Cheap Quotes for California, MD Car Insurance (2021)

California, Maryland car insurance rates average $350 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple California, MD companies, you can find cheap California car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in California, MD after a DUI are $4,905/year
  • Average car insurance rates in California, MD for senior drivers are $2,741/year
  • California has an average commute time of 27.9 minutes

How do the California, Maryland monthly average car insurance rates of $350/month compare to nearby cities like Baltimore car insurance rates, College Park car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in California, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and California, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple California, Maryland companies to find the most affordable California car insurance rates.

Enter your ZIP code above to find cheap California, MD car insurance quotes today.

What are the minimum California, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, California, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in California, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average California, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within California, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in California, Maryland

ZIP Code Average Annual Rates
20619 $3,571
20653 $3,564

How do age, gender, and marital status affect California, MD car insurance rates?

Three of the criteria that most affect car insurance rates in California, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top California car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in California, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $1,996 $1,810 $1,747 $1,781 $6,979 $7,633 $2,321 $2,280
State Farm $2,063 $2,063 $1,893 $1,893 $6,495 $8,347 $2,304 $2,599
USAA $1,653 $1,627 $1,537 $1,540 $3,615 $4,277 $1,914 $2,139

How much do teen drivers pay for car insurance in California, MD?

California, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare California car insurance rates from multiple California, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in California, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,364 $5,754
Progressive $6,979 $7,633
State Farm $6,495 $8,347
USAA $3,615 $4,277

How much do senior drivers pay for car insurance in California, MD?

With a little research, seniors can find affordable car insurance in California, Maryland. Here’s a look at how the top California car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in California, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,711 $1,765
Progressive $1,747 $1,781
State Farm $1,893 $1,893
USAA $1,537 $1,540

How does coverage level affect California, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your California, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in California, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,622 $2,749 $2,853
Progressive $3,175 $3,321 $3,460
State Farm $3,272 $3,468 $3,631
USAA $2,178 $2,295 $2,390

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How does your driving record affect California, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in California, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top California, Maryland companies.

Annual California, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $2,845 $3,744 $3,426 $3,259
State Farm $3,103 $3,890 $3,418 $3,418
USAA $1,804 $2,200 $3,205 $1,941

How does a DUI affect California, MD car insurance rates?

With even one DUI on your record, you can see an increase in your California, MD car insurance rates.

Annual Car Insurance Rates After a DUI in California, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,580
Progressive $3,426
State Farm $3,418
USAA $3,205

How does your credit history affect California, MD car insurance rates?

Take a look at the data here to see how your California, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in California, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,497 $2,480 $2,245
Progressive $4,187 $3,137 $2,631
State Farm $5,060 $3,000 $2,312
USAA $3,051 $2,091 $1,722

How does your commute affect California, MD car insurance rates?

California, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in California if you’re financing.

Annual Car Insurance Rates by Commute Length in California, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $2,741 $2,741
Progressive $3,318 $3,318
State Farm $3,368 $3,546
USAA $2,217 $2,359

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Who has the cheapest California, MD car insurance rates?

Here’s a breakdown of California, Maryland car insurance rates by company. You can see which company offers the cheapest California car insurance rates in each category.

Best Annual Car Insurance Rates by Company in California, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top California, MD car insurance companies?

Which California, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top California companies to find the one for you.

Average Annual Car Insurance Rates by Company in California, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $2,741
Progressive $3,318
State Farm $3,457
USAA $2,288

What factors affect California, MD car insurance rates?

Why are California, Maryland car insurance rates different than rates in Baltimore or College Park? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in California, MD?

More time spent behind the wheel can lead to higher California, Maryland car insurance rates. In California, MD, the average commute length is 27.9 minutes.

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Car Insurance Quotes for California, MD

Shop for affordable California, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple California, MD car insurance companies.

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