Cheap Quotes for Brilliant, AL Car Insurance (2021)

Brilliant, Alabama car insurance rates average $286 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Brilliant, AL companies, you can find cheap Brilliant car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Brilliant, AL for senior drivers are $1,844/year
  • Average car insurance rates in Brilliant, AL after a DUI are $3,915/year
  • Brilliant has an average commute time of 30.2 minutes

How do the Brilliant, Alabama monthly average car insurance rates of $286/month compare to nearby cities like Hoover car insurance rates, Auburn car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Brilliant, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Brilliant, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Brilliant, Alabama companies to find the most affordable Brilliant car insurance rates.

Enter your ZIP code above to find cheap Brilliant, AL car insurance quotes today.

What are the minimum Brilliant, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Brilliant, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Brilliant, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Brilliant, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Brilliant, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Brilliant car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brilliant, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,223 $2,105 $1,818 $1,928 $8,840 $9,903 $2,617 $2,808
State Farm $2,726 $2,726 $2,427 $2,427 $7,736 $9,719 $3,067 $3,529
Travelers $1,347 $1,369 $1,261 $1,258 $7,020 $11,015 $1,279 $1,472
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

How much do teen drivers pay for car insurance in Brilliant, AL?

Brilliant, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Brilliant car insurance rates from multiple Brilliant, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Brilliant, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,840 $9,903
State Farm $7,736 $9,719
Travelers $7,020 $11,015
USAA $3,761 $4,171

How much do senior drivers pay for car insurance in Brilliant, AL?

With a little research, seniors can find affordable car insurance in Brilliant, Alabama. Here’s a look at how the top Brilliant car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Brilliant, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,818 $1,928
State Farm $2,427 $2,427
Travelers $1,261 $1,258
USAA $1,187 $1,164

How does coverage level affect Brilliant, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Brilliant, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Brilliant, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,677 $4,011 $4,402
State Farm $4,103 $4,288 $4,493
Travelers $3,088 $3,318 $3,352
USAA $1,967 $2,027 $2,117

How does your driving record affect Brilliant, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Brilliant, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Brilliant, Alabama companies.

Annual Brilliant, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,657 $4,563 $3,886 $4,014
State Farm $3,912 $4,763 $4,252 $4,252
Travelers $2,712 $2,847 $4,146 $3,304
USAA $1,568 $1,965 $2,921 $1,696

How does a DUI affect Brilliant, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Brilliant, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Brilliant, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,886
State Farm $4,252
Travelers $4,146
USAA $2,921

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How does your credit history affect Brilliant, AL car insurance rates?

Take a look at the data here to see how your Brilliant, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Brilliant, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,572 $3,893 $3,626
State Farm $6,961 $3,526 $2,397
Travelers $3,550 $3,075 $3,132
USAA $2,744 $1,780 $1,588

How does your commute affect Brilliant, AL car insurance rates?

Brilliant, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Brilliant if you’re financing.

Annual Car Insurance Rates by Commute Length in Brilliant, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,030 $4,030
State Farm $4,194 $4,395
Travelers $3,252 $3,252
USAA $1,944 $2,130

Who has the cheapest Brilliant, AL car insurance rates?

Here’s a breakdown of Brilliant, Alabama car insurance rates by company. You can see which company offers the cheapest Brilliant car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Brilliant, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Brilliant, AL car insurance companies?

Which Brilliant, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Brilliant companies to find the one for you.

Average Annual Car Insurance Rates by Company in Brilliant, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,030
State Farm $4,295
Travelers $3,252
USAA $2,037

What factors affect Brilliant, AL car insurance rates?

Why are Brilliant, Alabama car insurance rates different than rates in Hoover or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Brilliant, AL?

FBI statistics show that the Brilliant, Alabama car theft rate is 3 thefts each year. High theft rates can lead to higher than average Brilliant, AL car insurance rates.

How long is the average commute in Brilliant, AL?

More time spent behind the wheel can lead to higher Brilliant, Alabama car insurance rates. In Brilliant, AL, the average commute length is 30.2 minutes.

Car Insurance Quotes for Brilliant, AL

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