Cheap Quotes for Bloomington, MD Car Insurance (2021)

Bloomington, Maryland car insurance rates average $321 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Bloomington, MD companies, you can find cheap Bloomington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Bloomington, MD for senior drivers are $2,519/year
  • Average car insurance rates in Bloomington, MD after a DUI are $4,537/year
  • The cheapest car insurance company in Bloomington is USAA

How do the Bloomington, Maryland monthly average car insurance rates of $321/month compare to nearby cities like Salisbury car insurance rates, Gaithersburg car insurance rates, and Rockville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bloomington, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Bloomington, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bloomington, Maryland companies to find the most affordable Bloomington car insurance rates.

Enter your ZIP code above to find cheap Bloomington, MD car insurance quotes today.

What are the minimum Bloomington, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Bloomington, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Bloomington, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Bloomington, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Bloomington, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bloomington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bloomington, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,779 $2,687 $2,629 $2,694 $7,650 $8,897 $2,543 $2,587
GEICO $2,145 $2,333 $2,403 $2,727 $6,333 $7,342 $1,817 $1,959
Liberty Mutual $5,709 $5,709 $5,642 $5,642 $11,216 $16,691 $5,709 $7,739
Nationwide $1,719 $1,729 $1,559 $1,606 $3,946 $5,163 $1,979 $2,131
Progressive $2,131 $1,941 $1,860 $1,892 $7,394 $8,117 $2,493 $2,474
State Farm $1,939 $1,939 $1,775 $1,775 $6,131 $7,855 $2,160 $2,456
USAA $1,644 $1,615 $1,534 $1,530 $3,632 $4,289 $1,892 $2,107

How much do teen drivers pay for car insurance in Bloomington, MD?

Bloomington, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Bloomington car insurance rates from multiple Bloomington, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bloomington, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $8,897
GEICO $6,333 $7,342
Liberty Mutual $11,216 $16,691
Nationwide $3,946 $5,163
Progressive $7,394 $8,117
State Farm $6,131 $7,855
USAA $3,632 $4,289

How much do senior drivers pay for car insurance in Bloomington, MD?

With a little research, seniors can find affordable car insurance in Bloomington, Maryland. Here’s a look at how the top Bloomington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bloomington, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,629 $2,694
GEICO $2,403 $2,727
Liberty Mutual $5,642 $5,642
Nationwide $1,559 $1,606
Progressive $1,860 $1,892
State Farm $1,775 $1,775
USAA $1,534 $1,530

How does coverage level affect Bloomington, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bloomington, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bloomington, Maryland

Insurance Company Low Medium High
Allstate $3,982 $4,040 $4,153
GEICO $3,284 $3,365 $3,498
Liberty Mutual $7,802 $7,991 $8,229
Nationwide $2,385 $2,483 $2,569
Progressive $3,407 $3,539 $3,668
State Farm $3,095 $3,262 $3,403
USAA $2,168 $2,287 $2,385

How does your driving record affect Bloomington, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Bloomington, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bloomington, Maryland companies.

Annual Bloomington, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $4,746 $3,607 $4,272
GEICO $2,413 $3,738 $4,494 $2,885
Liberty Mutual $5,849 $7,640 $11,231 $7,308
Nationwide $2,188 $2,918 $2,337 $2,473
Progressive $3,027 $3,972 $3,680 $3,473
State Farm $2,919 $3,663 $3,216 $3,216
USAA $1,797 $2,199 $3,193 $1,933

How does a DUI affect Bloomington, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Bloomington, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Bloomington, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
GEICO $4,494
Liberty Mutual $11,231
Nationwide $2,337
Progressive $3,680
State Farm $3,216
USAA $3,193

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How does your credit history affect Bloomington, MD car insurance rates?

Take a look at the data here to see how your Bloomington, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bloomington, Maryland

Insurance Company Poor Fair Good
Allstate $5,239 $3,672 $3,263
GEICO $3,833 $3,177 $3,138
Liberty Mutual $11,457 $7,372 $5,192
Nationwide $3,163 $2,244 $2,030
Progressive $4,464 $3,341 $2,808
State Farm $4,761 $2,823 $2,176
USAA $3,035 $2,086 $1,720

How does your commute affect Bloomington, MD car insurance rates?

Bloomington, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bloomington if you’re financing.

Annual Car Insurance Rates by Commute Length in Bloomington, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,114
GEICO $3,324 $3,440
Liberty Mutual $7,789 $8,225
Nationwide $2,479 $2,479
Progressive $3,538 $3,538
State Farm $3,172 $3,335
USAA $2,210 $2,350

Who has the cheapest Bloomington, MD car insurance rates?

Here’s a breakdown of Bloomington, Maryland car insurance rates by company. You can see which company offers the cheapest Bloomington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bloomington, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Bloomington, MD car insurance companies?

Which Bloomington, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Bloomington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bloomington, Maryland

Insurance Company Average Annual Rates
Allstate $4,058
GEICO $3,382
Liberty Mutual $8,007
Nationwide $2,479
Progressive $3,538
State Farm $3,254
USAA $2,280

Car Insurance Quotes for Bloomington, MD

Shop for affordable Bloomington, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Bloomington, MD car insurance companies.

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