travelers $1,468 $1,466
USAA $1,239 $1,215

How does coverage level affect Carrollton, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Carrollton, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Carrollton, Alabama

Insurance Company Low Medium High
Allstate $3,204 $3,308 $3,428
Farmers $3,972 $4,144 $4,473
GEICO $2,643 $2,832 $3,058
Liberty Mutual $4,995 $5,186 $5,443
Nationwide $2,566 $2,535 $2,589
Progressive $3,877 $4,266 $4,738
State Farm $4,333 $4,551 $4,789
Travelers $3,654 $3,918 $3,951
USAA $2,066 $2,126 $2,217

How does your driving record affect Carrollton, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Carrollton, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Carrollton, Alabama companies.

Annual Carrollton, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,822 $3,320 $3,928 $3,183
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,085 $5,680 $5,566 $5,500
Nationwide $2,238 $2,238 $3,273 $2,503
Progressive $3,891 $4,854 $4,153 $4,275
State Farm $4,141 $5,067 $4,511 $4,511
Travelers $3,201 $3,360 $4,901 $3,902
USAA $1,642 $2,059 $3,067 $1,777

How does a DUI affect Carrollton, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Carrollton, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Carrollton, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,928
Farmers $4,452
GEICO $3,748
Liberty Mutual $5,566
Nationwide $3,273
Progressive $4,153
State Farm $4,511
Travelers $4,901
USAA $3,067

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How does your credit history affect Carrollton, AL car insurance rates?

Take a look at the data here to see how your Carrollton, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Carrollton, Alabama

Insurance Company Poor Fair Good
Allstate $4,095 $3,214 $2,630
Farmers $4,709 $4,046 $3,835
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,468 $4,567 $3,588
Nationwide $3,099 $2,411 $2,179
Progressive $4,875 $4,147 $3,859
State Farm $7,392 $3,741 $2,541
Travelers $4,192 $3,631 $3,700
USAA $2,881 $1,865 $1,663

How does your commute affect Carrollton, AL car insurance rates?

Carrollton, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Carrollton if you’re financing.

Annual Car Insurance Rates by Commute Length in Carrollton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,313 $3,313
Farmers $4,196 $4,196
GEICO $2,789 $2,899
Liberty Mutual $5,208 $5,208
Nationwide $2,563 $2,563
Progressive $4,294 $4,294
State Farm $4,448 $4,667
Travelers $3,841 $3,841
USAA $2,038 $2,234

Who has the cheapest Carrollton, AL car insurance rates?

Here’s a breakdown of Carrollton, Alabama car insurance rates by company. You can see which company offers the cheapest Carrollton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Carrollton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Carrollton, AL car insurance companies?

Which Carrollton, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Carrollton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Carrollton, Alabama

Insurance Company Average Annual Rates
Allstate $3,313
Farmers $4,196
GEICO $2,844
Liberty Mutual $5,208
Nationwide $2,563
Progressive $4,294
State Farm $4,558
Travelers $3,841
USAA $2,136

What factors affect Carrollton, AL car insurance rates?

Why are Carrollton, Alabama car insurance rates different than rates in Auburn or Decatur? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Carrollton, AL?

FBI statistics show that the Carrollton, Alabama car theft rate is 2 thefts each year. High theft rates can lead to higher than average Carrollton, AL car insurance rates.

How long is the average commute in Carrollton, AL?

More time spent behind the wheel can lead to higher Carrollton, Alabama car insurance rates. In Carrollton, AL, the average commute length is 30.9 minutes.

Car Insurance Quotes for Carrollton, AL

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