How do I find cheap car insurance quotes?

How to find cheap car insurance quotes starts right here! Finding auto insurance quotes is easier than ever with our free ZIP code search. Enter your ZIP code below to search for insurance quotes from local top-rated companies to find cheap auto insurance quotes near you. Make sure any potential car insurance policies you’re comparing all have the same coverage, especially in liability, collision, and comprehensive coverage. Learn more about your coverage options and start comparing cheap insurance quotes below.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Nov 5, 2020

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It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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What is cheap car insurance? Who has the cheapest car insurance quotes? How much car insurance do I need? Who is the best car insurance company?

These are just a few of the questions drivers ask themselves when searching for auto insurance and choosing a car insurance company can often be challenging. After all, how many ads do you see promoting switching car insurance companies can save you $400, $500 or more? Who really does have the best rates?

Find Cheap Car Insurance Quotes

Cheap car insurance is certainly something you want to find. Overpaying for premiums or choosing a policy without sufficient coverage is much more common than you think. Many drivers still only compare car insurance policies by premiums and while it’s true that smart consumers spend time searching for the cheapest prices available auto insurance is a little more complicated than simply comparing rates.

Should I always choose the Cheapest Car Insurance Quotes?

If you truly have spent time comparing car insurance companies and narrowed your policy options down to policies of equal coverage from comparable providers then here is no harm in choosing the cheapest car insurance quotes. However the difference between buying car insurance and an iPod is the value of any auto insurance policy is determined by (a) the details of coverage and (b) the company issuing the coverage. The smallest details can often leave you underinsured in the event of an accident or with no coverage at all so it’s critical you leave price comparison to the very last decision while you compare policy details equally.

How should I compare car insurance quotes?

Obviously price is an issue but without understanding how car insurance works it’s impossible to find the best policy. When searching for cheap car insurance always pay attention to the following things when comparing potential providers well before considering any policy based on its premiums.

Types of Coverage

Make sure any potential car insurance policies you are comparing all have the same coverage especially in liability, collision and comprehensive coverage. This includes the policy limits and deductibles as a change in either of these can drastically reduce your premiums (and your coverage) so the cheapest car insurance quote may be a result of having less coverage and not just a better rate from someone else.

Provider Reputation

Is car insurance through a well-known recognized brand such as Allstate, Geico or Nationwide worth more than “Jill and Joe’s Auto Insurance CO.”? Sometimes the premium brands will be a little more expensive however you can rest assured they have the financial resources to cover a claim in the event of almost any accident. Sometimes you need to balance the benefit of paying a little more for this reputation and sometimes they may even have better rates. The most important thing to remember is never assume someone who sells car insurance is automatically going to be there in the event of a claim. Make sure you find a provider with a reputation you can trust.


Are you receiving the same car insurance discounts on each quote provided? Although many discounts vary from one provider to another most car insurance companies offer discounts for good drivers, multi-policy discounts, vehicle safety ratings and more. Learn about the many types of car insurance discounts available and make sure any quotes you compare reflect the maximum number of discounts you are eligible for.

Having the ability to compare auto insurance equally to find the cheapest car insurance quotes can sometimes take a little research. You need to spend time learning about the different types of insurance, how policy deductibles work, what discounts are available and more. However forming a knowledge base on car insurance can pay for itself year after year since auto insurance is one expense which will most likely never go away.

Start a Car Insurance Comparison search today and Find Cheap Car Insurance Quotes online!

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