Cheap Quotes for Boring, MD Car Insurance (2021)

Boring, Maryland car insurance rates average $406 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Boring, MD companies, you can find cheap Boring car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Boring, MD are $406/month
  • Average car insurance rates in Boring, MD for senior drivers are $3,175/year
  • Average car insurance rates in Boring, MD after a DUI are $5,728/year

How do the Boring, Maryland monthly average car insurance rates of $406/month compare to nearby cities like Frederick car insurance rates, Salisbury car insurance rates, and Laurel car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Boring, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Boring, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Boring, Maryland companies to find the most affordable Boring car insurance rates.

Enter your ZIP code above to find cheap Boring, MD car insurance quotes today.

What are the minimum Boring, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Boring, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Boring, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Boring, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Boring, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Boring car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Boring, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,921 $11,615 $3,093 $3,139
GEICO $2,801 $3,078 $3,201 $3,724 $8,606 $9,837 $2,398 $2,535
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,337 $2,341 $2,111 $2,170 $5,610 $7,377 $2,721 $2,930
Progressive $2,468 $2,220 $2,149 $2,197 $8,944 $9,788 $2,879 $2,816
State Farm $2,966 $2,966 $2,739 $2,739 $8,983 $11,468 $3,320 $3,730
USAA $2,041 $2,000 $1,915 $1,903 $4,597 $5,410 $2,342 $2,611

How much do teen drivers pay for car insurance in Boring, MD?

Boring, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Boring car insurance rates from multiple Boring, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Boring, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,921 $11,615
GEICO $8,606 $9,837
Liberty Mutual $12,715 $18,821
Nationwide $5,610 $7,377
Progressive $8,944 $9,788
State Farm $8,983 $11,468
USAA $4,597 $5,410

How much do senior drivers pay for car insurance in Boring, MD?

With a little research, seniors can find affordable car insurance in Boring, Maryland. Here’s a look at how the top Boring car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Boring, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $3,201 $3,724
Liberty Mutual $6,499 $6,499
Nationwide $2,111 $2,170
Progressive $2,149 $2,197
State Farm $2,739 $2,739
USAA $1,915 $1,903

How does coverage level affect Boring, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Boring, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Boring, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $4,354 $4,493 $4,721
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $3,298 $3,461 $3,589
Progressive $3,987 $4,185 $4,376
State Farm $4,594 $4,879 $5,120
USAA $2,700 $2,863 $2,995

How does your driving record affect Boring, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Boring, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Boring, Maryland companies.

Annual Boring, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,412
GEICO $3,195 $4,987 $6,118 $3,791
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $3,029 $4,084 $3,245 $3,441
Progressive $3,568 $4,742 $4,317 $4,103
State Farm $4,352 $5,490 $4,807 $4,807
USAA $2,239 $2,754 $4,006 $2,411

How does a DUI affect Boring, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Boring, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Boring, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $6,118
Liberty Mutual $13,060
Nationwide $3,245
Progressive $4,317
State Farm $4,807
USAA $4,006

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How does your credit history affect Boring, MD car insurance rates?

Take a look at the data here to see how your Boring, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Boring, Maryland

Insurance Company Poor Fair Good
Allstate $6,651 $4,641 $4,110
GEICO $5,129 $4,246 $4,194
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $4,420 $3,116 $2,813
Progressive $5,257 $3,965 $3,326
State Farm $7,115 $4,222 $3,255
USAA $3,798 $2,611 $2,148

How does your commute affect Boring, MD car insurance rates?

Boring, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Boring if you’re financing.

Annual Car Insurance Rates by Commute Length in Boring, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $4,445 $4,600
Liberty Mutual $8,894 $9,380
Nationwide $3,450 $3,450
Progressive $4,182 $4,182
State Farm $4,735 $4,993
USAA $2,765 $2,940

Who has the cheapest Boring, MD car insurance rates?

Here’s a breakdown of Boring, Maryland car insurance rates by company. You can see which company offers the cheapest Boring car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Boring, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Boring, MD car insurance companies?

Which Boring, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Boring companies to find the one for you.

Average Annual Car Insurance Rates by Company in Boring, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $4,523
Liberty Mutual $9,137
Nationwide $3,450
Progressive $4,182
State Farm $4,864
USAA $2,852

Car Insurance Quotes for Boring, MD

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