Cheap Quotes for Carbon Hill, AL Car Insurance (2021)

Carbon Hill, Alabama car insurance rates average $315 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Carbon Hill, AL companies, you can find cheap Carbon Hill car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Carbon Hill, AL for senior drivers are $1,998/year
  • Average car insurance rates in Carbon Hill, AL are $315/month
  • The cheapest car insurance company in Carbon Hill is USAA

How do the Carbon Hill, Alabama monthly average car insurance rates of $315/month compare to nearby cities like Auburn car insurance rates, Tuscaloosa car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Carbon Hill, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Carbon Hill, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Carbon Hill, Alabama companies to find the most affordable Carbon Hill car insurance rates.

Enter your ZIP code above to find cheap Carbon Hill, AL car insurance quotes today.

What are the minimum Carbon Hill, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Carbon Hill, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Carbon Hill, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Carbon Hill, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Carbon Hill, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Carbon Hill car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carbon Hill, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,041 $1,949 $1,840 $1,876 $6,993 $7,520 $2,300 $2,359
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $3,241 $3,503 $2,651 $2,964 $11,718 $13,033 $3,465 $3,705
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,517 $2,372 $2,060 $2,197 $10,155 $11,343 $2,958 $3,156
State Farm $2,979 $2,979 $2,679 $2,679 $8,841 $11,059 $3,361 $3,890
Travelers $1,500 $1,524 $1,405 $1,402 $8,028 $12,654 $1,421 $1,632
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

How much do teen drivers pay for car insurance in Carbon Hill, AL?

Carbon Hill, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Carbon Hill car insurance rates from multiple Carbon Hill, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Carbon Hill, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,993 $7,520
Farmers $9,368 $9,638
GEICO $4,918 $4,831
Liberty Mutual $11,718 $13,033
Nationwide $5,097 $6,597
Progressive $10,155 $11,343
State Farm $8,841 $11,059
Travelers $8,028 $12,654
USAA $4,155 $4,609

How much do senior drivers pay for car insurance in Carbon Hill, AL?

With a little research, seniors can find affordable car insurance in Carbon Hill, Alabama. Here’s a look at how the top Carbon Hill car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Carbon Hill, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,840 $1,876
Farmers $2,164 $2,298
GEICO $1,804 $1,850
Liberty Mutual $2,651 $2,964
Nationwide $1,740 $1,806
Progressive $2,060 $2,197
State Farm $2,679 $2,679
Travelers $1,405 $1,402
USAA $1,291 $1,264

How does coverage level affect Carbon Hill, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Carbon Hill, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Carbon Hill, Alabama

Insurance Company Low Medium High
Allstate $3,257 $3,354 $3,468
Farmers $4,004 $4,184 $4,529
GEICO $2,437 $2,625 $2,848
Liberty Mutual $5,301 $5,511 $5,794
Nationwide $2,958 $2,923 $2,978
Progressive $4,188 $4,569 $5,027
State Farm $4,576 $4,801 $5,049
Travelers $3,508 $3,770 $3,810
USAA $2,155 $2,221 $2,322

How does your driving record affect Carbon Hill, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Carbon Hill, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Carbon Hill, Alabama companies.

Annual Carbon Hill, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,864 $3,367 $3,980 $3,228
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $4,339 $6,041 $5,914 $5,847
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,167 $5,215 $4,426 $4,571
State Farm $4,352 $5,366 $4,758 $4,758
Travelers $3,080 $3,232 $4,722 $3,750
USAA $1,716 $2,155 $3,205 $1,856

How does a DUI affect Carbon Hill, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Carbon Hill, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Carbon Hill, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,980
Farmers $4,501
GEICO $3,504
Liberty Mutual $5,914
Nationwide $3,777
Progressive $4,426
State Farm $4,758
Travelers $4,722
USAA $3,205

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Carbon Hill, AL car insurance rates?

Take a look at the data here to see how your Carbon Hill, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Carbon Hill, Alabama

Insurance Company Poor Fair Good
Allstate $4,154 $3,260 $2,666
Farmers $4,752 $4,089 $3,875
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,939 $4,855 $3,810
Nationwide $3,571 $2,778 $2,510
Progressive $5,201 $4,441 $4,142
State Farm $7,792 $3,948 $2,685
Travelers $4,030 $3,495 $3,562
USAA $3,003 $1,953 $1,743

How does your commute affect Carbon Hill, AL car insurance rates?

Carbon Hill, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Carbon Hill if you’re financing.

Annual Car Insurance Rates by Commute Length in Carbon Hill, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,360 $3,360
Farmers $4,239 $4,239
GEICO $2,587 $2,686
Liberty Mutual $5,535 $5,535
Nationwide $2,953 $2,953
Progressive $4,595 $4,595
State Farm $4,696 $4,921
Travelers $3,696 $3,696
USAA $2,131 $2,335

Who has the cheapest Carbon Hill, AL car insurance rates?

Here’s a breakdown of Carbon Hill, Alabama car insurance rates by company. You can see which company offers the cheapest Carbon Hill car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Carbon Hill, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Carbon Hill, AL car insurance companies?

Which Carbon Hill, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Carbon Hill companies to find the one for you.

Average Annual Car Insurance Rates by Company in Carbon Hill, Alabama

Insurance Company Average Annual Rates
Allstate $3,360
Farmers $4,239
GEICO $2,637
Liberty Mutual $5,535
Nationwide $2,953
Progressive $4,595
State Farm $4,808
Travelers $3,696
USAA $2,233

What factors affect Carbon Hill, AL car insurance rates?

Why are Carbon Hill, Alabama car insurance rates different than rates in Auburn or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Carbon Hill, AL?

More time spent behind the wheel can lead to higher Carbon Hill, Alabama car insurance rates. In Carbon Hill, AL, the average commute length is 22.4 minutes.

Car Insurance Quotes for Carbon Hill, AL

Shop for affordable Carbon Hill, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Carbon Hill, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption