Cheap Quotes for Blue Ridge, AL Car Insurance (2021)

Blue Ridge, Alabama car insurance rates average $306 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Blue Ridge, AL companies, you can find cheap Blue Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Blue Ridge is USAA
  • Blue Ridge has an average commute time of 21.5 minutes
  • Average car insurance rates in Blue Ridge, AL for senior drivers are $1,941/year

How do the Blue Ridge, Alabama monthly average car insurance rates of $306/month compare to nearby cities like Huntsville car insurance rates, Tuscaloosa car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Blue Ridge, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Blue Ridge, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Blue Ridge, Alabama companies to find the most affordable Blue Ridge car insurance rates.

Enter your ZIP code above to find cheap Blue Ridge, AL car insurance quotes today.

What are the minimum Blue Ridge, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Blue Ridge, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Blue Ridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Blue Ridge, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Blue Ridge, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Blue Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blue Ridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,891 $1,805 $1,710 $1,743 $6,526 $7,008 $2,120 $2,167
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,777 $1,799 $1,618 $1,676 $4,696 $6,054 $1,974 $2,208
Progressive $2,513 $2,343 $2,066 $2,213 $10,503 $11,694 $2,931 $3,100
State Farm $2,931 $2,931 $2,657 $2,657 $8,913 $11,182 $3,314 $3,806
Travelers $1,400 $1,421 $1,315 $1,310 $7,448 $11,703 $1,327 $1,517
USAA $1,316 $1,338 $1,229 $1,208 $3,877 $4,298 $1,709 $1,850

How much do teen drivers pay for car insurance in Blue Ridge, AL?

Blue Ridge, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Blue Ridge car insurance rates from multiple Blue Ridge, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Blue Ridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,526 $7,008
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,696 $6,054
Progressive $10,503 $11,694
State Farm $8,913 $11,182
Travelers $7,448 $11,703
USAA $3,877 $4,298

How much do senior drivers pay for car insurance in Blue Ridge, AL?

With a little research, seniors can find affordable car insurance in Blue Ridge, Alabama. Here’s a look at how the top Blue Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Blue Ridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,710 $1,743
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,618 $1,676
Progressive $2,066 $2,213
State Farm $2,657 $2,657
Travelers $1,315 $1,310
USAA $1,229 $1,208

How does coverage level affect Blue Ridge, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Blue Ridge, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Blue Ridge, Alabama

Insurance Company Low Medium High
Allstate $3,007 $3,117 $3,240
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,711 $2,701 $2,763
Progressive $4,151 $4,644 $5,215
State Farm $4,521 $4,794 $5,082
Travelers $3,254 $3,499 $3,538
USAA $2,026 $2,092 $2,192

How does your driving record affect Blue Ridge, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Blue Ridge, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Blue Ridge, Alabama companies.

Annual Blue Ridge, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,660 $3,132 $3,695 $2,998
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,383 $2,383 $3,473 $2,661
Progressive $4,205 $5,310 $4,553 $4,613
State Farm $4,329 $5,373 $4,747 $4,747
Travelers $2,858 $2,999 $4,383 $3,481
USAA $1,619 $2,028 $3,014 $1,751

How does a DUI affect Blue Ridge, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Blue Ridge, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Blue Ridge, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,695
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,473
Progressive $4,553
State Farm $4,747
Travelers $4,383
USAA $3,014

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How does your credit history affect Blue Ridge, AL car insurance rates?

Take a look at the data here to see how your Blue Ridge, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Blue Ridge, Alabama

Insurance Company Poor Fair Good
Allstate $3,858 $3,029 $2,477
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,289 $2,566 $2,321
Progressive $5,255 $4,524 $4,232
State Farm $7,787 $3,938 $2,673
Travelers $3,741 $3,244 $3,305
USAA $2,826 $1,840 $1,643

How does your commute affect Blue Ridge, AL car insurance rates?

Blue Ridge, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Blue Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Blue Ridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,121 $3,121
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,725 $2,725
Progressive $4,670 $4,670
State Farm $4,680 $4,918
Travelers $3,430 $3,430
USAA $2,007 $2,199

Who has the cheapest Blue Ridge, AL car insurance rates?

Here’s a breakdown of Blue Ridge, Alabama car insurance rates by company. You can see which company offers the cheapest Blue Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Blue Ridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Blue Ridge, AL car insurance companies?

Which Blue Ridge, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Blue Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Blue Ridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,121
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,725
Progressive $4,670
State Farm $4,799
Travelers $3,430
USAA $2,103

What factors affect Blue Ridge, AL car insurance rates?

Why are Blue Ridge, Alabama car insurance rates different than rates in Huntsville or Tuscaloosa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Blue Ridge, AL?

More time spent behind the wheel can lead to higher Blue Ridge, Alabama car insurance rates. In Blue Ridge, AL, the average commute length is 21.5 minutes.

Car Insurance Quotes for Blue Ridge, AL

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