Cheap Quotes for Brookwood, AL Car Insurance (2021)

Brookwood, Alabama car insurance rates average $323 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Brookwood, AL companies, you can find cheap Brookwood car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Brookwood, AL are $323/month
  • Brookwood has an average commute time of 29.3 minutes
  • Average car insurance rates in Brookwood, AL after a DUI are $4,429/year

How do the Brookwood, Alabama monthly average car insurance rates of $323/month compare to nearby cities like Huntsville car insurance rates, Birmingham car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Brookwood, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Brookwood, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Brookwood, Alabama companies to find the most affordable Brookwood car insurance rates.

Enter your ZIP code above to find cheap Brookwood, AL car insurance quotes today.

What are the minimum Brookwood, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Brookwood, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Brookwood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Brookwood, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Brookwood, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Brookwood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brookwood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,144 $3,392 $2,576 $2,877 $11,732 $13,031 $3,345 $3,558
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,520 $2,358 $2,068 $2,210 $10,522 $11,739 $2,951 $3,147
State Farm $3,051 $3,051 $2,772 $2,772 $9,461 $11,829 $3,453 $3,996
Travelers $1,623 $1,649 $1,523 $1,519 $8,846 $13,983 $1,533 $1,756
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

How much do teen drivers pay for car insurance in Brookwood, AL?

Brookwood, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Brookwood car insurance rates from multiple Brookwood, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Brookwood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,563 $9,839
GEICO $5,499 $5,390
Liberty Mutual $11,732 $13,031
Nationwide $4,521 $5,808
Progressive $10,522 $11,739
State Farm $9,461 $11,829
Travelers $8,846 $13,983
USAA $4,033 $4,467

How much do senior drivers pay for car insurance in Brookwood, AL?

With a little research, seniors can find affordable car insurance in Brookwood, Alabama. Here’s a look at how the top Brookwood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Brookwood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,200 $2,340
GEICO $1,962 $2,039
Liberty Mutual $2,576 $2,877
Nationwide $1,560 $1,612
Progressive $2,068 $2,210
State Farm $2,772 $2,772
Travelers $1,523 $1,519
USAA $1,258 $1,231

How does coverage level affect Brookwood, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Brookwood, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Brookwood, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $4,066 $4,259 $4,626
GEICO $2,665 $2,885 $3,142
Liberty Mutual $5,218 $5,432 $5,720
Nationwide $2,596 $2,598 $2,662
Progressive $4,206 $4,665 $5,197
State Farm $4,769 $5,044 $5,332
Travelers $3,841 $4,135 $4,186
USAA $2,089 $2,156 $2,258

How does your driving record affect Brookwood, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Brookwood, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Brookwood, Alabama companies.

Annual Brookwood, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,272 $5,970 $5,819 $5,766
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,231 $5,335 $4,551 $4,641
State Farm $4,541 $5,668 $4,992 $4,992
Travelers $3,375 $3,541 $5,189 $4,111
USAA $1,667 $2,094 $3,108 $1,803

How does a DUI affect Brookwood, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Brookwood, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Brookwood, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,587
GEICO $3,917
Liberty Mutual $5,819
Nationwide $3,329
Progressive $4,551
State Farm $4,992
Travelers $5,189
USAA $3,108

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How does your credit history affect Brookwood, AL car insurance rates?

Take a look at the data here to see how your Brookwood, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Brookwood, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,838 $4,166 $3,948
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,808 $4,800 $3,763
Nationwide $3,156 $2,467 $2,234
Progressive $5,281 $4,541 $4,246
State Farm $8,194 $4,141 $2,809
Travelers $4,419 $3,834 $3,909
USAA $2,911 $1,898 $1,695

How does your commute affect Brookwood, AL car insurance rates?

Brookwood, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Brookwood if you’re financing.

Annual Car Insurance Rates by Commute Length in Brookwood, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,317 $4,317
GEICO $2,847 $2,948
Liberty Mutual $5,457 $5,457
Nationwide $2,619 $2,619
Progressive $4,689 $4,689
State Farm $4,926 $5,171
Travelers $4,054 $4,054
USAA $2,069 $2,267

Who has the cheapest Brookwood, AL car insurance rates?

Here’s a breakdown of Brookwood, Alabama car insurance rates by company. You can see which company offers the cheapest Brookwood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Brookwood, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Brookwood, AL car insurance companies?

Which Brookwood, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Brookwood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Brookwood, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,317
GEICO $2,897
Liberty Mutual $5,457
Nationwide $2,619
Progressive $4,689
State Farm $5,048
Travelers $4,054
USAA $2,168

What factors affect Brookwood, AL car insurance rates?

Why are Brookwood, Alabama car insurance rates different than rates in Huntsville or Birmingham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Brookwood, AL?

FBI statistics show that the Brookwood, Alabama car theft rate is 22 thefts each year. High theft rates can lead to higher than average Brookwood, AL car insurance rates.

How long is the average commute in Brookwood, AL?

More time spent behind the wheel can lead to higher Brookwood, Alabama car insurance rates. In Brookwood, AL, the average commute length is 29.3 minutes.

Car Insurance Quotes for Brookwood, AL

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