Cheap Quotes for Bon Air, AL Car Insurance (2021)

Bon Air, Alabama car insurance rates average $301 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Bon Air, AL companies, you can find cheap Bon Air car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Bon Air, AL after a DUI are $4,125/year
  • Average car insurance rates in Bon Air, AL are $301/month
  • Bon Air has an average commute time of 26.4 minutes

How do the Bon Air, Alabama monthly average car insurance rates of $301/month compare to nearby cities like Mobile car insurance rates, Auburn car insurance rates, and Dothan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bon Air, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Bon Air, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bon Air, Alabama companies to find the most affordable Bon Air car insurance rates.

Enter your ZIP code above to find cheap Bon Air, AL car insurance quotes today.

What are the minimum Bon Air, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Bon Air, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Bon Air, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Bon Air, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Bon Air, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bon Air car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bon Air, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,019 $1,923 $1,824 $1,859 $7,091 $7,610 $2,265 $2,317
Farmers $2,248 $2,232 $2,009 $2,134 $8,684 $8,935 $2,555 $2,658
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,123 $3,374 $2,557 $2,859 $11,428 $12,705 $3,331 $3,553
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,308 $2,164 $1,891 $2,026 $9,412 $10,491 $2,696 $2,854
State Farm $2,753 $2,753 $2,486 $2,486 $8,283 $10,373 $3,109 $3,588
Travelers $1,446 $1,468 $1,356 $1,351 $7,650 $11,975 $1,371 $1,575
USAA $1,295 $1,317 $1,208 $1,184 $3,838 $4,257 $1,687 $1,822

How much do teen drivers pay for car insurance in Bon Air, AL?

Bon Air, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Bon Air car insurance rates from multiple Bon Air, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bon Air, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,091 $7,610
Farmers $8,684 $8,935
GEICO $5,465 $5,384
Liberty Mutual $11,428 $12,705
Nationwide $4,446 $5,755
Progressive $9,412 $10,491
State Farm $8,283 $10,373
Travelers $7,650 $11,975
USAA $3,838 $4,257

How much do senior drivers pay for car insurance in Bon Air, AL?

With a little research, seniors can find affordable car insurance in Bon Air, Alabama. Here’s a look at how the top Bon Air car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bon Air, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,859
Farmers $2,009 $2,134
GEICO $1,993 $2,033
Liberty Mutual $2,557 $2,859
Nationwide $1,564 $1,624
Progressive $1,891 $2,026
State Farm $2,486 $2,486
Travelers $1,356 $1,351
USAA $1,208 $1,184

How does coverage level affect Bon Air, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bon Air, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bon Air, Alabama

Insurance Company Low Medium High
Allstate $3,249 $3,359 $3,482
Farmers $3,711 $3,880 $4,204
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,130 $5,342 $5,626
Nationwide $2,607 $2,586 $2,642
Progressive $3,787 $4,205 $4,699
State Farm $4,242 $4,473 $4,721
Travelers $3,362 $3,594 $3,616
USAA $2,005 $2,065 $2,158

How does your driving record affect Bon Air, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Bon Air, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bon Air, Alabama companies.

Annual Bon Air, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,854 $3,369 $4,001 $3,229
Farmers $3,307 $4,279 $4,175 $3,966
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,206 $5,862 $5,729 $5,669
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,822 $4,801 $4,103 $4,195
State Farm $4,046 $5,008 $4,431 $4,431
Travelers $2,935 $3,080 $4,504 $3,576
USAA $1,597 $2,002 $2,977 $1,728

How does a DUI affect Bon Air, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Bon Air, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Bon Air, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,001
Farmers $4,175
GEICO $3,878
Liberty Mutual $5,729
Nationwide $3,331
Progressive $4,103
State Farm $4,431
Travelers $4,504
USAA $2,977

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How does your credit history affect Bon Air, AL car insurance rates?

Take a look at the data here to see how your Bon Air, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bon Air, Alabama

Insurance Company Poor Fair Good
Allstate $4,149 $3,267 $2,674
Farmers $4,409 $3,792 $3,594
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,688 $4,713 $3,698
Nationwide $3,155 $2,458 $2,223
Progressive $4,778 $4,093 $3,820
State Farm $7,263 $3,676 $2,497
Travelers $3,844 $3,333 $3,395
USAA $2,795 $1,814 $1,619

How does your commute affect Bon Air, AL car insurance rates?

Bon Air, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bon Air if you’re financing.

Annual Car Insurance Rates by Commute Length in Bon Air, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,363 $3,363
Farmers $3,932 $3,932
GEICO $2,876 $2,987
Liberty Mutual $5,366 $5,366
Nationwide $2,612 $2,612
Progressive $4,230 $4,230
State Farm $4,371 $4,586
Travelers $3,524 $3,524
USAA $1,981 $2,171

Who has the cheapest Bon Air, AL car insurance rates?

Here’s a breakdown of Bon Air, Alabama car insurance rates by company. You can see which company offers the cheapest Bon Air car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bon Air, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Bon Air, AL car insurance companies?

Which Bon Air, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Bon Air companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bon Air, Alabama

Insurance Company Average Annual Rates
Allstate $3,363
Farmers $3,932
GEICO $2,931
Liberty Mutual $5,366
Nationwide $2,612
Progressive $4,230
State Farm $4,479
Travelers $3,524
USAA $2,076

What factors affect Bon Air, AL car insurance rates?

Why are Bon Air, Alabama car insurance rates different than rates in Mobile or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bon Air, AL?

More time spent behind the wheel can lead to higher Bon Air, Alabama car insurance rates. In Bon Air, AL, the average commute length is 26.4 minutes.

Car Insurance Quotes for Bon Air, AL

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